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How much does insuring a Lexus IS cost across the states?

The Lexus IS, formerly known as the Toyota Altezza in Japan, is a luxury car that has been in the American markets since 2000. The Lexus IS is a popular car in the used car market in the United States. If we compare the cost of insuring the Lexus IS to those of other luxury cars, it is evident that insuring the Lexus IS is relatively affordable.

As of December 4, 2013, Maine is the least expensive state to insure a Lexus IS, though the median price of the car is $24,591 here. The annual average insurance in Maine is $1106, i.e., 4% of the total costs.


The median price of the Lexus IS is the least in Oklahoma, where it is available for around $16,988. However, the insurance costs are high in this state. The average insurance paid by Lexus IS drivers in Oklahoma is $2662, i.e., 15% of total costs.  

Insuring the Lexus IS is the most expensive in the states of Louisiana, Michigan, and Georgia. The average insurance rates in these states are $2891, $3128, and $3274, respectively. The median prices of the Lexus IS in these states are $29,700, $23,000, and $26,998, respectively.


The states where the Lexus IS is the cheapest to insure are listed in the table below. The insurance percentage given in the table is the percentage of the median price that you spend on insurance.

State Year Range Insurance Average ($) Median Price ($) Insurance Percentage (%)
Maine 2005 - 2012 1,106 24,591 4
Ohio 2005 - 2012 1,255 24,990 5
Iowa 2005 - 2012 1,269 23,988 5
North Carolina 2005 - 2012 1,341 26,999 4
Wisconsin 2005 - 2012 1,363 20,091 6

If you live in one of the states where the price of the car is above $18,000, you could buy it from Oklahoma and have it shipped back home. But you do not have the option of buying insurance in another state. You could, however, speak to your insurance carrier about lowering your premium if you install an anti-theft device in your car. You could also add teenage drivers to your policy to lower your overall costs.

Average Yearly Insurance Premium $1,920
Lexus IS MSRP $44,460
Estimated Monthly Income to Afford a Lexus IS Car including Insurance $820

Lexus IS - Average Insurance Price by Segment

Male $2,260
Male Married $1,950
Female $1,380
Female Married $1,320
Teenage Boy $5,190
Teenage Girl $3,720

Expensive States for Insuring Lexus IS

RankStateAverage Insurance of Lexus ISMSRPEstimated Monthly Income to Afford a Lexus IS including Insurance Cost
1 Georgia $3,300 $41,700 $800
2 Michigan $3,200 $43,300 $820
3 Louisiana $3,000 $43,300 $820
4 Oklahoma $2,700 $43,300 $820
5 Hawaii $2,600 $46,300 $870
6 Montana $2,500 $43,300 $810
7 Wyoming $2,400 $37,200 $700
8 Kentucky $2,300 $42,400 $790
9 Connecticut $2,300 $43,300 $810
10 California $2,300 $42,100 $790

Cheap States for Insuring Lexus IS

RankStateAverage Insurance of Lexus ISMSRPEstimated Monthly Income to Afford a Lexus IS including Insurance Cost
1 Maine $1,100 $43,300 $790
2 Iowa $1,300 $43,300 $790
3 Ohio $1,300 $42,800 $780
4 Indiana $1,400 $43,300 $790
5 North Carolina $1,400 $41,100 $750
6 South Carolina $1,400 $43,300 $790
7 Wisconsin $1,400 $43,300 $790
8 Florida $1,500 $93,000 $1,670
9 Idaho $1,500 $52,400 $950
10 New Hampshire $1,500 $43,300 $790

Lexus IS - Remaining States under Study

RankStateAverage Insurance of Lexus ISMSRPEstimated Monthly Income to Afford of Lexus IS including Insurance Cost
1 Washington $1,500 $43,300 $790
2 Arizona $1,600 $45,500 $830
3 Colorado $1,600 $43,300 $800
4 Illinois $1,600 $45,500 $830
5 Mississippi $1,600 $43,300 $800
6 New York $1,600 $43,300 $800
7 Virginia $1,600 $43,300 $800
8 Vermont $1,600 $43,300 $800
9 Kansas $1,700 $43,300 $800
10 Nevada $1,700 $43,300 $800
11 Alaska $1,800 $45,500 $840
12 Delaware $1,800 $43,300 $800
13 Nebraska $1,800 $43,300 $800
14 New Mexico $1,800 $43,300 $800
15 Tennessee $1,900 $43,300 $800
16 Texas $1,900 $43,700 $810
17 Minnesota $2,000 $43,300 $800
18 Missouri $2,000 $43,300 $800
19 North Dakota $2,000 $39,800 $740
20 New Jersey $2,000 $43,300 $800
21 Rhode Island $2,000 $42,900 $800
22 Utah $2,000 $43,300 $800
23 Alabama $2,100 $44,600 $830
24 Arkansas $2,100 $43,300 $800
25 Massachusetts $2,100 $44,200 $820
26 Maryland $2,100 $43,300 $800
27 Oregon $2,100 $45,500 $840
28 Pennsylvania $2,100 $43,300 $800
29 West Virginia $2,100 $43,300 $800

Lexus IS Models Comparison

Model Style Cylinders MSRP Average Premium of Lexus IS models Est. Monthly Income to Afford a Lexus IS including Insurance Cost
IS 250 4 Door Sedan 6 cyl. $44,400 $1,700 $820
IS 250 4 Door Sedan AWD 6 cyl. $44,400 $1,800 $820
IS 250C 2 Door Convertible 6 cyl. $44,400 $1,850 $820
IS 350 4 Door Sedan 6 cyl. $44,400 $1,870 $820
IS 350 AWD 4 Door Sedan 6 cyl. $44,400 $1,960 $820
IS 350C 2 Door Convertible 6 cyl. $44,400 $1,960 $820
IS F 4 Door Sedan 8 cyl. $44,400 $2,460 $830

Lexus IS vs Mid Size Luxury Sedan Insurance Comparision