Richardson, TX Auto Insurance Rates

Richardson, TX residents can save $550 by comparing multiple quotes & reading reviews & research on Richardson car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,133 $1,379 $1,803

Latest Auto Insurance Reviews in Richardson, Texas


Progressive
The premiums cost more through different companies which are all higher. A lot higher in price
Geico
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Geico
I think I got a pretty standard insurance. I have a lot of confidence in my driving ability so I feel like I don't really need a premium coverage. But my state has a requirement for vehicle insurance.
Esurance
I was the lowest premium I could find an equal to or better than what others covered.
Allstate
Allstate offers a multitude of discounts and I have a very friendly agent that is always willing to answer questions, even when he's out of the office.
Geico
pretty much the same as any other insurance company
Geico
I feel that this company is easy to get ahold of. I have no problems accessing customer service. They were also very helpful when I needed a tow.
Geico
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm
They are always there to help and they go above and beyond to make sure I am given all of the things I need to feel safe with them.
Esurance
I like that I can't interact with them online and also call easily. I have been able to contact them without issues
Esurance
I like that the company is very accessible. I can reach someone through chat email or phone. Anytime I reach someone I am able to get a prompt answer and quick customer service.
State Farm
I like that I can access their website and do most of what is needed. Also, they are very accessible by phone. It is a local business so I can go to the office easily.
Progressive
I like that I am able to reach customer service at any time and make policy changes at any time.
Geico
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,
Progressive
I love the fact about how quick they work on claims to get them solved.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
Metlife
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.
Progressive
I like that I am not a number. I mean, I am... But the interactions with the sales agents and service agents are always a conversation, not a transaction.
Progressive
It is inexpensive and well known. I wouldn't anticipate having any problems if I did need to file a claim.
Geico
I pretty much don’t have any dislikes about this company. They gave me an affordable price so I can't complain about them at all.
Geico
I don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.
Progressive
I can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.
Esurance
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
Metlife
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
Geico
There is nothing that I really dislike about the company. You pretty much get what you pay for. So when I am in need of more services I will either have to upgrade my services or choose a different company.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.
State Farm
My dislike would be that their hours at the office are not easy to access for those of us that work all day. They have no weekend hours.
Progressive
I don't like that they are so large that if I have an issue that I am currently going through can get lost in translation and not get processed for an unknown number of days or weeks.
Write Your Review | Richardson, Texas Auto Insurance Analysis
Geico, Richardson, TX
$86/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Male licensed 1 year ago with Own Subaru Legacy 3.6R used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 500 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Richardson Car Insurance Rate Comparisons

Richardson, TX's average car insurance of $1379 differs from Dallas, TX (+$148), St. Paul, TX (+$631), Rowlett, TX (+$30) and Texas (+$166)

Richardson Dallas, TX St. Paul, TX Rowlett, TX Texas
Median Insurance Rates $1379 +$148 +$631 +$30 +$166

Richardson Car Insurance Savings By Neighborhood & Street Area

Richardson Driver Street Residence & Car Locations Car Details in Richardson Richardson Driver Demographics Richardson Auto Insurance Estimates Recent Richardson Insurance Savings
Buckingham
Troon Cir2005 Buick Rendezvous CX17 year male teenager$2,952$728
Anglewood Dr2004 Acura TSX Base63 year female senior$1,390$514
St George2008 Mazda MAZDA3 s Touring35 year married man$1,535$816
Naaman
Sunningdale Cir2009 Ford Fusion SE54 year married woman$1,176$874
Rimes Dr2010 Nissan Rogue SL21 year man$1,664$746
la Costa Ct2006 Jeep Commander Limited16 year teenager$2,304$530
Other Area
Candlewood Pl2006 Cadillac DTS \N73 year male senior$1,831$726
Sherman St2012 Honda Civic LX16 year female teenager$2,223$791
Shiloh
Fireside Dr2007 Chevrolet Silverado 2500HD Work Truck63 year senior$1,411$563
Auburn Dr2014 Volkswagen Jetta S49 year woman$1,251$462

Richardson Post DUI Car Insurance Rates

Richardson Farmers Branch Lucas Addison Texas
Median Post DUI Insurance Rate $2564 +$8 -$277 +$75 +$309
Male Teenager Post DUI Insurance Rate $5847 +$17 -$632 +$170 +$703
Female Teenager Post DUI Insurance Rate $4897 +$15 -$528 +$143 +$590

The Post DUI insurance in Richardson, TX's is $2564 compared to Farmers Branch (+$8), Lucas (-$277), Addison (+$75) and Texas (+$309)

In Richardson, a male teenager with Post DUI pays $950 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Touring in Richardson, TX would pay $5338 on auto insurance while a female teenager POST DUI would pay $4471.

