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Honda Insight: States with high prices, percentages, and premiums

The median price of a used Honda Insight ranges from $11,990 in Iowa to $999999 in Tennessee. The high median price in Tennessee, however, is the exception. The Insight is available for a median price below $18,000 in all the other states. Insuring the Insight is also very reasonable in most of the states. Except for the eight states (Georgia, Connecticut, New Jersey, Alabama, California, Massachusetts, Oklahoma, and Michigan) where the average annual insurance rate of the Insight is higher than $1400, it is extremely affordable to insure this compact Honda.

In Georgia and Connecticut, the average annual insurance rates are $1482 and $1487, respectively. These are still lower than the rates in the other six states listed above.

In New Jersey and Alabama, the average annual insurance rates are $1535 and $1555, respectively. The median price of the Honda Insight in these states is not very high. In New Jersey, a used Honda Insight can be bought for a median price of $13,493. In Alabama, too, this 5-door hatchback is available for $13,999. This brings the insurance percentage (the percentage of the median price spent on insurance) to 11% in both these states. This is a high insurance percentage, compared to the other states, but the low median price in these states could have contributed to raising the insurance percentage.

In Pennsylvania, New York, Florida, Kentucky, Texas, and Georgia, the average annual insurance rate is between $1300 and $1400. The median price of the Insight is low in Florida and Texas ($13,988 and $13,995, respectively).

Michigan is notably the most expensive state to insure an Insight, with a whopping insurance percentage of 18% of the median price. The median price here is $13,300. This means that it might be cheaper to buy an Insight in Michigan, but the recurring annual costs to insure it are astronomical.

Average Yearly Insurance Premium $1,320
Honda Insight MSRP $22,140
Estimated Monthly Income to Afford a Honda Insight Car including Insurance $420

Honda Insight - Average Insurance Price by Segment

Male $2,050
Male Married $1,250
Female $1,240
Female Married $1,070
Teenage Boy $4,530
Teenage Girl $4,150

Honda Insight Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Electronic stability control (standard beginning with 2011 models, optional on 2010 models) Antilock brakes Daytime running lights

Expensive States for Insuring Honda Insight

RankStateAverage Insurance of Honda InsightMSRPEstimated Monthly Income to Afford a Honda Insight including Insurance Cost
1 Michigan $2,500 $22,100 $440
2 Louisiana $2,300 $22,000 $430
3 Oklahoma $1,900 $21,200 $410
4 Massachusetts $1,800 $21,200 $410
5 West Virginia $1,700 $22,000 $420
6 Montana $1,700 $22,000 $420
7 California $1,700 $22,900 $440
8 Rhode Island $1,600 $21,700 $410
9 Alabama $1,600 $22,900 $430
10 New Jersey $1,500 $21,300 $400

Cheap States for Insuring Honda Insight

RankStateAverage Insurance of Honda InsightMSRPEstimated Monthly Income to Afford a Honda Insight including Insurance Cost
1 Maine $800 $22,000 $400
2 Iowa $900 $21,200 $390
3 Idaho $900 $26,600 $490
4 New Hampshire $900 $22,000 $410
5 Vermont $900 $22,000 $410
6 Arizona $1,000 $21,200 $390
7 North Carolina $1,000 $21,200 $390
8 Ohio $1,000 $22,900 $420
9 Colorado $1,100 $21,300 $400
10 Indiana $1,100 $22,800 $420

Honda Insight - Remaining States under Study

RankStateAverage Insurance of Honda InsightMSRPEstimated Monthly Income to Afford of Honda Insight including Insurance Cost
1 Nebraska $1,100 $22,000 $410
2 Nevada $1,100 $23,000 $430
3 Oregon $1,100 $23,100 $430
4 Tennessee $1,100 $22,900 $430
5 Washington $1,100 $21,900 $410
6 Wisconsin $1,100 $23,000 $430
7 Arkansas $1,200 $22,000 $410
8 Illinois $1,200 $21,200 $400
9 Maryland $1,200 $24,600 $460
10 Minnesota $1,200 $22,000 $410
11 Missouri $1,200 $22,800 $430
12 New Mexico $1,200 $22,000 $410
13 South Carolina $1,200 $22,900 $430
14 Utah $1,200 $22,000 $410
15 Alaska $1,300 $23,100 $430
16 Florida $1,300 $21,800 $410
17 Kansas $1,300 $22,000 $410
18 New York $1,300 $21,300 $400
19 Pennsylvania $1,300 $19,500 $370
20 Virginia $1,300 $22,100 $410
21 Wyoming $1,300 $21,200 $400
22 Hawaii $1,400 $23,500 $440
23 Kentucky $1,400 $22,000 $410
24 Mississippi $1,400 $19,700 $370
25 North Dakota $1,400 $20,200 $380
26 Texas $1,400 $22,700 $430
27 Connecticut $1,500 $22,900 $430
28 Delaware $1,500 $22,000 $420
29 Georgia $1,500 $22,900 $430

Honda Insight Models Comparison

Model Style Cylinders MSRP Average Premium of Honda Insight models Est. Monthly Income to Afford a Honda Insight including Insurance Cost
Insight 5 Door Hatchback 4 cyl. $22,100 $1,290 $410
Insight EX 5 Door Hatchback 4 cyl. $22,100 $1,340 $420
Insight LX 5 Door Hatchback 4 cyl. $22,100 $1,330 $420

Honda Insight vs Small Sedan Insurance Comparision