Phoenix, AZ Auto Insurance Rates

Phoenix, AZ residents can save $490 by comparing multiple quotes & reading reviews & research on Phoenix car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$644 $1,234 $1,691

Latest Auto Insurance Reviews in Phoenix, Arizona


Usaa
At the time of signing up, USAA was easily so competitive I didn't really shop around. I've called other places over the years to compare, and sometimes they won't even offer up a quote against USAA saying they know they can't beat USAA. Of course, USAA also offers discounts across multiple products when you use things like Mortgage and Car Loan and CCs.
State Farm
I have literally zero issues with State Farm. As far as my personal experience goes, I cannot imagine ever switching. I am beyond satisfied with my service.
Farm Bureau
Farm Bureau is the best company I have ever been with. If I have the need to call for any reason, they are very ready and willing to help with any concerns I have from cost to adding or removing any coverage.
State Farm
I liked their customer service and I liked that they responded to me all the time right when I started talking to them. It was nice.
Cincinnati Insurance
The only think I dislike is there prices are a little high when compared to other insurance providers. You also have to be a state employee to get the maximum in benefits.
National General
I have had insurance through other providers in the past and the premium costs have been similar no matter where I go for the same coverage. I like the company because they look at my driving habits and make recommendations to add or subtract line items, which saves me money.
Mapfre Insurance
Knock on wood in 6 years with the company and only 2 claims one being for a windshield ever made I don't have anything bad to say.
Geico
I checked with other companies before my premium came due a month ago, and although they advertised that they would beat GEICO by $450, they were actually several hundred dollars higher when I got their estimate. I did get one companies that quoted me about $125 less, but I would change companies for that amount.
Geico
I am well satisfied with my premium rate compared to all the different coverage that I have on the vehicle, plus my vehicle is one year old.
Geico
I honestly can't think of anything I dislike. We have been customers for about 20 years and have had no problems with Geico.
Write Your Review | Phoenix, Arizona Auto Insurance Analysis
State Farm Auto Insurance, Phoenix, AZ
$65/1 month
Car Insurance Policy Holder
  • Married 58 Years old Female licensed 26 years ago with Own Hyundai Genesis 2.0T Premium used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 200 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage

Phoenix Car Insurance Rate Comparisons

Phoenix, AZ's average car insurance of $1234 differs from Komatke, AZ (+$446), Gilbert, AZ (-$225), Gila Crossing, AZ (+$436) and Arizona (-$7)

Phoenix Komatke, AZ Gilbert, AZ Gila Crossing, AZ Arizona
Median Insurance Rates $1234 +$446 -$225 +$436 -$7

Phoenix Car Insurance Savings By Neighborhood & Street Area

Phoenix Driver Street Residence & Car Locations Car Details in Phoenix Phoenix Driver Demographics Phoenix Auto Insurance Estimates Recent Phoenix Insurance Savings
Palms Trailer Park
N 11th Way2004 Buick Rendezvous CXL48 year woman$1,107$641
N 11th Way2006 Chrysler 300 Touring19 year female teenager$3,294$608
Sunset North
W Interlacken Dr2005 Acura TSX Base19 year teenager$3,789$308
E Canterbury Ln2009 Ford Fusion SE27 year married man$1,542$852
J and M Trailer Park
W Alvarado St2008 Mazda 3 Hatchback81 year male senior$1,522$730
W Alvarado St2006 Jeep Commander Base39 year man$1,500$833
Amberwood North
W Siesta Ln2013 Hyundai Sonata GLS41 year married woman$1,019$881
N 42nd Cir2013 Honda Civic LX16 year male teenager$3,611$331
Wayne
N San Ricardo Ct2013 Volkswagen Jetta Base68 year senior$1,444$632
Vogel Ave2012 Dodge Journey SXT73 year female senior$1,326$428

Phoenix Post DUI Car Insurance Rates

Phoenix El Mirage Salt River Tempe Arizona
Median Post DUI Insurance Rate $2295 -$400 +$811 -$357 -$13
Male Teenager Post DUI Insurance Rate $7367 -$1285 +$2602 -$1148 -$43
Female Teenager Post DUI Insurance Rate $5966 -$1039 +$2110 -$928 -$33

The Post DUI insurance in Phoenix, AZ's is $2295 compared to El Mirage (-$400), Salt River (+$811), Tempe (-$357) and Arizona (-$13)

In Phoenix, a male teenager with Post DUI pays $1401 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX Base in Phoenix, AZ would pay $7910 on auto insurance while a female teenager POST DUI would pay $6407.

