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How much does insuring a used Kia Forte cost?

The South Korean automobile manufacturer Kia Motors launched the Kia Forte mid-2008 to replace the Kia Cerato. The 2014 Forte has gained the approval of auto critics for addressing consumer grievances against the previous Forte models, making the Forte a formidable contender in the compact car market.

On an average, Americans pay $1,336 to insure a used Kia Forte on an annual basis. The median price of this car ranges from $11,992 in Minnesota to $17,995 in Hawaii. The insurance percentage (the median price of a car when compared to its average annual insurance) is the least in Maine (5%) and the highest in Michigan (19%).

The insurance for a used Kia Forte costs the least in Maine, with an average annual insurance rate of $845, which is 5% of the median price ($15,900). This comes as no surprise, considering the fact that the state of Maine has a reputation for being the cheapest state when it comes to auto insurance. The average annual insurance premium in Maine is $827.

In the state of New Hampshire, on the other hand, the average annual insurance premium is set at $1,112. But you get the better deal when it comes to insuring a used Kia Forte here. With a median price of $14,495 and an insurance average of $924 (i.e., 6% of the median price), the Forte is an affordable deal in New Hampshire.

In Iowa, the median price is even lower ($12,900), and the average insurance is $950, i.e., 7% of the median price. In West Virginia, the median price is $12,995, though the insurance average is $1679, i.e., 12% of the median price. This means that you might save a considerable amount on the upfront costs here, but end up spending a lot more in the long run for insuring your car.

Average Yearly Insurance Premium $1,360
Kia Forte MSRP $19,050
Estimated Monthly Income to Afford a Kia Forte Car including Insurance $360

Kia Forte - Average Insurance Price by Segment

Male $2,440
Male Married $2,270
Female $1,400
Female Married $1,340
Teenage Boy $5,360
Teenage Girl $5,550

Kia Forte Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Electronic stability control Antilock brakes

Expensive States for Insuring Kia Forte

RankStateAverage Insurance of Kia ForteMSRPEstimated Monthly Income to Afford a Kia Forte including Insurance Cost
1 Michigan $2,500 $18,700 $380
2 Louisiana $2,300 $19,300 $380
3 Oklahoma $1,900 $19,500 $380
4 New Jersey $1,800 $19,300 $370
5 Massachusetts $1,800 $18,900 $370
6 West Virginia $1,700 $18,900 $370
7 Montana $1,700 $18,600 $360
8 California $1,700 $19,700 $380
9 Rhode Island $1,600 $19,200 $370
10 Georgia $1,600 $19,600 $380

Cheap States for Insuring Kia Forte

RankStateAverage Insurance of Kia ForteMSRPEstimated Monthly Income to Afford a Kia Forte including Insurance Cost
1 Maine $800 $18,600 $340
2 Idaho $900 $18,400 $340
3 New Hampshire $900 $18,800 $350
4 Arizona $1,000 $19,600 $370
5 Iowa $1,000 $18,500 $350
6 North Carolina $1,000 $19,500 $360
7 Ohio $1,000 $18,600 $350
8 Vermont $1,000 $17,800 $330
9 Nebraska $1,100 $18,700 $350
10 Nevada $1,100 $19,400 $360

Kia Forte - Remaining States under Study

RankStateAverage Insurance of Kia ForteMSRPEstimated Monthly Income to Afford of Kia Forte including Insurance Cost
1 Tennessee $1,100 $19,400 $360
2 Arkansas $1,200 $19,500 $370
3 Colorado $1,200 $18,600 $350
4 Illinois $1,200 $19,000 $360
5 Indiana $1,200 $19,400 $370
6 Minnesota $1,200 $18,600 $350
7 Oregon $1,200 $18,900 $360
8 South Carolina $1,200 $19,400 $370
9 Utah $1,200 $19,400 $370
10 Washington $1,200 $19,600 $370
11 Wisconsin $1,200 $18,600 $350
12 Kansas $1,300 $19,200 $360
13 North Dakota $1,300 $18,700 $350
14 New Mexico $1,300 $18,400 $350
15 New York $1,300 $18,500 $350
16 Virginia $1,300 $19,200 $360
17 Wyoming $1,300 $19,300 $370
18 Alaska $1,400 $18,600 $350
19 Florida $1,400 $19,500 $370
20 Hawaii $1,400 $19,400 $370
21 Kentucky $1,400 $19,500 $370
22 Maryland $1,400 $18,600 $350
23 Missouri $1,400 $19,400 $370
24 Mississippi $1,400 $19,400 $370
25 Pennsylvania $1,400 $18,800 $360
26 Alabama $1,500 $19,600 $370
27 Delaware $1,500 $19,200 $370
28 Texas $1,500 $19,600 $370
29 Connecticut $1,600 $18,700 $360

Kia Forte Models Comparison

Model Style Cylinders MSRP Average Premium of Kia Forte models Est. Monthly Income to Afford a Kia Forte including Insurance Cost
Forte EX 2WD 4 Door Sedan 4 cyl. $19,100 $1,340 $360
Forte EX 2WD 4 Door Hatchback 4 cyl. $19,100 $1,340 $360
Forte Koup EX 2WD 2 Door Coupe 4 cyl. $19,100 $1,370 $360
Forte Koup SX 2WD 2 Door Coupe 4 cyl. $19,100 $1,410 $360
Forte LX 2WD 4 Door Hatchback 4 cyl. $19,100 $1,380 $360
Forte LX 2WD 4 Door Sedan 4 cyl. $19,100 $1,310 $360
Forte SX 2WD 4 Door Hatchback 4 cyl. $19,100 $1,370 $360
Forte SX 2WD 4 Door Sedan 4 cyl. $19,100 $1,360 $360

Kia Forte vs Minivans Insurance Comparision