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Buying a used Ford Taurus in the tri-state area

If you are considering buying a used Ford Taurus, you are probably wondering how much it would cost to insure it every year. The average annual insurance of the Taurus ranges between $ 849 and $2,977. It is the cheapest in Maine, and the most expensive in Georgia.

The median price of this car is the lowest in North Dakota ($12,999) and the highest in Delaware ($23,744).

Let us consider the total cost of buying a used Ford Taurus in the tri-state area of New York, New Jersey and Connecticut. The cost of insuring the Taurus is higher in this area than it is in Maine or Iowa. What can you do to get an affordable deal on the Taurus if you live in this area?

Let us consider the table below.

State Make Model Year Range Insurance Average ($) Median Price ($) Insurance Percentage (%)
New York Ford Taurus 2005-2012 1,318 18,795 7
New Jersey Ford Taurus 2005-2012 1,605 19,495 8
Connecticut Ford Taurus 2005-2012 1,903 16,269 11

If you plan to buy the car from New York or New Jersey, it’s going to cost you a much higher price. Even if you plan to buy your Taurus from Connecticut, you could end up spending a lot more than you need to.  On the other hand, if you buy the car from North Dakota, and have it shipped home, you could save at least a couple of thousand dollars. Even if you add transport costs, as well as auto transport insurance, you would still end up saving money.

If you do not want to go through the process of buying the car from another state and getting it shipped, you could buy it from Connecticut and drive it home. To lower insurance rates, you could resort to a few tactics, such as getting an anti-theft device installed and adding teens to your insurance policy.

Average Yearly Insurance Premium $1,460
Ford Taurus MSRP $33,300
Estimated Monthly Income to Afford a Ford Taurus Car including Insurance $620

Ford Taurus - Average Insurance Price by Segment

Male $1,520
Male Married $1,240
Female $830
Female Married $760
Teenage Boy $3,710
Teenage Girl $2,710

Ford Taurus Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Rollover sensor: designed to deploy the side curtain airbags in the event of an impending rollover Electronic stability control Antilock brakes Daytime running lights (optional on vehicles sold to fleets)

Expensive States for Insuring Ford Taurus

RankStateAverage Insurance of Ford TaurusMSRPEstimated Monthly Income to Afford a Ford Taurus including Insurance Cost
1 Georgia $2,700 $28,600 $550
2 Michigan $2,600 $33,200 $630
3 Louisiana $2,400 $39,100 $740
4 Oklahoma $2,100 $33,600 $630
5 Montana $1,900 $32,300 $610
6 Kentucky $1,800 $28,200 $530
7 Connecticut $1,800 $32,300 $600
8 Rhode Island $1,700 $32,000 $600
9 Pennsylvania $1,700 $34,500 $640
10 Missouri $1,700 $32,300 $600

Cheap States for Insuring Ford Taurus

RankStateAverage Insurance of Ford TaurusMSRPEstimated Monthly Income to Afford a Ford Taurus including Insurance Cost
1 Maine $800 $41,700 $750
2 Iowa $900 $27,500 $500
3 Indiana $1,000 $27,500 $510
4 North Carolina $1,000 $35,100 $640
5 Ohio $1,000 $31,700 $580
6 Colorado $1,100 $35,300 $650
7 New Hampshire $1,100 $41,300 $750
8 Washington $1,100 $37,400 $680
9 Idaho $1,200 $39,100 $710
10 Illinois $1,200 $36,400 $670

Ford Taurus - Remaining States under Study

RankStateAverage Insurance of Ford TaurusMSRPEstimated Monthly Income to Afford of Ford Taurus including Insurance Cost
1 Kansas $1,200 $33,200 $610
2 Mississippi $1,200 $33,400 $610
3 South Carolina $1,200 $33,000 $610
4 Virginia $1,200 $32,300 $590
5 Wisconsin $1,200 $36,800 $670
6 Florida $1,300 $35,500 $650
7 North Dakota $1,300 $29,800 $550
8 New Mexico $1,300 $32,300 $600
9 New York $1,300 $33,700 $620
10 Oregon $1,300 $28,000 $520
11 Vermont $1,300 $32,300 $600
12 Alaska $1,400 $34,000 $630
13 Arizona $1,400 $33,900 $630
14 Hawaii $1,400 $34,600 $640
15 Massachusetts $1,400 $37,600 $690
16 Nebraska $1,400 $32,300 $600
17 Nevada $1,400 $34,400 $630
18 Texas $1,400 $30,200 $560
19 Wyoming $1,400 $27,800 $520
20 Alabama $1,500 $33,300 $620
21 Delaware $1,500 $32,300 $600
22 Minnesota $1,500 $32,200 $600
23 Tennessee $1,500 $33,800 $630
24 Utah $1,500 $35,600 $660
25 Arkansas $1,600 $32,300 $600
26 California $1,600 $33,500 $620
27 Maryland $1,600 $28,500 $530
28 New Jersey $1,600 $32,300 $600
29 West Virginia $1,600 $33,600 $620

Ford Taurus Models Comparison

Model Style Cylinders MSRP Average Premium of Ford Taurus models Est. Monthly Income to Afford a Ford Taurus including Insurance Cost
Taurus Limited 4 Door Sedan 3.5L 6 cyl. $33,300 $1,500 $620
Taurus Limited AWD 4 Door Sedan 3.5L 6 cyl. $33,300 $1,530 $620
Taurus SE 4 Door Sedan 3.5L 6 cyl. $33,300 $1,410 $620
Taurus SEL 4 Door Sedan 3.5L 6 cyl. $33,300 $1,400 $610
Taurus SEL AWD 4 Door Sedan 3.5L 6 cyl. $33,300 $1,470 $620
Taurus SHO AWD 4 Door Sedan 3.5L 6 cyl. $33,300 $1,440 $620

Ford Taurus vs Large Sedan Insurance Comparision