Flying and driving are both safer with seatbelts and insurance. When you are in the market for a used Honda Pilot, do not forget to factor in the cost of insuring your car when you’re chalking up your total cost estimates.
Honda’s 5-door SUV, the Honda Pilot, has low auto insurance rates in most states. Only nine states pay an annual average insurance rate above $1500 to insure a used Honda Pilot: Kentucky, California, Connecticut, West Virginia, Georgia, Montana, Oklahoma, Michigan, and Louisiana. Most of these states have a reputation for higher auto insurance rates.
In Maine, Iowa, North Carolina, New Hampshire, Indiana, and Idaho, owners of the Honda Pilot pay an average annual insurance rate of merely $813, $861, $893, $954, $968, and $996, respectively. These are the states where this number is below $1,000. Though the insurance rates are reasonable all over the country, these states have the lowest insurance rates for the Honda Pilot. These are the states where the insurance rates are typically low.
Let us, however, consider the remaining states. In Rhode Island, you can buy a used Honda Pilot for a median price of $12,998. Yes, this is the cheapest deal you can get in the country. The average insurance rate here is $1481, i.e., 11% of the median price. Even with a high insurance rate, buying a Pilot in Rhode Island is an affordable deal, due to the low median price.
In South Dakota and Wyoming, the median prices are $31,447 and $34,995, respectively. The average annual insurance rates, however, are low ($1300 and $1388, respectively). If you live in these states, you might want to consider buying the Pilot from one of the other states and having it shipped home. Even if you add shipping costs and auto transport insurance costs, you could still end up saving a huge amount if you choose to buy from another state.