Pensacola, FL Auto Insurance Rates

Pensacola, FL residents can save $530 by comparing multiple quotes & reading reviews & research on Pensacola car insurance rates, quotes, agents & coverage.

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$959 $1,314 $1,952

Latest Auto Insurance Reviews in Pensacola, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Pensacola, Florida Auto Insurance Analysis
State Farm Auto Insurance, Pensacola, FL
$126/1 month
Car Insurance Policy Holder
  • Divorced 27 Years old Male licensed 4 years ago with Leased Buick Regal used for Business with estimated annual mileage of 12,001 - 15,000.
  • bachelors degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Pensacola Car Insurance Rate Comparisons

Pensacola, FL's average car insurance of $1314 differs from Ensley, FL (+$416), Woodlawn Beach, FL (+$116), Tiger Point, FL (-$414) and Florida (+$50)

Pensacola Ensley, FL Woodlawn Beach, FL Tiger Point, FL Florida
Median Insurance Rates $1314 +$416 +$116 -$414 +$50

Pensacola Car Insurance Savings By Neighborhood & Street Area

Pensacola Driver Street Residence & Car Locations Car Details in Pensacola Pensacola Driver Demographics Pensacola Auto Insurance Estimates Recent Pensacola Insurance Savings
Bohemia
Spanish Trail Pl2005 Buick Rendezvous CX62 year male senior$1,773$788
Christy Dr2002 Chevrolet Silverado 2500HD Base31 year married woman$1,060$305
Quinavista
Parasol Pl2006 Chrysler 300 C39 year married man$1,899$328
Hanging Branch Way2008 Ford Fusion I4 SE30 year woman$1,149$856
Beach Haven
San Marcos Camino2004 Acura TSX Base48 year man$2,201$517
Carrick Rd2007 Jeep Commander Limited16 year male teenager$3,171$404
East Pensacola Heights
N Guillemard St2012 Honda Civic LX72 year senior$1,839$858
E Yonge St2009 Mazda MAZDASPEED3 Sport16 year female teenager$3,000$811
Tristan Village
Desmonde Dr2014 Volkswagen Jetta S61 year female senior$1,778$845
Antoine Pl2010 Nissan Rogue SL19 year teenager$3,276$778

Pensacola Post DUI Car Insurance Rates

Pensacola Dickerson City Gonzalez Myrtle Grove Florida
Median Post DUI Insurance Rate $2444 +$922 +$234 +$904 +$93
Male Teenager Post DUI Insurance Rate $6573 +$2481 +$630 +$2433 +$251
Female Teenager Post DUI Insurance Rate $5864 +$2215 +$564 +$2171 +$223

The Post DUI insurance in Pensacola, FL's is $2444 compared to Dickerson City (+$922), Gonzalez (+$234), Myrtle Grove (+$904) and Florida (+$93)

In Pensacola, a male teenager with Post DUI pays $709 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Pensacola, FL would pay $5938 on auto insurance while a female teenager POST DUI would pay $5297.

Pensacola Car Insurance by Segment

Pensacola Teenagers Car Insurance Rates Comparison

17961 Pensacola Teenagers (7% of total population), 57% Male & 43% Female.

Pensacola Avalon-Mulat Elberta, AL Ensley Florida
All Teenagers $3311 +$443 -$111 +$1048 +$126
Male Teenager $3534 +$474 -$118 +$1119 +$135
Female Teenager $3153 +$423 -$105 +$999 +$120

Pensacola teenagers pay $3311 in insurance in contrast with Avalon-Mulat (+$443), Elberta, AL (-$111), Ensley (+$1048) and Florida (+$126). The difference between Male & Female teenagers in Pensacola is $381

Example

  • 2008 Cadillac DTS Base Male Teenager Insurance Rate $3,889
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3,103

Pensacola Men & Women Car Insurance

233135 Pensacola Adults (100% of total population), 49% Men & 51% Women.

Pensacola Gulf Breeze Oriole Beach Goulding Florida
All Women $1208 -$133 -$77 +$484 +$46
Married Women $1103 -$122 -$70 +$442 +$42
All Men $2168 -$240 -$139 +$868 +$82
Married Men $2102 -$232 -$134 +$842 +$80

The typical insurance rate of $2168 that Pensacola Men pay varies from Gulf Breeze (-$240), Oriole Beach (-$139), Goulding (+$868) and Florida (+$82). In Pensacola, married men pay $999 more than married women.

Example

  • 2013 Toyota Prius Two Married Men Insurance Rate $2,176
  • 2012 Lincoln MKZ \N Married Women Insurance Rate $2,131

Pensacola Senior Car Insurance

46932 Pensacola Seniors (20% of total population), 44% Senior Men & 56% Senior Women.

Pensacola Oriole Beach Garcon Point Warrington Florida
All Seniors $1944 -$124 -$272 +$764 +$74
Senior Men $1997 -$128 -$280 +$784 +$76
Senior Women $1892 -$121 -$265 +$743 +$72

Pensacola seniors pay $1944 in insurance compared to Oriole Beach (-$124), Garcon Point (-$272), Warrington (+$764) and Florida (+$74). In Pensacola, senior men pay $105 more than senior women.

Pensacola Car Insurance Discounts for Multiple Vehicles

Pensacola Population with 1 Vehicle 35741 (40% of Pensacola population), 2 Vehicles 34147 (38% of the Pensacola population) and 3 vehicles 9089 (10% of the population)

Pensacola Cantonment Warrington Garcon Point Florida
2 Vehicles $2497 +$258 +$980 -$350 +$95
3 Vehicles $3811 +$394 +$1496 -$534 +$145
4 Vehicles $5125 +$530 +$2012 -$718 +$195

Car Insurance Agents in Pensacola, FL

Rank Agent Name Agent Contact
1 AAA Insurance 540 Brent Ln, Pensacola, FL 32503
2 Advance Insurance of Northwest Florida 105 Beverly Pkwy Ste A, Pensacola, FL 32505
3 All Risk Insurance 1913 E Olive Rd, Pensacola, FL 32514
4 Amy Harvey 8107 Pensacola Blvd, Pensacola, FL 32534
5 A Plus Insurance Services 2200 N 9th Ave, Pensacola, FL 32503
6 Arthur Searcy 916 W Michigan Ave Ste E, Pensacola, FL 32505
7 Brad Phelps 2802 E Cervantes St, Pensacola, FL 32503
8 Brightway Insurance - Tara Blake 4401 Bayou Blvd, Pensacola, FL 32503
9 Brown & Company 6706 N 9th Ave # D-25, Pensacola, FL 32504
10 Casey Roberts 2107 W Nine Mile Rd Ste 5, Pensacola, FL 32534