Rochester, NY Auto Insurance Rates

Rochester, NY residents can save $400 by comparing multiple quotes & reading reviews & research on Rochester car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$575 $1,000 $1,265
Write Your Review | Rochester, New York Auto Insurance Analysis
Amica Auto Insurance, Rochester, NY
$65/1 month
Car Insurance Policy Holder
  • Single 34 Years old Female licensed 9 years ago with Financed Jeep Grand Cherokee Laredo used for Business with estimated annual mileage of 7,501 - 9,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Rochester Car Insurance Rate Comparisons

Rochester, NY's average car insurance of $1000 differs from Mendon, NY (+$610), Greece, NY (+$830), Perinton, NY (+$860) and New York (+$369)

Rochester Mendon, NY Greece, NY Perinton, NY New York
Median Insurance Rates $1000 +$610 +$830 +$860 +$369

Rochester Car Insurance Savings By Neighborhood & Street Area

Rochester Driver Street Residence & Car Locations Car Details in Rochester Rochester Driver Demographics Rochester Auto Insurance Estimates Recent Rochester Insurance Savings
Uptonville
Seth Green Dr2006 Mazda MAZDA3 i24 year man$1,270$622
Carthage St2006 Buick LaCrosse CXS70 year female senior$940$726
Barnard
Long Acre Rd2008 Jeep Liberty Sport19 year teenager$1,748$959
Navarre Rd2004 Chevrolet Silverado 2500HD Base18 year female teenager$1,883$549
Glen Haven
Densmore St2006 Chrysler 300 C68 year senior$1,032$363
Traver Cir2009 Ford Fusion SE18 year male teenager$1,974$448
Bay View
Dozier Ln2006 Cadillac DTS 22 year woman$1,030$500
Catalina Dr2008 Audi A4 2.0T44 year married woman$1,044$638
Otis
Ries St2012 Dodge Journey Crew66 year male senior$1,162$655
Walnut St2014 Volkswagen Jetta S40 year married man$1,274$620

Rochester Post DUI Car Insurance Rates

Rochester Pittsford Webster Gates New York
Median Post DUI Insurance Rate $1860 +$1023 -$259 +$1599 +$686
Male Teenager Post DUI Insurance Rate $3924 +$2158 -$547 +$3374 +$1447
Female Teenager Post DUI Insurance Rate $3645 +$2005 -$508 +$3134 +$1345

The Post DUI insurance in Rochester, NY's is $1860 compared to Pittsford (+$1023), Webster (-$259), Gates (+$1599) and New York (+$686)

In Rochester, a male teenager with Post DUI pays $279 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Sport in Rochester, NY would pay $3362 on auto insurance while a female teenager POST DUI would pay $3122.

Rochester Car Insurance by Segment

Rochester Teenagers Car Insurance Rates Comparison

16310 Rochester Teenagers (7% of total population), 50% Male & 50% Female.

Rochester Rush Scottsville Hilton New York
All Teenagers $2040 +$1815 +$1611 -$219 +$752
Male Teenager $2110 +$1877 +$1666 -$226 +$778
Female Teenager $1960 +$1744 +$1548 -$210 +$723

Rochester teenagers pay $2040 in insurance in contrast with Rush (+$1815), Scottsville (+$1611), Hilton (-$219) and New York (+$752). The difference between Male & Female teenagers in Rochester is $150

Example

  • 2010 Lincoln MKZ Base Male Teenager Insurance Rate $2,164
  • 2010 Toyota Prius V Female Teenager Insurance Rate $1,760

Rochester Men & Women Car Insurance

210967 Rochester Adults (100% of total population), 48% Men & 52% Women.

Rochester Hilton Penfield Parma New York
All Women $930 -$100 +$725 +$799 +$343
Married Women $900 -$97 +$702 +$774 +$332
All Men $1390 -$149 +$1084 +$1195 +$512
Married Men $1340 -$144 +$1045 +$1152 +$494

The typical insurance rate of $1390 that Rochester Men pay varies from Hilton (-$149), Penfield (+$1084), Parma (+$1195) and New York (+$512). In Rochester, married men pay $440 more than married women.

Example

  • 2013 Nissan Rogue S Married Men Insurance Rate $1,287
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,222

Rochester Senior Car Insurance

29321 Rochester Seniors (13% of total population), 43% Senior Men & 57% Senior Women.

Rochester Spencerport Webster Penfield New York
All Seniors $1130 +$1005 -$158 +$881 +$416
Senior Men $1200 +$1068 -$167 +$936 +$442
Senior Women $1040 +$925 -$145 +$811 +$383

Rochester seniors pay $1130 in insurance compared to Spencerport (+$1005), Webster (-$158), Penfield (+$881) and New York (+$416). In Rochester, senior men pay $160 more than senior women.

Rochester Car Insurance Discounts for Multiple Vehicles

Rochester Population with 1 Vehicle 37312 (43% of Rochester population), 2 Vehicles 20608 (24% of the Rochester population) and 3 vehicles 4194 (5% of the population)

Rochester Penfield North Gates Gates New York
2 Vehicles $1900 +$1482 +$1501 +$1634 +$702
3 Vehicles $2900 +$2262 +$2291 +$2494 +$1071
4 Vehicles $3900 +$3042 +$3081 +$3354 +$1440

Car Insurance Agents in Rochester, NY

Rank Agent Name Agent Contact
1 AAA Insurance 3160 W Ridge Rd, Rochester, NY 14626
2 A Allwrights Agency 1560 Mount Hope Ave, Rochester, NY 14620
3 Aaron Casey Agency 2040 E Henrietta Rd, Rochester, NY 14623
4 A Christina Breen-Hale 3093 W Ridge Rd, Rochester, NY 14626
5 Advanced Auto Insurance Agency 1664 Dewey Ave, Rochester, NY 14615
6 Advanced Auto Insurance Agency 1363 Long Pond Rd, Rochester, NY 14626
7 Akropolis Agency 1922 Chili Ave, Rochester, NY 14624
8 Alexander Insurance Agency 315 Alexander St, Rochester, NY 14604
9 Alexander Insurance Agency 1040 University Ave, Rochester, NY 14607
10 Amy Elizabeth Rouleau 1425 Jefferson Rd Ste 2, Rochester, NY 14623