Compare Quotes from Top Providers and Save now!

Get the best used Honda Civic deals in either Albany or Rochester

Purchasing a used Honda Civic could be a real steal if you know exactly which city to buy it from. Honda Civic has been one of the most popular compact cars since its launch. This variant of Honda is usually slotted between the Honda Fit and the Honda Accord. The car has been discontinued this year but you can easily look for a used Honda Civic in the state of New York.

The eight generation of this car was built in two separate platforms. The sedan and coupe variant was basically designed with the American population in mind. The hatchback variety was basically built to cater to the European population.

Look at the chart provided below for the price of used Honda Civic in the different cities of New York. The data is for the cars that have been sold between the years 2005 and 2011.

City Insurance Average ($) Median Price ($) Insurance %
Albany 1,016 12,418 8
Brooklyn 3,970 15,995 24
Buffalo 1,786 15,296 11
Syracuse 970 18,990 5
Rochester 1,009 14,170 7

If you live in Syracuse, where the insurance costs are the lowest, but the median price is the highest – you can buy the Civic from one of the other cities and drive it back to your hometown. The numbers are in your favor, because even if you spend an extra $600-$1,000 on shipping the car from Albany, and a further $300-500 on auto transport insurance, you are still saving in the long run.

The insurance rate in Rochester is also not very high and the median price is competitive. If purchasing the car from Albany is an issue for some reason, you can definitely go to Rochester and purchase this vehicle. If you are from Brooklyn or Buffalo, you should still take the trouble of purchasing it from the other cities mentioned above as you can end up saving a few thousand dollars on upfront costs.

How much does insurance for your Honda Civic cost in your state?

When it was first introduced in the 1970s the Honda Civic was slotted among the affordable car category. It was introduced as a two-door subcompact car, but was revamped every few years to its current ninth generation four-door compact model. With several added safety and security features, the Honda Civic is now associated with affluence.

You can choose from the Si, HF or hybrid models. And the latest, i.e. the 2013 one boasts of better suspension with good steering control. If you are planning to buy the Honda Civic, you need to be aware of the cost of insuring it in your state.

If you live in the ‘Gem State’ of Idaho, where the median price of this car is $ 16991, and the insurance percentage is also low (5%), you are among the lucky few. A majority of the states pay much higher to insure the Civic, including California, Connecticut, Louisiana, Michigan, Montana, New Jersey, Oklahoma, where the insurance percentage is in double digits.

The insurance percentage of the Honda Civic is the lowest in states such as Maine, Iowa, Idaho, and North Carolina, i.e., 5%. In states such as Arizona, Illinois, New Hampshire, Ohio, Washington, Wisconsin, it is slightly higher – around 6%. In states like The insurance percentage is on the higher side (9%) in states such as Utah, Rhode Island, Pennsylvania, Massachusetts, Kentucky, Georgia, Delaware, Colorado and Alabama are close to the double digit insurance percentage.

While the insurance percentage is one of the deciding factors, do not forget to compare it to the median price of the car. The Honda Civic is available for a median price of around $9988 in Hawaii. However, one would have to pay approximately $17994 for this compact car in New York.

Average Yearly Insurance Premium $1,430
Honda Civic MSRP $20,130
Estimated Monthly Income to Afford a Honda Civic Car including Insurance $380

Honda Civic - Average Insurance Price by Segment

Male $1,820
Male Married $1,500
Female $980
Female Married $890
Teenage Boy $3,570
Teenage Girl $2,840

Honda Civic Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Electronic stability control Antilock brakes Daytime running lights

Expensive States for Insuring Honda Civic

RankStateAverage Insurance of Honda CivicMSRPEstimated Monthly Income to Afford a Honda Civic including Insurance Cost
1 Michigan $2,600 $18,800 $380
2 Louisiana $2,500 $20,000 $400
3 Georgia $2,000 $20,000 $390
4 Oklahoma $1,900 $19,800 $380
5 California $1,800 $20,000 $390
6 West Virginia $1,700 $20,000 $380
7 Rhode Island $1,700 $19,800 $380
8 New Jersey $1,700 $20,000 $380
9 Montana $1,700 $20,000 $380
10 Kentucky $1,700 $20,700 $400

Cheap States for Insuring Honda Civic

RankStateAverage Insurance of Honda CivicMSRPEstimated Monthly Income to Afford a Honda Civic including Insurance Cost
1 Iowa $900 $20,000 $370
2 Maine $900 $20,000 $370
3 Idaho $1,000 $24,200 $450
4 New Hampshire $1,000 $20,000 $370
5 Indiana $1,100 $20,000 $370
6 North Carolina $1,100 $19,800 $370
7 Ohio $1,100 $20,000 $370
8 Vermont $1,100 $20,000 $370
9 Arizona $1,200 $20,000 $380
10 Colorado $1,200 $19,800 $370

Honda Civic - Remaining States under Study

RankStateAverage Insurance of Honda CivicMSRPEstimated Monthly Income to Afford of Honda Civic including Insurance Cost
1 Illinois $1,200 $20,000 $380
2 South Carolina $1,200 $20,000 $380
3 Washington $1,200 $20,300 $380
4 Wisconsin $1,200 $20,000 $380
5 Kansas $1,300 $20,000 $380
6 Mississippi $1,300 $20,000 $380
7 North Dakota $1,300 $18,400 $350
8 Nebraska $1,300 $20,000 $380
9 New Mexico $1,300 $20,000 $380
10 Nevada $1,300 $20,000 $380
11 New York $1,300 $20,000 $380
12 Oregon $1,300 $21,000 $400
13 Tennessee $1,300 $20,000 $380
14 Utah $1,300 $20,000 $380
15 Virginia $1,300 $20,000 $380
16 Alaska $1,400 $21,000 $400
17 Arkansas $1,400 $20,000 $380
18 Florida $1,400 $20,000 $380
19 Massachusetts $1,400 $20,000 $380
20 Maryland $1,400 $20,000 $380
21 Minnesota $1,400 $20,000 $380
22 Wyoming $1,400 $19,800 $380
23 Missouri $1,500 $20,000 $380
24 Texas $1,500 $21,600 $410
25 Alabama $1,600 $20,000 $380
26 Delaware $1,600 $20,000 $380
27 Hawaii $1,600 $21,400 $410
28 Pennsylvania $1,600 $20,000 $380
29 Connecticut $1,700 $19,800 $380

Honda Civic Models Comparison

Model Style Cylinders MSRP Average Premium of Honda Civic models Est. Monthly Income to Afford a Honda Civic including Insurance Cost
Civic EX 4 Door Sedan 4 cyl. $20,100 $1,490 $380
Civic EX 2 Door Coupe 4 cyl. $20,100 $1,430 $380
Civic LX 2 Door Coupe 4 cyl. $20,100 $1,420 $380
Civic LX 4 Door Sedan 4 cyl. $20,100 $1,380 $380

Honda Civic vs Small Coupe Insurance Comparision