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The math of buying and insuring the luxury sedan Audi A8

The premium massive luxury sedan A8 is pricier than its compact counterparts A3, A4 and A6. With larger numbers, the math gets a little hazy as the variation in prices is coupled with major differences in its insurance percentages across the states.

The sedan is most expensive in the state of Georgia. At a median price of $70,860, the car will have to be insured with a further 5% insurance charge. The average annual insurance for this car is $3,614.

The best deal for the car can be found in the state of Delaware, where the median price of the vehicle is as less as $16,897. On a slight downside, which isn’t much of a dampener given the median rate, the buyer in this state will have to endure the maximum insurance percentage of 13%. The total still amounts to $2230, which is cheaper than the average insurance in the state of Connecticut. In Connecticut, for a median price of $52,998, the car can be purchased after an average sum of $2,650 is expended towards insurance.

Louisiana, Michigan and Massachusetts are three states where the car is heavily priced. Close to $64,900, the insurance percentage varies from 3% to 5%.

The state of Colorado offers a relatively better deal at a median price of $39,992. At an insurance percentage of 4%, the average amount expended towards insuring the vehicle would be $1,958. A better pricing bracket comes from the state of Illinois, where at 6% insurance rate the car can be purchased for a median price of $31,577.

The car is steeply priced in Arizona at $62,000. A further 3% is required to be paid towards insurance which amounts to an average of $1,868. Similarly priced in Minnesota, the car here costs $63,900. An average of $2,326 also has to be paid to insure the vehicle, which amounts roughly to 3% of the median price.

Average Yearly Insurance Premium $2,290
Audi A8 MSRP $93,320
Estimated Monthly Income to Afford a Audi A8 Car including Insurance $1,690

Audi A8 - Average Insurance Price by Segment

Male $3,900
Male Married $3,090
Female $2,030
Female Married $1,750
Teenage Boy $8,050
Teenage Girl $8,290

Expensive States for Insuring Audi A8

RankStateAverage Insurance of Audi A8MSRPEstimated Monthly Income to Afford a Audi A8 including Insurance Cost
1 Michigan $3,700 $93,100 $1,710
2 Louisiana $3,600 $93,100 $1,710
3 Georgia $3,600 $94,300 $1,730
4 Oklahoma $3,000 $93,100 $1,700
5 West Virginia $2,900 $93,100 $1,700
6 Montana $2,900 $93,100 $1,700
7 Hawaii $2,900 $99,600 $1,820
8 Wyoming $2,800 $80,100 $1,470
9 Kentucky $2,700 $91,200 $1,660
10 Connecticut $2,700 $96,100 $1,750

Cheap States for Insuring Audi A8

RankStateAverage Insurance of Audi A8MSRPEstimated Monthly Income to Afford a Audi A8 including Insurance Cost
1 Maine $1,400 $93,100 $1,670
2 North Carolina $1,600 $88,400 $1,590
3 Iowa $1,700 $93,100 $1,680
4 Ohio $1,700 $95,900 $1,730
5 Washington $1,700 $91,400 $1,650
6 Wisconsin $1,700 $90,700 $1,640
7 Florida $1,800 $90,900 $1,640
8 Idaho $1,800 $105,000 $1,890
9 Indiana $1,800 $93,100 $1,680
10 New Hampshire $1,800 $93,100 $1,680

Audi A8 - Remaining States under Study

RankStateAverage Insurance of Audi A8MSRPEstimated Monthly Income to Afford of Audi A8 including Insurance Cost
1 South Carolina $1,800 $93,100 $1,680
2 Arizona $1,900 $90,100 $1,630
3 Illinois $1,900 $97,700 $1,760
4 Vermont $1,900 $93,100 $1,680
5 Colorado $2,000 $93,100 $1,680
6 Virginia $2,000 $93,100 $1,680
7 Alaska $2,100 $97,700 $1,770
8 Mississippi $2,100 $93,100 $1,690
9 New Jersey $2,100 $92,700 $1,680
10 Nevada $2,100 $93,100 $1,690
11 New York $2,100 $97,900 $1,770
12 Delaware $2,200 $93,100 $1,690
13 Maryland $2,200 $93,100 $1,690
14 Texas $2,200 $94,000 $1,700
15 Massachusetts $2,300 $95,000 $1,720
16 Minnesota $2,300 $93,100 $1,690
17 Missouri $2,300 $93,100 $1,690
18 Nebraska $2,300 $93,100 $1,690
19 New Mexico $2,300 $93,100 $1,690
20 Oregon $2,300 $97,700 $1,770
21 Tennessee $2,300 $93,100 $1,690
22 Utah $2,300 $93,100 $1,690
23 Kansas $2,400 $93,100 $1,690
24 North Dakota $2,400 $85,600 $1,560
25 Pennsylvania $2,500 $93,100 $1,690
26 Rhode Island $2,500 $92,200 $1,680
27 Alabama $2,600 $95,900 $1,740
28 Arkansas $2,600 $93,100 $1,700
29 California $2,600 $92,100 $1,680

Audi A8 Models Comparison

Model Style Cylinders MSRP Average Premium of Audi A8 models Est. Monthly Income to Afford a Audi A8 including Insurance Cost
A8 L Quattro 4 Door Sedan AWD 8 cyl. $93,300 $2,320 $1,690

Audi A8 vs Luxury Sedan Insurance Comparision