Naperville, IL Auto Insurance Rates

Naperville, IL residents can save $360 by comparing multiple quotes & reading reviews & research on Naperville car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$639 $891 $1,289

Latest Auto Insurance Reviews in Naperville, Illinois


Geico
I am satisfied with this premium compared to other insurance companies because it offers me more discounts. It offers me some discounts based on my driving history and affiliation with a professional organization.
State Farm
This company has the best deal for me. The payments are easy and the other ones do not offer this same coverage.
Geico
Premium figures have been really well with Geico. I chose a higher premium to keep monthly figures down to help with my monthly budgets
Geico
The company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.
Aaa
AAA is pretty standard and doesn't offer anything special beyond bundling discounts.
Aaa
This company offers no frills, just the basics.
Aaa
Customer support is good other than the fact that each department has its own customer service lines so if you have multiple questions you have to call multiple lines.
State Farm
My personal agent has a very large phone-tree if you call him, and sometimes emails can get lost in the shuffle. Once he is aware of the problem though, everything is handled well. For collisions sent through the website, everything was very prompt.
Geico
I love the fact that I am able to quickly get someone on the phone. Seems almost like you have your own personal agent to deal with your insurance. They have online payments as well as phone payments. I am also allowed to have other people call on my behalf and pay my bill for me. Overall a very good company.
Aaa
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
Geico
I like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.
Allstate
They are responsive, easy to get in touch with and offer rates and terms that I am satisfied with. I have had the same agent for more than a decade, so consistency and reliability is also a big factor in staying with this company.
Aaa
This company doesn't go to bat for their customers. They basically just hope you will pay for everything and will go away.
State Farm
I still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.
Geico
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
Aaa
I recently had to pay $500 to get my car repaired after someone hit my car, and I am really unhappy about it. I don't feel like the company tried to get my claim resolved in a fair way at all.
Write Your Review | Naperville, Illinois Auto Insurance Analysis
Liberty Mutual, Naperville, IL
$51/1 month
Car Insurance Policy Holder
  • Divorced 73 Years old Male licensed 46 years ago with Own Toyota Sequoia SR5 used for Business with estimated annual mileage of 5,001 - 6,000.
  • vocational education & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Naperville Car Insurance Rate Comparisons

Naperville, IL's average car insurance of $891 differs from Wheatland, IL (+$879), Warrenville, IL (+$18), Boulder Hill, IL (+$579) and Illinois (+$431)

Naperville Wheatland, IL Warrenville, IL Boulder Hill, IL Illinois
Median Insurance Rates $891 +$879 +$18 +$579 +$431

Naperville Car Insurance Savings By Neighborhood & Street Area

Naperville Driver Street Residence & Car Locations Car Details in Naperville Naperville Driver Demographics Naperville Auto Insurance Estimates Recent Naperville Insurance Savings
Prairie Ridge
Northhampton Ct2006 Ford Fusion I4 SE48 year man$1,350$992
Massachusetts Ave2008 Mazda MAZDA3 i Touring50 year woman$731$520
Foxridge Farms
Lake Mary Dr2007 Cadillac DTS Luxury I82 year male senior$1,439$929
W Overman Ct2007 Buick Lacrosse CXS35 year married man$1,114$619
Quail Grove
Shagbark Dr2007 Chrysler 300 C48 year married woman$667$592
Carolina St2009 Jeep Liberty Sport80 year senior$994$653
Burnham Point
Warm Springs Ct2008 Audi A4 2.0T83 year female senior$1,374$420
Bluewater Cir2010 Toyota Prius 17 year teenager$2,610$439
Crossing
Alma Ln2013 Honda Civic LX19 year male teenager$2,752$461
Douglas Rd2013 Volkswagen Jetta S17 year female teenager$2,537$535

Naperville Post DUI Car Insurance Rates

Naperville Montgomery Bolingbrook Oswego Illinois
Median Post DUI Insurance Rate $1657 +$104 +$389 +$41 +$801
Male Teenager Post DUI Insurance Rate $6214 +$390 +$1458 +$152 +$3006
Female Teenager Post DUI Insurance Rate $5235 +$330 +$1230 +$131 +$2534

The Post DUI insurance in Naperville, IL's is $1657 compared to Montgomery (+$104), Bolingbrook (+$389), Oswego (+$41) and Illinois (+$801)

In Naperville, a male teenager with Post DUI pays $979 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS Luxury I in Naperville, IL would pay $6924 on auto insurance while a female teenager POST DUI would pay $5834.

Naperville Car Insurance by Segment

Naperville Teenagers Car Insurance Rates Comparison

11779 Naperville Teenagers (8% of total population), 53% Male & 47% Female.

Naperville DuPage County Wheaton Du Page Illinois
All Teenagers $3056 +$2946 +$20 +$888 +$1478
Male Teenager $3341 +$3221 +$22 +$971 +$1616
Female Teenager $2815 +$2715 +$19 +$819 +$1362

Naperville teenagers pay $3056 in insurance in contrast with DuPage County (+$2946), Wheaton (+$20), Du Page (+$888) and Illinois (+$1478). The difference between Male & Female teenagers in Naperville is $526

Example

  • 2014 Hyundai Sonata GLS Male Teenager Insurance Rate $3,015
  • 2014 Dodge Journey Limited Female Teenager Insurance Rate $2,477

Naperville Men & Women Car Insurance

142143 Naperville Adults (100% of total population), 49% Men & 51% Women.

Naperville Winfield Wheaton Woodridge Illinois
All Women $837 +$14 +$6 +$67 +$405
Married Women $784 +$13 +$5 +$62 +$379
All Men $1550 +$26 +$10 +$123 +$750
Married Men $1345 +$23 +$9 +$107 +$651

The typical insurance rate of $1550 that Naperville Men pay varies from Winfield (+$26), Wheaton (+$10), Woodridge (+$123) and Illinois (+$750). In Naperville, married men pay $561 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,212
  • 2013 BMW 3 Series 328i Married Women Insurance Rate $1,583

Naperville Senior Car Insurance

20480 Naperville Seniors (14% of total population), 45% Senior Men & 55% Senior Women.

Naperville Oswego Bolingbrook Aurora Illinois
All Seniors $1265 +$31 +$297 +$48 +$612
Senior Men $1291 +$32 +$304 +$50 +$625
Senior Women $1256 +$31 +$295 +$48 +$608

Naperville seniors pay $1265 in insurance compared to Oswego (+$31), Bolingbrook (+$297), Aurora (+$48) and Illinois (+$612). In Naperville, senior men pay $35 more than senior women.

Naperville Car Insurance Discounts for Multiple Vehicles

Naperville Population with 1 Vehicle 12976 (26% of Naperville population), 2 Vehicles 24799 (51% of the Naperville population) and 3 vehicles 7445 (15% of the population)

Naperville Wheatland Milton Lisle Illinois
2 Vehicles $1693 +$1670 +$1803 +$74 +$819
3 Vehicles $2584 +$2549 +$2752 +$113 +$1250
4 Vehicles $3475 +$3428 +$3701 +$152 +$1681

Car Insurance Agents in Naperville, IL

Rank Agent Name Agent Contact
1 Michael Scott Hogue Agency 40 E Jefferson Ave, Naperville, IL 60540-4912