Saginaw, MI Auto Insurance Rates

Saginaw, MI residents can save $890 by comparing multiple quotes & reading reviews & research on Saginaw car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,284 $2,236 $3,505
Write Your Review | Saginaw, Michigan Auto Insurance Analysis
State Farm Auto Insurance, Saginaw, MI
$118/1 month
Car Insurance Policy Holder
  • Divorced 23 Years old Female licensed 7 years ago with Own Ford Flex SEL used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$20KK (Per Person Bodily Injury) / $$40KK (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Saginaw, MI
$73/1 month
Car Insurance Policy Holder
  • Married 27 Years old Female licensed 5 years ago with Own Ford Taurus SEL used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$20KK (Per Person Bodily Injury) / $$40KK (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Saginaw, MI
$65/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Female licensed 6 years ago with Own Kia, Sportage EX, 2WD 4 Door Utility used for Business with estimated annual mileage of 6,001 - 7,500.
  • Bachelors, pursuing Graduate Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$50KK (Per Person Bodily Injury) / $$100KK (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Safeco Insurance, Saginaw, MI
$161/1 month
Car Insurance Policy Holder
  • Single 42 Years old Female licensed 25 years ago with Financed Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Saginaw, MI
$1,414/12 months
Car Insurance Policy Holder
  • Married 41 Years old Male licensed 11 years ago with Financed Subaru, Legacy 2.5I Limited, 4 Door Sedan AWD used for Business with estimated annual mileage of 7,501 - 9,000.
  • Bachelors & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Saginaw, MI
$3,114/12 months
Car Insurance Policy Holder
  • Married 52 Years old Female licensed 18 years ago with Own Honda, CR-Z EX, 2 Door Coupe Hybrid used for Business with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 500 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Saginaw, MI
$2,623/12 months
Car Insurance Policy Holder
  • Single 59 Years old Male licensed 11 years ago with Financed Porsche, Panamera S, 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
  • Associate, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Saginaw, MI
$1,379/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Chrysler, 200 Limited, 4 Door Convertible used for Business with estimated annual mileage of 6,001 - 7,500.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Saginaw, MI
$1,563/12 months
Car Insurance Policy Holder
  • Married 37 Years old Female licensed 5 years ago with Own Chrysler, 200 Limited, 4 Door Convertible used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Saginaw, MI
Rate : $55/1 month
Chevrolet Cobalt 2007 I use my car for personal use. I've had Geico for a few years and had one accident, which was in a rental car. Geico was great with me, covering me against the other people in the accident. They also gave me accident forgiveness which means my rates didn't go up. I was very happy!
I'm 27 and single. I live in a fairly safe neighborhood. I have some college. I'm currently employed in sales.

Latest Auto Insurance Reviews

Saginaw Car Insurance Rate Comparisons

Saginaw, MI's average car insurance of $2236 differs from Spaulding, MI (+$1274), Blumfield, MI (+$34), Robin Glen-Indiantown, MI (+$1264) and Michigan (+$284)

Saginaw Spaulding, MI Blumfield, MI Robin Glen-Indiantown, MI Michigan
Median Insurance Rates $2236 +$1274 +$34 +$1264 +$284

Saginaw Car Insurance Savings By Neighborhood & Street Area

Saginaw Driver Street Residence & Car Locations Car Details in Saginaw Saginaw Driver Demographics Saginaw Auto Insurance Estimates Recent Saginaw Insurance Savings
Other Area
Elizabeth St2001 Chevrolet Silverado 2500HD Base17 year male teenager$3,823$641
E Outer Dr2004 Acura TSX Base w/Navi27 year woman$2,131$308
Kensington Dr2009 Ford Fusion V6 SEL18 year female teenager$3,659$319
Lowell Ave2003 Cadillac DeVille DTS17 year teenager$4,416$752
Arnold St2007 Audi A6 3.2 quattro75 year senior$2,878$753
Saginaw Valley Mobile Home Park
Waterford Dr2006 Buick Rendezvous CX66 year female senior$2,453$610
Essex Ave2010 Mazda Mazda3 s Grand Touring53 year married woman$1,732$369
Eton Pl2011 Hyundai Sonata GLS43 year married man$2,591$395
Camden Dr2010 Toyota Prius IV61 year male senior$2,403$819
Saxton Dr2011 Kia Sorento LX41 year man$2,502$853

