Oviedo, FL Auto Insurance Rates

Oviedo, FL residents can save $500 by comparing multiple quotes & reading reviews & research on Oviedo car insurance rates, quotes, agents & coverage.

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$925 $1,261 $1,698

Latest Auto Insurance Reviews in Oviedo, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Oviedo, Florida Auto Insurance Analysis
Progressive Insurance, Oviedo, FL
$132/1 month
Car Insurance Policy Holder
  • Married 23 Years old Male licensed 5 years ago with Financed Ford Mustang used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Oviedo, FL
$102/1 month
Car Insurance Policy Holder
  • Divorced 59 Years old Male licensed 30 years ago with Financed Ford Explorer Limited used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 3 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Oviedo, FL
$100/1 month
Car Insurance Policy Holder
  • Divorced 35 Years old Male licensed 15 years ago with Own Toyota, Sequoia Platinum, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Oviedo, FL
$624/12 months
Car Insurance Policy Holder
  • Married 36 Years old Female licensed 12 years ago with Leased Honda, Odyssey EX-L, 5 Door 2WD SOHC used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 400 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
Liberty Mutual, Oviedo, FL
$1,158/12 months
Car Insurance Policy Holder
  • Divorced 24 Years old Female licensed 5 years ago with Leased Hyundai, Sonata Limited, 4 Door Sedan Turbo used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Oviedo, FL
$1,711/12 months
Car Insurance Policy Holder
  • Married 57 Years old Female licensed 6 years ago with Financed Jaguar, XK, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Oviedo, FL
$1,698/12 months
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 4 years ago with Leased Toyota, Corolla LE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Liberty Mutual, Oviedo, FL
$1,172/12 months
Car Insurance Policy Holder
  • Married 24 Years old Female licensed 8 years ago with Leased Subaru, Impreza WRX Premium, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Oviedo, FL
$1,574/12 months
Car Insurance Policy Holder
  • Married 58 Years old Female licensed 35 years ago with Financed Honda, Accord EX, 2 Door Coupe 2.4L used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
  • Vocational & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Oviedo Car Insurance Rate Comparisons

Oviedo, FL's average car insurance of $1261 differs from Winter Springs, FL (-$8), Goldenrod, FL (-$11), Wedgefield, FL (-$431) and Florida (+$103)

Oviedo Winter Springs, FL Goldenrod, FL Wedgefield, FL Florida
Median Insurance Rates $1261 -$8 -$11 -$431 +$103

Oviedo Car Insurance Savings By Neighborhood & Street Area

Oviedo Driver Street Residence & Car Locations Car Details in Oviedo Oviedo Driver Demographics Oviedo Auto Insurance Estimates Recent Oviedo Insurance Savings
Slavia
Windwillow Cir2006 Ford Fusion SE34 year married woman$1,005$800
Via Villa Nova2004 Acura TSX Base w/Navi63 year female senior$1,834$972
Jones Landing
Shangri la Ln2005 Buick Rendezvous CX75 year senior$1,653$702
Domer St2005 Mazda MAZDA3 s28 year woman$1,091$424
Lake Charm
Long Lake Dr2006 Cadillac DTS Luxury I71 year male senior$2,120$658
S Lake Claire Cir2008 Chrysler 300 Touring18 year female teenager$2,736$893
Buda
Peacehill Pl2008 Jeep Commander Sport16 year male teenager$3,039$608
Hill Stream Dr2013 Hyundai Sonata GLS51 year married man$1,990$587
Jamestown
Trenton Ln2014 Volkswagen Jetta S54 year man$1,956$794
Smithson Dr2013 Honda Civic LX16 year teenager$3,008$410

Oviedo Post DUI Car Insurance Rates

Oviedo Wedgefield Casselberry Winter Park Florida
Median Post DUI Insurance Rate $2345 -$802 -$15 +$149 +$192
Male Teenager Post DUI Insurance Rate $6309 -$2158 -$41 +$400 +$515
Female Teenager Post DUI Insurance Rate $5628 -$1923 -$35 +$357 +$459

The Post DUI insurance in Oviedo, FL's is $2345 compared to Wedgefield (-$802), Casselberry (-$15), Winter Park (+$149) and Florida (+$192)

In Oviedo, a male teenager with Post DUI pays $681 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Buick Rendezvous CX in Oviedo, FL would pay $5587 on auto insurance while a female teenager POST DUI would pay $4984.

Oviedo Car Insurance by Segment

Oviedo Teenagers Car Insurance Rates Comparison

7601 Oviedo Teenagers (8% of total population), 53% Male & 47% Female.

Oviedo Sanford Black Hammock Wedgefield Florida
All Teenagers $3177 -$40 +$1535 -$1086 +$260
Male Teenager $3392 -$43 +$1638 -$1160 +$277
Female Teenager $3026 -$38 +$1462 -$1034 +$247

Oviedo teenagers pay $3177 in insurance in contrast with Sanford (-$40), Black Hammock (+$1535), Wedgefield (-$1086) and Florida (+$260). The difference between Male & Female teenagers in Oviedo is $366

Example

  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $3,289
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $3,009

Oviedo Men & Women Car Insurance

92435 Oviedo Adults (100% of total population), 49% Men & 51% Women.

Oviedo Black Hammock Casselberry-Altamonte Springs Wedgefield Florida
All Women $1160 +$560 -$1 -$397 +$94
Married Women $1059 +$511 -$1 -$362 +$86
All Men $2080 +$1005 -$1 -$711 +$170
Married Men $2017 +$975 -$1 -$689 +$165

The typical insurance rate of $2080 that Oviedo Men pay varies from Black Hammock (+$1005), Casselberry-Altamonte Springs (-$1), Wedgefield (-$711) and Florida (+$170). In Oviedo, married men pay $958 more than married women.

Example

  • 2007 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $2,051
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,944

Oviedo Senior Car Insurance

14601 Oviedo Seniors (15% of total population), 43% Senior Men & 57% Senior Women.

Oviedo Lake Mary Fern Park Goldenrod Florida
All Seniors $1866 +$798 +$161 -$16 +$152
Senior Men $1916 +$820 +$166 -$16 +$157
Senior Women $1815 +$777 +$157 -$15 +$149

Oviedo seniors pay $1866 in insurance compared to Lake Mary (+$798), Fern Park (+$161), Goldenrod (-$16) and Florida (+$152). In Oviedo, senior men pay $101 more than senior women.

Oviedo Car Insurance Discounts for Multiple Vehicles

Oviedo Population with 1 Vehicle 8051 (27% of Oviedo population), 2 Vehicles 14244 (47% of the Oviedo population) and 3 vehicles 4994 (16% of the population)

Oviedo Longwood Wedgefield Rio Pinar Florida
2 Vehicles $2396 -$21 -$819 -$762 +$196
3 Vehicles $3657 -$32 -$1250 -$1163 +$299
4 Vehicles $4918 -$43 -$1681 -$1564 +$402

Find the Cheapest auto insurance in Oviedo, FL