Palm Bay, FL Auto Insurance Rates

Palm Bay, FL residents can save $520 by comparing multiple quotes & reading reviews & research on Palm Bay car insurance rates, quotes, agents & coverage.

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$1,046 $1,293 $1,759

Latest Auto Insurance Reviews in Palm Bay, Florida

It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
This is the only company I could find that offered coverage in the US and in the Virgin Islands
less expensive for the same coverage
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
I get full coverage for a very good price compared to my old insurance agency.
State Farm
Dependable service without penalty for using
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Prices, coverage, accessibility.
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
I don't dislike anything about the company. I will never go through another company
I wish the premium were lower. Other than that, I like everything about them.
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Palm Bay, Florida Auto Insurance Analysis
Progressive Insurance, Palm Bay, FL
$87/1 month
Car Insurance Policy Holder
  • Divorced 61 Years old Female licensed 6 years ago with Financed Dodge Durango Crew used for Business with estimated annual mileage of 7,501 - 9,000.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Palm Bay Car Insurance Rate Comparisons

Palm Bay, FL's average car insurance of $1293 differs from June Park, FL (+$87), Roseland, FL (+$37), South Patrick Shores (+$537) and Florida (+$71)

Palm Bay June Park, FL Roseland, FL South Patrick Shores Florida
Median Insurance Rates $1293 +$87 +$37 +$537 +$71

Palm Bay Car Insurance Savings By Neighborhood & Street Area

Palm Bay Driver Street Residence & Car Locations Car Details in Palm Bay Palm Bay Driver Demographics Palm Bay Auto Insurance Estimates Recent Palm Bay Insurance Savings
Palm Bay Estates Mobile Home Park
Galleon Ave NE2003 Buick Rendezvous CX62 year senior$1,694$446
Ver Cir NE2006 Jeep Commander Base17 year female teenager$2,779$899
Hiawatha Mobile Home Park
Lemon St NE2007 Mazda 3 Hatchback54 year married man$1,948$906
Riverview Dr NE2004 Acura TSX Base36 year man$2,168$811
Hunters Run Cir2008 Ford Fusion I4 SE26 year married woman$1,032$748
Berry Rd2008 Chrysler 300 Touring52 year woman$1,076$351
Evergreen Mobile Home Park
Miro Ct NE2012 Volkswagen Jetta S16 year male teenager$3,262$371
Island Green Dr NE2006 Cadillac DTS Luxury I70 year male senior$2,166$599
Willowbrook Farms Mobile Home Park
Fairbanks St SW2013 Hyundai Sonata GLS70 year female senior$1,834$643
Tonklin Rd SW2014 Honda Civic LX17 year teenager$3,087$409

Palm Bay Post DUI Car Insurance Rates

Palm Bay Indian Harbour Beach June Park Roseland Florida
Median Post DUI Insurance Rate $2404 -$637 +$162 +$69 +$133
Male Teenager Post DUI Insurance Rate $6469 -$1717 +$435 +$184 +$355
Female Teenager Post DUI Insurance Rate $5771 -$1531 +$389 +$166 +$316

The Post DUI insurance in Palm Bay, FL's is $2404 compared to Indian Harbour Beach (-$637), June Park (+$162), Roseland (+$69) and Florida (+$133)

In Palm Bay, a male teenager with Post DUI pays $698 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda 3 Hatchback in Palm Bay, FL would pay $6093 on auto insurance while a female teenager POST DUI would pay $5436.

Palm Bay Car Insurance by Segment

Palm Bay Teenagers Car Insurance Rates Comparison

8350 Palm Bay Teenagers (8% of total population), 53% Male & 47% Female.

Palm Bay Grant-Valkaria West Melbourne Micco Florida
All Teenagers $3258 +$1479 +$219 +$1252 +$179
Male Teenager $3478 +$1579 +$234 +$1337 +$191
Female Teenager $3103 +$1409 +$209 +$1193 +$170

Palm Bay teenagers pay $3258 in insurance in contrast with Grant-Valkaria (+$1479), West Melbourne (+$219), Micco (+$1252) and Florida (+$179). The difference between Male & Female teenagers in Palm Bay is $375


  • 2008 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3,359
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3,144

Palm Bay Men & Women Car Insurance

102814 Palm Bay Adults (100% of total population), 47% Men & 53% Women.

Palm Bay Indian Harbour Beach Viera East Sebastian Florida
All Women $1189 -$315 -$150 -$4 +$65
Married Women $1086 -$288 -$137 -$4 +$59
All Men $2133 -$566 -$269 -$7 +$117
Married Men $2068 -$548 -$260 -$6 +$114

The typical insurance rate of $2133 that Palm Bay Men pay varies from Indian Harbour Beach (-$566), Viera East (-$269), Sebastian (-$7) and Florida (+$117). In Palm Bay, married men pay $982 more than married women.


  • 2013 Dodge Journey SXT Married Men Insurance Rate $1,992
  • 2009 GMC Sierra 1500 XFE Married Women Insurance Rate $2,032

Palm Bay Senior Car Insurance

22146 Palm Bay Seniors (21% of total population), 45% Senior Men & 55% Senior Women.

Palm Bay Grant-Valkaria Melbourne Village Melbourne Shores-Floridana Beach Florida
All Seniors $1913 +$869 -$419 +$854 +$105
Senior Men $1965 +$892 -$430 +$877 +$108
Senior Women $1861 +$846 -$407 +$831 +$103

Palm Bay seniors pay $1913 in insurance compared to Grant-Valkaria (+$869), Melbourne Village (-$419), Melbourne Shores-Floridana Beach (+$854) and Florida (+$105). In Palm Bay, senior men pay $104 more than senior women.

Palm Bay Car Insurance Discounts for Multiple Vehicles

Palm Bay Population with 1 Vehicle 14671 (40% of Palm Bay population), 2 Vehicles 15118 (41% of the Palm Bay population) and 3 vehicles 4583 (12% of the population)

Palm Bay Palm Shores Melbourne Village June Park Florida
2 Vehicles $2457 +$412 -$538 +$165 +$135
3 Vehicles $3750 +$629 -$821 +$252 +$206
4 Vehicles $5043 +$846 -$1104 +$339 +$277

Find the Cheapest auto insurance in Palm Bay, FL