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Which state offers the best deal to insure an Audi S4?

The Audi S4 was first launched in 1991, and is in the same league as the Audi A4. It is an upgrade to the A4 model, but is power packed with several additional features. Some of them include added safety features, power train, etc. Manufacturers later renamed the S4 as the new A6 and updated the car with better features. But despite the name change, the differences between the two are merely cosmetic.

Buying insurance for luxury cars such as the Audi S4 can be challenging. You will have to clearly discuss with the car dealer and sort out insurance requirements. Just as the insurance rate may not be the same with different dealers, the insurance percentage, i.e., the percentage of the median price spent on insuring your car, also varies from state to state.

In states such as Arizona, the insurance percentage is 3% of the median price of the car, but in states like Pennsylvania it is as high as 14%. The average insurance in Arizona is $1,549; in Colorado it is slightly higher, set at $1556. But, in Georgia it is around $3,284. The average insurance is set at $2093 in California, and in Connecticut it is $2172. In the state of Maine, the average insurance is the lowest ($1010), but in the neighboring state of New Hampshire it is $1424.

In North Carolina, the median price of the Audi S4 is the highest – $ 47,900. Insuring the S4 in this state costs around $1,363 on an average. This makes the insurance percentage of the S4 a mere 2% of the median price. But with such a high median price, the low average annual insurance does connote any real savings in the long run.

The best state to buy a used S4 would be Iowa, where the median price of the car is $16,450 and the insurance average is also not very high, set at $1,288, i.e., 7% of the median price of the car.

Average Yearly Insurance Premium $1,810
Audi S4 MSRP $58,860
Estimated Monthly Income to Afford a Audi S4 Car including Insurance $1,070

Audi S4 - Average Insurance Price by Segment

Male $1,720
Male Married $1,680
Female $1,350
Female Married $1,170
Teenage Boy $4,360
Teenage Girl $2,870

Expensive States for Insuring Audi S4

RankStateAverage Insurance of Audi S4MSRPEstimated Monthly Income to Afford a Audi S4 including Insurance Cost
1 Georgia $3,300 $57,700 $1,080
2 Michigan $3,000 $61,600 $1,140
3 Louisiana $2,700 $58,900 $1,090
4 Oklahoma $2,500 $58,900 $1,090
5 West Virginia $2,300 $58,900 $1,080
6 Montana $2,300 $58,900 $1,080
7 Connecticut $2,200 $57,900 $1,060
8 Kentucky $2,100 $57,800 $1,060
9 California $2,100 $58,700 $1,080
10 Arkansas $2,100 $58,900 $1,080

Cheap States for Insuring Audi S4

RankStateAverage Insurance of Audi S4MSRPEstimated Monthly Income to Afford a Audi S4 including Insurance Cost
1 Maine $1,000 $58,900 $1,060
2 Iowa $1,300 $58,900 $1,070
3 Wisconsin $1,300 $58,100 $1,050
4 Idaho $1,400 $55,000 $1,000
5 Indiana $1,400 $58,900 $1,070
6 North Carolina $1,400 $56,000 $1,020
7 New Hampshire $1,400 $58,900 $1,070
8 Ohio $1,400 $60,700 $1,100
9 Washington $1,400 $55,900 $1,020
10 Arizona $1,500 $61,900 $1,120

Audi S4 - Remaining States under Study

RankStateAverage Insurance of Audi S4MSRPEstimated Monthly Income to Afford of Audi S4 including Insurance Cost
1 South Carolina $1,500 $58,900 $1,070
2 Virginia $1,500 $58,900 $1,070
3 Vermont $1,500 $58,900 $1,070
4 Colorado $1,600 $58,900 $1,070
5 Florida $1,600 $59,300 $1,080
6 Hawaii $1,600 $63,100 $1,150
7 Mississippi $1,600 $58,900 $1,070
8 North Dakota $1,600 $54,200 $990
9 Illinois $1,700 $61,900 $1,130
10 Kansas $1,700 $58,900 $1,070
11 Massachusetts $1,700 $60,100 $1,090
12 New Jersey $1,700 $59,300 $1,080
13 New Mexico $1,700 $58,900 $1,070
14 Nevada $1,700 $58,900 $1,070
15 New York $1,700 $59,500 $1,080
16 Alaska $1,800 $61,900 $1,130
17 Delaware $1,800 $58,900 $1,080
18 Maryland $1,800 $58,900 $1,080
19 Nebraska $1,800 $58,900 $1,080
20 Tennessee $1,800 $58,900 $1,080
21 Texas $1,800 $59,500 $1,090
22 Utah $1,800 $58,900 $1,080
23 Minnesota $1,900 $58,900 $1,080
24 Missouri $1,900 $58,900 $1,080
25 Wyoming $1,900 $50,700 $930
26 Alabama $2,000 $60,700 $1,110
27 Oregon $2,000 $61,900 $1,130
28 Pennsylvania $2,000 $58,900 $1,080
29 Rhode Island $2,000 $58,400 $1,070

Audi S4 Models Comparison

Model Style Cylinders MSRP Average Premium of Audi S4 models Est. Monthly Income to Afford a Audi S4 including Insurance Cost
S4 3.0 Quattro 4 Door Sedan AWD 6 cyl. $58,900 $1,830 $1,080

Audi S4 vs Mid Size Luxury Sedan Insurance Comparision