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Which state has the lowest Dodge Challenger insurance rates among the five southern states of East Coast?

The Dodge Challenger is presently in its third generations, starting from 1970-74, 1978-83, 2008-present Between 1970 and 1974, the Challenger was a pony car; the 1978-83 model years saw it become a subcompact car. It has now come full circle in its present generation to become a pony once again. The present model is considered a rival to the Ford Mustang.

The Challenger’s best selling points are its classic exteriors, comfortable cabin with lots of leg space, comfortable seats, and fuel efficiency.

In this feature, we shall consider the cost of insuring a used Dodge Challenger in the five southern East Coast states.

State Insurance Average ($) Median Price ($) Insurance Percentage (%) Estimated total cost of purchase including insurance costs ($)
Virginia 1,365 25,790 5 27,155
North Carolina 1,145 27,899 4 29,044
South Carolina 1,259 24,999 5 26,258
Georgia 2,735 23,997 11 26,732
Florida 1,335 24,993 5 26,328

The table below shows us that the insurance percentage ranges from 4% in North Carolina to 11% in Georgia. So, Georgia should be the most expensive state and North Carolina is the cheapest, right?

If we consider all the costs, South Carolina is the least expensive in comparison to other states. If we look at the upfront costs and calculate it with one year’s insurance average, the total comes to $26,258.

But, North Carolina is the state with the most expensive insurance deals. This is in spite of Georgia having the highest insurance average. This because the upfront cost of the Challenger is the highest in North Carolina. When you add a year’s insurance average to it, it adds up to $29,044.  However, the recurring annual cost of insurance is much higher in Georgia. While you can avoid paying a high median price by buying your car from another state and having it shipped back home, you cannot avoid high insurance rates. The only solution to the high insurance rates is to try to lower your premiums by other ways such as installing anti-theft devices, parking you car in a garage instead of the driveway, etc. These might convince your auto insurance company to lower your premium.

Average Yearly Insurance Premium $1,670
Dodge Challenger MSRP $33,420
Estimated Monthly Income to Afford a Dodge Challenger Car including Insurance $620

Dodge Challenger - Average Insurance Price by Segment

Male $2,460
Male Married $2,120
Female $1,550
Female Married $1,370
Teenage Boy $6,600
Teenage Girl $3,650

Expensive States for Insuring Dodge Challenger

RankStateAverage Insurance of Dodge ChallengerMSRPEstimated Monthly Income to Afford a Dodge Challenger including Insurance Cost
1 Michigan $2,800 $36,700 $700
2 Georgia $2,800 $31,000 $600
3 Louisiana $2,600 $31,700 $610
4 Oklahoma $2,100 $31,700 $600
5 Connecticut $2,100 $37,000 $690
6 California $2,100 $31,300 $590
7 West Virginia $2,000 $35,100 $660
8 Utah $2,000 $37,100 $690
9 Rhode Island $2,000 $38,000 $710
10 Montana $2,000 $38,400 $720

Cheap States for Insuring Dodge Challenger

RankStateAverage Insurance of Dodge ChallengerMSRPEstimated Monthly Income to Afford a Dodge Challenger including Insurance Cost
1 Maine $1,000 $31,700 $580
2 Iowa $1,100 $32,100 $590
3 North Carolina $1,200 $32,000 $590
4 Ohio $1,200 $33,400 $610
5 Arizona $1,300 $33,300 $610
6 Colorado $1,300 $30,900 $570
7 Idaho $1,300 $38,400 $700
8 Indiana $1,300 $40,700 $740
9 South Carolina $1,300 $31,700 $580
10 Vermont $1,300 $31,700 $580

Dodge Challenger - Remaining States under Study

RankStateAverage Insurance of Dodge ChallengerMSRPEstimated Monthly Income to Afford of Dodge Challenger including Insurance Cost
1 Florida $1,400 $30,700 $570
2 Illinois $1,400 $31,300 $580
3 Nebraska $1,400 $31,700 $590
4 New Hampshire $1,400 $31,700 $590
5 New York $1,400 $35,700 $660
6 Virginia $1,400 $31,700 $590
7 Washington $1,400 $34,400 $630
8 Wisconsin $1,400 $33,500 $620
9 Kansas $1,500 $31,700 $590
10 Minnesota $1,500 $32,600 $600
11 Mississippi $1,500 $31,700 $590
12 New Mexico $1,500 $31,700 $590
13 Nevada $1,500 $37,600 $690
14 Oregon $1,500 $33,500 $620
15 Alaska $1,600 $33,300 $620
16 Delaware $1,600 $35,300 $650
17 Tennessee $1,600 $33,200 $620
18 Arkansas $1,700 $33,000 $610
19 Hawaii $1,700 $33,900 $630
20 North Dakota $1,700 $29,200 $550
21 Wyoming $1,700 $27,300 $510
22 Pennsylvania $1,800 $29,800 $560
23 Texas $1,800 $30,900 $580
24 Alabama $1,900 $31,500 $590
25 Kentucky $1,900 $33,200 $620
26 Maryland $1,900 $32,700 $610
27 Missouri $1,900 $41,300 $770
28 New Jersey $1,900 $36,000 $670
29 Massachusetts $2,000 $33,600 $630

Dodge Challenger Models Comparison

Model Style Cylinders MSRP Average Premium of Dodge Challenger models Est. Monthly Income to Afford a Dodge Challenger including Insurance Cost
Challenger R/T 2 Door Coupe 8 cyl. $33,400 $1,590 $620
Challenger SRT8 2 Door Coupe 8 cyl. $33,400 $1,910 $630
Challenger SXT 2 Door Coupe 6 cyl. $33,400 $1,540 $620

Dodge Challenger vs Large Coupe Insurance Comparision