Phoenix Car Insurance by Segment

Phoenix Teenagers Car Insurance Rates Comparison

219860 Phoenix Teenagers (7% of total population), 52% Male & 48% Female.

Phoenix Deer Valley Youngtown Salt River Arizona
All Teenagers $3529 +$1104 +$1304 +$1247 -$20
Male Teenager $3961 +$1239 +$1463 +$1399 -$23
Female Teenager $3208 +$1004 +$1186 +$1134 -$18

Phoenix teenagers pay $3529 in insurance in contrast with Deer Valley (+$1104), Youngtown (+$1304), Salt River (+$1247) and Arizona (-$20). The difference between Male & Female teenagers in Phoenix is $753

Example

  • 2007 Chevrolet Silverado K2500 Heavy Duty Male Teenager Insurance Rate $3,752
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $3,029

Phoenix Men & Women Car Insurance

3003292 Phoenix Adults (100% of total population), 50% Men & 50% Women.

Phoenix Salt River Paradise Valley Litchfield Park Arizona
All Women $1172 +$414 -$246 -$186 -$7
Married Women $1098 +$388 -$231 -$175 -$6
All Men $1776 +$628 -$372 -$282 -$10
Married Men $1653 +$584 -$347 -$263 -$9

The typical insurance rate of $1776 that Phoenix Men pay varies from Salt River (+$628), Paradise Valley (-$372), Litchfield Park (-$282) and Arizona (-$10). In Phoenix, married men pay $555 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,925
  • 2013 Toyota Prius Three Married Women Insurance Rate $1,613

Phoenix Senior Car Insurance

495673 Phoenix Seniors (16% of total population), 45% Senior Men & 55% Senior Women.

Phoenix Sun City West Santa Cruz Salt River Arizona
All Seniors $1493 -$114 +$479 +$527 -$9
Senior Men $1567 -$120 +$503 +$553 -$9
Senior Women $1406 -$107 +$452 +$497 -$8

Phoenix seniors pay $1493 in insurance compared to Sun City West (-$114), Santa Cruz (+$479), Salt River (+$527) and Arizona (-$9). In Phoenix, senior men pay $161 more than senior women.

Phoenix Car Insurance Discounts for Multiple Vehicles

Phoenix Population with 1 Vehicle 439790 (40% of Phoenix population), 2 Vehicles 408446 (37% of the Phoenix population) and 3 vehicles 124622 (11% of the population)

Phoenix Fountain Hills Youngtown Santa Cruz Arizona
2 Vehicles $2345 -$557 +$866 +$752 -$13
3 Vehicles $3579 -$850 +$1322 +$1148 -$20
4 Vehicles $4813 -$1143 +$1778 +$1544 -$27

Car Insurance Agents in Phoenix, AZ

Rank Agent Name Agent Contact
1 1 Stop Money Centers 1330 W Indian School Rd, Phoenix, AZ 85013
2 1 Stop Money Centers 7011 N 19th Ave, Phoenix, AZ 85021
3 1 Stop Money Centers 1610 N 36th St, Phoenix, AZ 85008
4 1 Stop Money Centers 1501 N 16th St, Phoenix, AZ 85006
5 1 Stop Money Centers 3549 W Thomas Rd Ste 106, Phoenix, AZ 85019
6 1 Stop Money Centers 6650 W Thomas Rd Ste 105, Phoenix, AZ 85033
7 A-1 Auto Insurance Agency 4440 N 19th Ave, Phoenix, AZ 85015
8 A-1 Auto Insurance Agency 2322 E Thomas Rd, Phoenix, AZ 85016
9 AAA Arizona 742 E. Glendale Ave., Phoenix, AZ
10 AAA Arizona 4040 W Ray Rd, Phoenix, AZ

Find the Cheapest auto insurance in Phoenix, AZ