Richardson Car Insurance by Segment

Richardson Teenagers Car Insurance Rates Comparison

6363 Richardson Teenagers (6% of total population), 55% Male & 45% Female.

Richardson Parker Hebron Dallas Texas
All Teenagers $2868 +$1333 +$1396 +$308 +$345
Male Teenager $3144 +$1461 +$1530 +$337 +$378
Female Teenager $2633 +$1225 +$1282 +$283 +$317

Richardson teenagers pay $2868 in insurance in contrast with Parker (+$1333), Hebron (+$1396), Dallas (+$308) and Texas (+$345). The difference between Male & Female teenagers in Richardson is $511

Example

  • 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $2,970
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $2,746

Richardson Men & Women Car Insurance

100057 Richardson Adults (100% of total population), 51% Men & 49% Women.

Richardson Murphy Allen Addison Texas
All Women $1323 -$114 -$143 +$39 +$160
Married Women $1268 -$109 -$137 +$37 +$153
All Men $1778 -$153 -$192 +$52 +$215
Married Men $1682 -$145 -$182 +$49 +$202

The typical insurance rate of $1778 that Richardson Men pay varies from Murphy (-$153), Allen (-$192), Addison (+$52) and Texas (+$215). In Richardson, married men pay $414 more than married women.

Example

  • 2011 Audi A3 2.0 TDI Premium Married Men Insurance Rate $1,596
  • 2009 GMC Sierra 1500 SL Married Women Insurance Rate $1,645

Richardson Senior Car Insurance

17920 Richardson Seniors (17% of total population), 46% Senior Men & 54% Senior Women.

Richardson St. Paul Dallas Garland Texas
All Seniors $1489 +$681 +$160 +$48 +$179
Senior Men $1558 +$713 +$167 +$51 +$187
Senior Women $1447 +$663 +$156 +$48 +$175

Richardson seniors pay $1489 in insurance compared to St. Paul (+$681), Dallas (+$160), Garland (+$48) and Texas (+$179). In Richardson, senior men pay $111 more than senior women.

Richardson Car Insurance Discounts for Multiple Vehicles

Richardson Population with 1 Vehicle 12877 (34% of Richardson population), 2 Vehicles 17916 (47% of the Richardson population) and 3 vehicles 4746 (12% of the population)

Richardson Garland St. Paul Carrollton Texas
2 Vehicles $2621 +$85 +$1198 +$53 +$315
3 Vehicles $4000 +$130 +$1829 +$81 +$481
4 Vehicles $5379 +$175 +$2460 +$109 +$647

Car Insurance Agents in Richardson, TX

Rank Agent Name Agent Contact
1 Allstate Insurance - Roy Zamarippa 1221 W Campbell Rd, Richardson, TX 75080
2 Auto Insurance Specialists of Texas 1701 N Greenville Ave Ste 511, Richardson, TX 75081
3 Bob Williams 1301 Lake Park Way, Richardson, TX 75080
4 Bruce Neustadt 1000 E Campbell Rd Ste 120, Richardson, TX 75081
5 CARL COLLUM 801 E Campbell STE 170, Richardson, TX 75081
6 Champion Insurance Agency 819 W Arapaho Rd Ste 24b, Richardson, TX 75080
7 Cory Tucker & Larrowe 2505 N Plano Rd Ste 2200, Richardson, TX 75082
8 Dan Ward 2425 N Central Expy Ste 255, Richardson, TX 75080
9 David Davodi 451 W Arapaho Rd Ste 110, Richardson, TX 75080
10 Debra Gann 1755 N Collins Blvd Ste 370, Richardson, TX 75080