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The cheapest states to buy and insure a used Kia Sportage

The Kia Sportage, Kia’s compact crossover wagon, has been on the block since 1993. The good news for Sportage drivers is that this is a relatively cheaper car to insure. The used Sportage costs an average of $17870 across the country. On an average, the United States pays $1230 every year to insure a Sportage. The average insurance rates of the Sportage are lower than $1500 in 40 states.

In this feature, we will compare the median prices and insurance averages of the Sportage across the states to figure out the best state to buy a Sportage.

The insurance average of the Sportage is lower than $1000 in the following states –

State Year Range Insurance Average ($) Median Price ($) Insurance Percentage (%)
Maine 2005 - 2012 802 20,591 3
New Hampshire 2005 - 2012 909 18,998 4
Vermont 2005 - 2012 911 13,491 6
Iowa 2005 - 2012 916 16,995 5
Arizona 2005 - 2012 938 17,518 5
Idaho 2005 - 2012 948 19,991 4
Indiana 2005 - 2012 955 14,988 6
North Carolina 2005 - 2012 964 17,585 5
Ohio 2005 - 2012 975 13,688 7

Insuring the Sportage costs the least in Maine. As of December 4, 2013, the average annual insurance rate in Maine is $802. The median price here is $20,591. Insurance accounts for only 3% of total costs here. However, it is evident that the Sportage costs the least in Vermont. In Vermont, the median price of the Sportage is $13,491. This is the second least expensive state to buy a Sportage.  It is only available for a lower median price in Pennsylvania, where it costs around $13,490. The insurance average in Vermont is $911, while it is $1318 in Pennsylvania.

The Sportage is also very affordable in Ohio and Indiana. If you live in one of the states where it costs above $16000, you could buy it from Vermont, Ohio, or Indiana, and have it shipped back home. Even if you add auto shipping and transport insurance, you could end up saving thousands of dollars on your overall costs.

Average Yearly Insurance Premium $1,240
Kia Sportage MSRP $24,480
Estimated Monthly Income to Afford a Kia Sportage Car including Insurance $460

Kia Sportage - Average Insurance Price by Segment

Male $1,740
Male Married $1,590
Female $830
Female Married $750
Teenage Boy $5,310
Teenage Girl $3,750

Kia Sportage Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Rollover sensor: designed to deploy the side curtain airbags in the event of an impending rollover Electronic stability control, includes roll stability control Antilock brakes

Expensive States for Insuring Kia Sportage

RankStateAverage Insurance of Kia SportageMSRPEstimated Monthly Income to Afford a Kia Sportage including Insurance Cost
1 Michigan $2,100 $23,300 $450
2 Louisiana $2,100 $24,700 $480
3 West Virginia $1,600 $26,300 $490
4 Oklahoma $1,600 $23,400 $440
5 Georgia $1,600 $24,500 $460
6 California $1,600 $24,300 $460
7 Montana $1,500 $24,900 $470
8 Connecticut $1,500 $27,800 $520
9 Rhode Island $1,400 $24,400 $460
10 New Jersey $1,400 $24,700 $460

Cheap States for Insuring Kia Sportage

RankStateAverage Insurance of Kia SportageMSRPEstimated Monthly Income to Afford a Kia Sportage including Insurance Cost
1 Maine $800 $24,500 $450
2 Iowa $900 $23,400 $430
3 Idaho $900 $24,700 $450
4 Indiana $900 $24,300 $450
5 New Hampshire $900 $25,900 $480
6 Vermont $900 $21,600 $400
7 Arizona $1,000 $23,600 $440
8 North Carolina $1,000 $24,300 $450
9 Ohio $1,000 $24,400 $450
10 South Carolina $1,000 $24,000 $440

Kia Sportage - Remaining States under Study

RankStateAverage Insurance of Kia SportageMSRPEstimated Monthly Income to Afford of Kia Sportage including Insurance Cost
1 Colorado $1,100 $25,900 $480
2 Illinois $1,100 $24,400 $450
3 Minnesota $1,100 $24,500 $450
4 Nebraska $1,100 $24,200 $450
5 Nevada $1,100 $24,200 $450
6 Oregon $1,100 $25,400 $470
7 Tennessee $1,100 $23,600 $440
8 Virginia $1,100 $25,300 $470
9 Washington $1,100 $26,100 $480
10 Wisconsin $1,100 $23,300 $430
11 Wyoming $1,100 $25,900 $480
12 Arkansas $1,200 $23,100 $430
13 Kansas $1,200 $23,200 $430
14 Maryland $1,200 $24,600 $460
15 Mississippi $1,200 $26,600 $490
16 North Dakota $1,200 $24,500 $460
17 New Mexico $1,200 $24,500 $460
18 New York $1,200 $24,400 $450
19 Texas $1,200 $24,200 $450
20 Utah $1,200 $24,700 $460
21 Alaska $1,300 $24,900 $460
22 Florida $1,300 $24,100 $450
23 Hawaii $1,300 $23,100 $430
24 Pennsylvania $1,300 $24,600 $460
25 Alabama $1,400 $23,200 $440
26 Delaware $1,400 $26,100 $490
27 Kentucky $1,400 $23,200 $440
28 Massachusetts $1,400 $24,600 $460
29 Missouri $1,400 $23,900 $450

Kia Sportage Models Comparison

Model Style Cylinders MSRP Average Premium of Kia Sportage models Est. Monthly Income to Afford a Kia Sportage including Insurance Cost
Sportage 2WD 4 Door Utility 4 cyl. $24,500 $1,160 $450
Sportage EX 2WD 4 Door Utility 4 cyl. $24,500 $1,240 $460
Sportage EX 4WD 4 Door Utility 4 cyl. $24,500 $1,310 $460
Sportage LX 4WD 4 Door Utility 4 cyl. $24,500 $1,260 $460
Sportage SX 2WD 4 Door Utility 4 cyl. $24,500 $1,290 $460

Kia Sportage vs Small SUV Insurance Comparision