Saginaw Post DUI Car Insurance Rates

Saginaw Tittabawassee Swan Creek Albee Michigan
Median Post DUI Insurance Rate $4158 -$401 +$380 +$1180 +$529
Male Teenager Post DUI Insurance Rate $7443 -$720 +$679 +$2111 +$945
Female Teenager Post DUI Insurance Rate $7402 -$716 +$675 +$2098 +$940

The Post DUI insurance in Saginaw, MI's is $4158 compared to Tittabawassee (-$401), Swan Creek (+$380), Albee (+$1180) and Michigan (+$529)

In Saginaw, a male teenager with Post DUI pays $41 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Saginaw, MI would pay $6844 on auto insurance while a female teenager POST DUI would pay $6805.

Saginaw Car Insurance by Segment

Saginaw Teenagers Car Insurance Rates Comparison

4580 Saginaw Teenagers (8% of total population), 54% Male & 46% Female.

Saginaw Shields Blumfield Albee Michigan
All Teenagers $3980 +$665 +$60 +$1128 +$505
Male Teenager $4002 +$669 +$61 +$1135 +$508
Female Teenager $3980 +$665 +$60 +$1128 +$505

Saginaw teenagers pay $3980 in insurance in contrast with Shields (+$665), Blumfield (+$60), Albee (+$1128) and Michigan (+$505). The difference between Male & Female teenagers in Saginaw is $22

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $3,721
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $3,734

Saginaw Men & Women Car Insurance

51776 Saginaw Adults (100% of total population), 47% Men & 53% Women.

Saginaw Buena Vista charter Saginaw County James Michigan
All Women $2057 +$1163 +$749 +$316 +$261
Married Women $1788 +$1012 +$652 +$276 +$228
All Men $2772 +$1568 +$1010 +$427 +$352
Married Men $2638 +$1492 +$961 +$406 +$335

The typical insurance rate of $2772 that Saginaw Men pay varies from Buena Vista charter (+$1568), Saginaw County (+$1010), James (+$427) and Michigan (+$352). In Saginaw, married men pay $850 more than married women.

Example

  • 2007 Jeep Grand Cherokee SRT-8 Married Men Insurance Rate $2,743
  • 2010 Lexus GS 350 Base Married Women Insurance Rate $3,098

Saginaw Senior Car Insurance

8161 Saginaw Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Saginaw Frankenlust Bridgeport Freeland Michigan
All Seniors $2481 -$384 +$1348 -$317 +$316
Senior Men $2481 -$384 +$1348 -$317 +$316
Senior Women $2504 -$388 +$1360 -$320 +$318

Saginaw seniors pay $2481 in insurance compared to Frankenlust (-$384), Bridgeport (+$1348), Freeland (-$317) and Michigan (+$316). In Saginaw, senior men pay $23 less than senior women.

Saginaw Car Insurance Discounts for Multiple Vehicles

Saginaw Population with 1 Vehicle 8523 (44% of Saginaw population), 2 Vehicles 5506 (28% of the Saginaw population) and 3 vehicles 1578 (8% of the population)

Saginaw Swan Creek Portsmouth charter Blumfield Michigan
2 Vehicles $4249 +$387 +$1603 +$64 +$539
3 Vehicles $6485 +$591 +$2447 +$98 +$823
4 Vehicles $8721 +$795 +$3291 +$132 +$1107

Find the Cheapest auto insurance in Saginaw, MI