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Ford Explorer: Idaho the best state to buy, but New York, a good bet among the populous areas

Ford Explorer, a sports utility vehicle, was launched in the year 1991. Since then significant changes have been made to the car model every few years or so.

In this feature, by comparing insurance averages and median prices of used Ford Explorer across various states of United States we will try to find out the state where purchasing this car model will be beneficial to the customers. Please note that the used cars belong to the year range 2005–2012.

Let us compare five states with the lowest insurance average.

State Insurance average ($) Median price ($) Insurance percentage
Maine 817 22,991 3%
Iowa 890 29,988 2%
New Hampshire 915 22,995 3%
Idaho 927 20,925 4%
Indiana 974 26,789 3%

Maine has the lowest insurance average but it will be more beneficial if the customers buy their cars from Idaho. In Idaho, the customers might have to pay $ 110 more for the insurance, but they will save $ 2066 on the median price.

Despite low insurance average, Iowa will not be a good place to buy Ford Explorer due to the high median price.

Let us now compare the insurance averages in the largest states in terms of population.

State Insurance average ($) Median price ($) Insurance percentage
California 1,658 26,390 6%
Texas 1,478 25,998 5%
New York 1,263 25,500 4%
Florida 1,275 26,988 4%

New York would be the best bet for the customers due to low insurance average and median price among the high populated states.

New York is bordered by New Jersey and Pennsylvania to the south. New Jersey has an insurance average of $ 1592 and a median price of $ 25488. Pennsylvania has an insurance average of $ 1310 and a median price of $ 24995. So if New York figures are compared to these states, travelling to New York to buy this car model makes sense.

Average Yearly Insurance Premium $1,300
Ford Explorer MSRP $38,200
Estimated Monthly Income to Afford a Ford Explorer Car including Insurance $700

Ford Explorer - Average Insurance Price by Segment

Male $1,390
Male Married $1,180
Female $800
Female Married $750
Teenage Boy $2,940
Teenage Girl $2,590

Ford Explorer Safety Features - 2013

Side airbags: head curtain airbags for all three rows of seats and front seat-mounted torso airbags Rollover sensor: designed to deploy the side curtain airbags in the event of an impending rollover Passenger knee airbag: a separate airbag in the lower instrument panel designed to minimize knee injuries in frontal crashes (beginning with 2013 models) Inflatable seat belts (optional in second row outboard seats) Electronic stability control, includes roll stability control Antilock brakes

Expensive States for Insuring Ford Explorer

RankStateAverage Insurance of Ford ExplorerMSRPEstimated Monthly Income to Afford a Ford Explorer including Insurance Cost
1 Louisiana $2,300 $38,800 $730
2 Michigan $2,200 $37,300 $700
3 Oklahoma $1,900 $35,600 $660
4 Montana $1,700 $37,300 $690
5 West Virginia $1,600 $35,200 $650
6 Rhode Island $1,600 $36,900 $680
7 New Jersey $1,600 $37,300 $690
8 California $1,600 $38,300 $710
9 Missouri $1,500 $37,100 $680
10 Georgia $1,500 $34,400 $640

Cheap States for Insuring Ford Explorer

RankStateAverage Insurance of Ford ExplorerMSRPEstimated Monthly Income to Afford a Ford Explorer including Insurance Cost
1 Maine $800 $42,000 $760
2 Iowa $900 $39,500 $720
3 Idaho $900 $45,100 $820
4 New Hampshire $900 $40,200 $730
5 Indiana $1,000 $40,100 $730
6 North Carolina $1,000 $38,400 $700
7 Ohio $1,000 $36,500 $660
8 Vermont $1,000 $37,300 $680
9 Arizona $1,100 $37,900 $690
10 Colorado $1,100 $38,600 $700

Ford Explorer - Remaining States under Study

RankStateAverage Insurance of Ford ExplorerMSRPEstimated Monthly Income to Afford of Ford Explorer including Insurance Cost
1 Illinois $1,100 $39,100 $710
2 Minnesota $1,100 $39,800 $720
3 Nevada $1,100 $35,600 $650
4 Oregon $1,100 $39,500 $720
5 South Carolina $1,100 $37,200 $680
6 Washington $1,100 $45,700 $830
7 Arkansas $1,200 $39,700 $720
8 Kansas $1,200 $39,100 $710
9 Mississippi $1,200 $36,600 $670
10 Nebraska $1,200 $37,300 $680
11 New Mexico $1,200 $37,300 $680
12 Tennessee $1,200 $31,400 $580
13 Utah $1,200 $40,600 $740
14 Virginia $1,200 $37,300 $680
15 Wisconsin $1,200 $42,500 $770
16 Alaska $1,300 $39,100 $720
17 Florida $1,300 $37,500 $690
18 Maryland $1,300 $37,900 $690
19 North Dakota $1,300 $34,300 $630
20 New York $1,300 $41,000 $750
21 Pennsylvania $1,300 $41,200 $750
22 Wyoming $1,300 $32,100 $590
23 Alabama $1,400 $38,400 $710
24 Delaware $1,400 $37,300 $690
25 Hawaii $1,400 $39,900 $730
26 Kentucky $1,400 $36,100 $660
27 Massachusetts $1,400 $41,300 $760
28 Texas $1,400 $36,100 $660
29 Connecticut $1,500 $37,300 $690

Ford Explorer Models Comparison

Model Style Cylinders MSRP Average Premium of Ford Explorer models Est. Monthly Income to Afford a Ford Explorer including Insurance Cost
Explorer 4 Door Utility 2WD 4 cyl. $38,200 $1,270 $700
Explorer 4 Door Utility 2WD 6 cyl. $38,200 $1,200 $700
Explorer AWD 4 Door Utility 4WD 6 cyl. $38,200 $1,300 $700
Explorer Limited 4 Door SUV 4WD 6 cyl. $38,200 $1,320 $700
Explorer Limited 4 Door SUV 2WD SOHC 6 cyl. $38,200 $1,320 $700
Explorer Limited 4 Door SUV 4WD 8 cyl. $38,200 $1,310 $700
Explorer Limited 4 Door SUV 2WD SOHC 8 cyl. $38,200 $1,310 $700
Explorer Limited 4 Door SUV 2WD SOHC 4 cyl. $38,200 $1,300 $700
Explorer Limited 4 Door Utility 2WD 6 cyl. $38,200 $1,310 $700
Explorer Limited AWD 4 Door Utility AWD 6 cyl. $38,200 $1,360 $700
Explorer XLT 4 Door Utility 2WD 4 cyl. $38,200 $1,270 $700
Explorer XLT 4 Door Utility 2WD 6 cyl. $38,200 $1,340 $700
Explorer XLT 4 Door SUV 4WD 6 cyl. $38,200 $1,290 $700
Explorer XLT 4 Door Utility 4WD 6 cyl. $38,200 $1,350 $700

Ford Explorer vs Mid Size SUV Insurance Comparision