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Honda Pilot: find out the insurance rates in your state before taking the plunge

Flying and driving are both safer with seatbelts and insurance. When you are in the market for a used Honda Pilot, do not forget to factor in the cost of insuring your car when you’re chalking up your total cost estimates.

Honda’s 5-door SUV, the Honda Pilot, has low auto insurance rates in most states. Only nine states pay an annual average insurance rate above $1500 to insure a used Honda Pilot: Kentucky, California, Connecticut, West Virginia, Georgia, Montana, Oklahoma, Michigan, and Louisiana. Most of these states have a reputation for higher auto insurance rates.

In Maine, Iowa, North Carolina, New Hampshire, Indiana, and Idaho, owners of the Honda Pilot pay an average annual insurance rate of merely $813, $861, $893, $954, $968, and $996, respectively. These are the states where this number is below $1,000. Though the insurance rates are reasonable all over the country, these states have the lowest insurance rates for the Honda Pilot. These are the states where the insurance rates are typically low.

Let us, however, consider the remaining states. In Rhode Island, you can buy a used Honda Pilot for a median price of $12,998. Yes, this is the cheapest deal you can get in the country. The average insurance rate here is $1481, i.e., 11% of the median price. Even with a high insurance rate, buying a Pilot in Rhode Island is an affordable deal, due to the low median price.

In South Dakota and Wyoming, the median prices are $31,447 and $34,995, respectively. The average annual insurance rates, however, are low ($1300 and $1388, respectively). If you live in these states, you might want to consider buying the Pilot from one of the other states and having it shipped home. Even if you add shipping costs and auto transport insurance costs, you could still end up saving a huge amount if you choose to buy from another state.

Average Yearly Insurance Premium $1,320
Honda Pilot MSRP $37,430
Estimated Monthly Income to Afford a Honda Pilot Car including Insurance $690

Honda Pilot - Average Insurance Price by Segment

Male $1,800
Male Married $1,540
Female $1,040
Female Married $1,010
Teenage Boy $7,700
Teenage Girl $2,710

Honda Pilot Safety Features - 2013

Side airbags: head curtain airbags for all three rows of seats and front seat-mounted torso airbags Rollover sensor: designed to deploy the side curtain airbags in the event of an impending rollover Electronic stability control Antilock brakes Daytime running lights

Expensive States for Insuring Honda Pilot

RankStateAverage Insurance of Honda PilotMSRPEstimated Monthly Income to Afford a Honda Pilot including Insurance Cost
1 Michigan $2,200 $34,700 $650
2 Louisiana $2,200 $37,600 $710
3 Oklahoma $2,100 $40,700 $760
4 Montana $1,900 $37,600 $700
5 Georgia $1,800 $32,800 $610
6 West Virginia $1,600 $37,600 $690
7 Connecticut $1,600 $37,600 $690
8 California $1,600 $36,000 $670
9 Rhode Island $1,500 $37,200 $690
10 New Jersey $1,500 $37,600 $690

Cheap States for Insuring Honda Pilot

RankStateAverage Insurance of Honda PilotMSRPEstimated Monthly Income to Afford a Honda Pilot including Insurance Cost
1 Maine $800 $37,600 $680
2 Iowa $900 $37,600 $680
3 North Carolina $900 $36,800 $670
4 Idaho $1,000 $45,500 $820
5 Indiana $1,000 $37,600 $680
6 New Hampshire $1,000 $37,600 $680
7 Ohio $1,000 $37,600 $680
8 Vermont $1,000 $37,600 $680
9 Arizona $1,100 $32,800 $600
10 Colorado $1,100 $37,600 $690

Honda Pilot - Remaining States under Study

RankStateAverage Insurance of Honda PilotMSRPEstimated Monthly Income to Afford of Honda Pilot including Insurance Cost
1 Illinois $1,100 $37,600 $690
2 Oregon $1,100 $39,500 $720
3 South Carolina $1,100 $37,600 $690
4 Virginia $1,100 $36,800 $670
5 Washington $1,100 $38,100 $690
6 Wisconsin $1,100 $38,000 $690
7 Alaska $1,200 $39,500 $720
8 Kansas $1,200 $37,600 $690
9 Minnesota $1,200 $37,600 $690
10 Mississippi $1,200 $36,100 $660
11 Nevada $1,200 $34,400 $630
12 New York $1,200 $37,600 $690
13 Utah $1,200 $37,600 $690
14 Arkansas $1,300 $37,600 $690
15 Florida $1,300 $36,000 $660
16 Hawaii $1,300 $40,200 $740
17 Maryland $1,300 $37,600 $690
18 North Dakota $1,300 $34,600 $640
19 Nebraska $1,300 $37,600 $690
20 New Mexico $1,300 $37,600 $690
21 Tennessee $1,300 $37,600 $690
22 Texas $1,300 $37,600 $690
23 Delaware $1,400 $37,600 $690
24 Massachusetts $1,400 $36,300 $670
25 Pennsylvania $1,400 $37,600 $690
26 Wyoming $1,400 $37,600 $690
27 Alabama $1,500 $37,600 $690
28 Kentucky $1,500 $37,600 $690
29 Missouri $1,500 $37,600 $690

Honda Pilot Models Comparison

Model Style Cylinders MSRP Average Premium of Honda Pilot models Est. Monthly Income to Afford a Honda Pilot including Insurance Cost
Pilot EX 5 Door 4WD SUV 6 cyl. $37,400 $1,310 $690
Pilot EX 5 Door 2WD SUV 6 cyl. $37,400 $1,310 $690
Pilot LX 5 Door 4WD SUV 6 cyl. $37,400 $1,290 $690
Pilot LX 5 Door 2WD SUV 6 cyl. $37,400 $1,260 $690
Pilot Touring 5 Door 4WD SUV 3.5L 6 cyl. $37,400 $1,420 $690
Pilot Touring 5 Door 2WD SUV 3.5L 6 cyl. $37,400 $1,380 $690

Honda Pilot vs Mid Size SUV Insurance Comparision