Naples, FL Auto Insurance Rates

Naples, FL residents can save $470 by comparing multiple quotes & reading reviews & research on Naples car insurance rates, quotes, agents & coverage.

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$802 $1,171 $1,554

Latest Auto Insurance Reviews in Naples, Florida

It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
This is the only company I could find that offered coverage in the US and in the Virgin Islands
less expensive for the same coverage
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
I get full coverage for a very good price compared to my old insurance agency.
State Farm
Dependable service without penalty for using
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Prices, coverage, accessibility.
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
I don't dislike anything about the company. I will never go through another company
I wish the premium were lower. Other than that, I like everything about them.
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Naples, Florida Auto Insurance Analysis
State Farm, Naples, FL
$100/1 month
Car Insurance Policy Holder
  • Single 29 Years old Female licensed 17 years ago with Financed 2011 Toyota Camry used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • bachelors degree & Full Time Job.
  • Yes accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$0 - $10,000K (Per Person Bodily Injury) / $$0 - $10,000K (Per Accident Bodily Injury)
  • $0 - $10,000 K Property Damage
  • $0 - $10,000 K Personal Injury Protection
  • $0 - $10,000 K Uninsured Motorists Bodily Injury
  • $0 - $10,000 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Naples, FL
$125/1 month
Car Insurance Policy Holder
  • Divorced 33 Years old Female licensed 16 years ago with Own Porsche 911 Turbo used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Naples Car Insurance Rate Comparisons

Naples, FL's average car insurance of $1171 differs from Naples Manor, FL (+$599), Vineyards, FL (+$619), Goodland, FL (+$699) and Florida (+$193)

Naples Naples Manor, FL Vineyards, FL Goodland, FL Florida
Median Insurance Rates $1171 +$599 +$619 +$699 +$193

Naples Car Insurance Savings By Neighborhood & Street Area

Naples Driver Street Residence & Car Locations Car Details in Naples Naples Driver Demographics Naples Auto Insurance Estimates Recent Naples Insurance Savings
Golden Gates Estates
19th Ave SW2003 Buick Century Base71 year female senior$1,496$620
Kean Ct2004 Jeep Grand Cherokee Limited46 year woman$966$537
Willoughby Acres
Madison Dr2009 Mazda MAZDA3 s Sport47 year man$1,833$816
Vallecas Ln2007 Chrysler 300 Base67 year male senior$1,615$490
Other Area
Mathews St2009 Ford Fusion SE44 year married woman$933$867
Golden Gate Blvd W2009 GMC Sierra 1500 SLE60 year senior$1,688$443
Enchanting Acres Mobile Home Park
Lake Point Ln2012 Hyundai Sonata GLS52 year married man$1,846$960
Andover Way2013 Honda Civic LX19 year male teenager$2,975$442
North Naples
Fountainview Cir2014 Volkswagen Jetta S19 year female teenager$2,632$530
Sailors Way2008 Cadillac DTS Base18 year teenager$3,245$373

Naples Post DUI Car Insurance Rates

Naples Lehigh Acres Island Walk Collier County Florida
Median Post DUI Insurance Rate $2178 +$779 +$1170 +$1225 +$359
Male Teenager Post DUI Insurance Rate $5857 +$2098 +$3149 +$3297 +$967
Female Teenager Post DUI Insurance Rate $5226 +$1871 +$2809 +$2943 +$861

The Post DUI insurance in Naples, FL's is $2178 compared to Lehigh Acres (+$779), Island Walk (+$1170), Collier County (+$1225) and Florida (+$359)

In Naples, a male teenager with Post DUI pays $631 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Mazda MAZDA3 s Sport in Naples, FL would pay $5557 on auto insurance while a female teenager POST DUI would pay $4958.

Naples Car Insurance by Segment

Naples Teenagers Car Insurance Rates Comparison

12260 Naples Teenagers (5% of total population), 51% Male & 49% Female.

Naples Vineyards Fort Myers Beach Bonita Springs Florida
All Teenagers $2950 +$1560 +$205 +$94 +$487
Male Teenager $3149 +$1666 +$218 +$100 +$520
Female Teenager $2810 +$1486 +$194 +$89 +$463

Naples teenagers pay $2950 in insurance in contrast with Vineyards (+$1560), Fort Myers Beach (+$205), Bonita Springs (+$94) and Florida (+$487). The difference between Male & Female teenagers in Naples is $339


  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3,209
  • 2014 Kia Sorento LX Female Teenager Insurance Rate $2,702

Naples Men & Women Car Insurance

242981 Naples Adults (100% of total population), 49% Men & 51% Women.

Naples Fort Myers Beach Naples Manor Estero Florida
All Women $1077 +$74 +$551 +$551 +$177
Married Women $983 +$68 +$503 +$503 +$162
All Men $1932 +$133 +$988 +$988 +$318
Married Men $1873 +$130 +$959 +$959 +$309

The typical insurance rate of $1932 that Naples Men pay varies from Fort Myers Beach (+$133), Naples Manor (+$988), Estero (+$988) and Florida (+$318). In Naples, married men pay $890 more than married women.


  • 2012 BMW 3 Series 328i Married Men Insurance Rate $1,864
  • 2014 Dodge Journey SXT Married Women Insurance Rate $1,817

Naples Senior Car Insurance

84813 Naples Seniors (34% of total population), 47% Senior Men & 53% Senior Women.

Naples Collier County Naples Park Orangetree Florida
All Seniors $1733 +$975 -$520 -$505 +$285
Senior Men $1779 +$1002 -$533 -$518 +$294
Senior Women $1686 +$949 -$506 -$491 +$278

Naples seniors pay $1733 in insurance compared to Collier County (+$975), Naples Park (-$520), Orangetree (-$505) and Florida (+$285). In Naples, senior men pay $93 more than senior women.

Naples Car Insurance Discounts for Multiple Vehicles

Naples Population with 1 Vehicle 40832 (43% of Naples population), 2 Vehicles 37540 (40% of the Naples population) and 3 vehicles 8608 (9% of the population)

Naples Bonita Springs Orangetree Naples Park Florida
2 Vehicles $2225 +$71 -$648 -$667 +$367
3 Vehicles $3396 +$108 -$989 -$1018 +$560
4 Vehicles $4567 +$145 -$1330 -$1369 +$753

Find the Cheapest auto insurance in Naples, FL