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Insuring the Sonata is expensive in most states in the U.S.

Insurance for the Hyundai Sonata costs above $1400 in 24 states. In this feature, we will examine the insurance rates and median prices of the Sonata in these states, and explore the possibility of lowering the total cost of buying a used Hyundai Sonata in these states.

Let us look at the insurance average and median prices of these states as listed in the table below. The insurance percentage is the percentage of the median price that is spent on insuring the vehicle.

State Insurance average ($) Median price ($) Insurance percentage (%)
Alaska 1,417 21,490 6
Oregon 1,418 15,848 8
Massachusetts 1,429 15,894 8
Nevada 1,439 16,954 8
Hawaii 1,447 13,991 10
Tennessee 1,496 16,635 8
Minnesota 1,504 13,999 10
Utah 1,504 16,032 9
Delaware 1,552 14,885 10
Alabama 1,555 17,990 8
Maryland 1,572 15,990 9
New Jersey 1,594 16,995 9
Arkansas 1,632 15,995 10
California 1,675 16,799 9
Missouri 1,689 15,940 10
West Virginia 1,714 17,600 9
Pennsylvania 1,724 16,380 10
Kentucky 1,804 15,941 11
Montana 1,816 14,995 12
Connecticut 1,901 15,928 11
Oklahoma 2,015 15,991 12
Louisiana 2,385 16,980 14
Michigan 2,585 14,995 17
Georgia 2,703 16,926 15

The insurance rates are exorbitant in Louisiana, Michigan, and Georgia. Though you cannot bring down your insurance costs by buying insurance from another state, you could always choose to buy your car from another state. Buyers from these states could lower their total costs by buying the car from Minnesota or Hawaii, and getting it shipped home.

If you live in Minnesota or Hawaii, you are probably wondering how you could reduce your costs of buying a Hyundai Sonata. The median price of the Sonata is lower only in the state of Wyoming (where it is available for $13,102). This means that it is probably smarter for you to buy your Sonata from Minnesota or Hawaii, because adding shipping and auto transport costs to your calculations, and you might end up spending more if you choose to buy it from Wyoming. So the only way you can save is if you figure out a way to lower your premium. Buying an anti-theft device for your car could earn you a few brownie points with your insurance carrier, and help you reduce your premium without reducing your coverage. Also, adding teenage drivers to your policy might help.

Average Yearly Insurance Premium $1,460
Hyundai Sonata MSRP $23,920
Estimated Monthly Income to Afford a Hyundai Sonata Car including Insurance $450

Hyundai Sonata - Average Insurance Price by Segment

Male $1,750
Male Married $1,540
Female $1,090
Female Married $1,000
Teenage Boy $7,470
Teenage Girl $3,470

Hyundai Sonata Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Electronic stability control Antilock brakes Daytime running lights

Expensive States for Insuring Hyundai Sonata

RankStateAverage Insurance of Hyundai SonataMSRPEstimated Monthly Income to Afford a Hyundai Sonata including Insurance Cost
1 Georgia $2,700 $25,200 $490
2 Michigan $2,600 $24,600 $480
3 Louisiana $2,400 $23,600 $460
4 Oklahoma $1,900 $25,100 $480
5 Connecticut $1,900 $25,200 $480
6 Montana $1,800 $23,600 $450
7 Kentucky $1,800 $23,200 $440
8 West Virginia $1,700 $23,600 $450
9 Pennsylvania $1,700 $23,300 $440
10 Missouri $1,700 $23,500 $450

Cheap States for Insuring Hyundai Sonata

RankStateAverage Insurance of Hyundai SonataMSRPEstimated Monthly Income to Afford a Hyundai Sonata including Insurance Cost
1 Maine $900 $23,400 $430
2 Iowa $1,000 $21,300 $400
3 North Carolina $1,000 $24,400 $450
4 Ohio $1,000 $22,900 $420
5 Idaho $1,100 $23,300 $430
6 Indiana $1,100 $23,200 $430
7 Arizona $1,200 $26,800 $500
8 Colorado $1,200 $25,400 $470
9 Illinois $1,200 $26,800 $500
10 Mississippi $1,200 $23,500 $440

Hyundai Sonata - Remaining States under Study

RankStateAverage Insurance of Hyundai SonataMSRPEstimated Monthly Income to Afford of Hyundai Sonata including Insurance Cost
1 North Dakota $1,200 $21,700 $410
2 New Hampshire $1,200 $23,300 $430
3 South Carolina $1,200 $22,700 $420
4 Virginia $1,200 $23,200 $430
5 Vermont $1,200 $23,600 $440
6 Washington $1,200 $22,100 $410
7 Wisconsin $1,200 $25,200 $470
8 Kansas $1,300 $23,300 $440
9 Nebraska $1,300 $25,500 $480
10 New Mexico $1,300 $23,600 $440
11 New York $1,300 $23,300 $440
12 Wyoming $1,300 $20,300 $380
13 Alaska $1,400 $24,800 $460
14 Florida $1,400 $23,300 $440
15 Hawaii $1,400 $25,300 $470
16 Massachusetts $1,400 $23,500 $440
17 Nevada $1,400 $23,600 $440
18 Oregon $1,400 $28,200 $520
19 Texas $1,400 $24,600 $460
20 Delaware $1,500 $23,600 $440
21 Minnesota $1,500 $23,600 $440
22 Tennessee $1,500 $25,600 $480
23 Utah $1,500 $25,500 $480
24 Alabama $1,600 $23,200 $440
25 Arkansas $1,600 $23,600 $450
26 Maryland $1,600 $23,600 $450
27 New Jersey $1,600 $23,300 $440
28 Rhode Island $1,600 $23,400 $440
29 California $1,700 $23,500 $450

Hyundai Sonata Models Comparison

Model Style Cylinders MSRP Average Premium of Hyundai Sonata models Est. Monthly Income to Afford a Hyundai Sonata including Insurance Cost
Sonata GLS 4 Door Sedan 4 cyl. $23,900 $1,420 $450
Sonata Limited 4 Door Sedan 4 cyl. $23,900 $1,460 $450
Sonata Limited 4 Door Sedan Turbo 4 cyl. $23,900 $1,500 $450
Sonata SE 4 Door Sedan 4 cyl. $23,900 $1,460 $450
Sonata SE 4 Door Sedan Turbo 4 cyl. $23,900 $1,490 $450

Hyundai Sonata vs Mid Size Sedan Insurance Comparision