Saginaw, MI Auto Insurance Rates

Saginaw, MI residents can save $890 by comparing multiple quotes & reading reviews & research on Saginaw car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$1,284 $2,236 $3,505

Latest Auto Insurance Reviews in Saginaw, Michigan


Allstate
I have had Allstate for all of my driving histories until the last couple of years. I switched to Statefarm because they were overall cheaper. I was not thrilled with their service, as my rates increasingly went up every renewal. I purchase a new vehicle within the last few months and switched back to Allstate. As a "new customer" again, I received better coverage for cheaper rates than Statefarm and even was able to participate in a program for new vehicle owners. I received a $250 check for purchasing a Jeep, which was covered in their program. The only thing I am not overly thrilled about is the $500 collision deductible, but that is worth dealing with for the coverage and monthly fees.
Motorist Insurance
It's just basic full coverage insurance since I financed my car. Just the bare minimum full coverage available for Florida.
Progressive
I checked with Allstate, Geico, and one other less known company for quotes and Progressive was cheaper than all of them so that's whom I bought from.
Geico
Geico has been absolutely great to be with - they have good prices and keeps premiums as well as possible
Allstate
I have an insurance agent that is easy to get a hold of and very responsive. Any time I have a question or concern I can email Keith and generally get a well thought out response the same day.
Geico
I have had nothing but a great experience with customer service. The hold times are short and the staff is very friendly. I would recommend them to anyone.
Progressive
I like the customer service and the speed that issues are handled. It is very easy to pay my bill, make changes, update information and ask questions as needed.
Allstate
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
State Farm
I like having an agent, someone whom I can look in the eyes and do business with or sit down an talk to if I need to.
Liberty Mutual
I dislike the rising premium rates, naturally. Otherwise, I can't really see a reason to dislike this company. There really is no basis for dislike at this time.
Write Your Review | Saginaw, Michigan Auto Insurance Analysis
State Farm Auto Insurance, Saginaw, MI
$118/1 month
Car Insurance Policy Holder
  • Divorced 23 Years old Female licensed 7 years ago with Own Ford Flex SEL used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$20KK (Per Person Bodily Injury) / $$40KK (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Saginaw, MI
$73/1 month
Car Insurance Policy Holder
  • Married 27 Years old Female licensed 5 years ago with Own Ford Taurus SEL used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$20KK (Per Person Bodily Injury) / $$40KK (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Saginaw, MI
$65/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Female licensed 6 years ago with Own Kia, Sportage EX, 2WD 4 Door Utility used for Business with estimated annual mileage of 6,001 - 7,500.
  • Bachelors, pursuing Graduate Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$50KK (Per Person Bodily Injury) / $$100KK (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Safeco Insurance, Saginaw, MI
$161/1 month
Car Insurance Policy Holder
  • Single 42 Years old Female licensed 25 years ago with Financed Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Saginaw, MI
$1,414/12 months
Car Insurance Policy Holder
  • Married 41 Years old Male licensed 11 years ago with Financed Subaru, Legacy 2.5I Limited, 4 Door Sedan AWD used for Business with estimated annual mileage of 7,501 - 9,000.
  • Bachelors & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Saginaw, MI
$3,114/12 months
Car Insurance Policy Holder
  • Married 52 Years old Female licensed 18 years ago with Own Honda, CR-Z EX, 2 Door Coupe Hybrid used for Business with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 500 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Saginaw, MI
$2,623/12 months
Car Insurance Policy Holder
  • Single 59 Years old Male licensed 11 years ago with Financed Porsche, Panamera S, 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
  • Associate, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Saginaw, MI
$1,379/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Chrysler, 200 Limited, 4 Door Convertible used for Business with estimated annual mileage of 6,001 - 7,500.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Saginaw, MI
$1,563/12 months
Car Insurance Policy Holder
  • Married 37 Years old Female licensed 5 years ago with Own Chrysler, 200 Limited, 4 Door Convertible used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Saginaw, MI
Rate : $55/1 month
Chevrolet Cobalt 2007 I use my car for personal use. I've had Geico for a few years and had one accident, which was in a rental car. Geico was great with me, covering me against the other people in the accident. They also gave me accident forgiveness which means my rates didn't go up. I was very happy!
I'm 27 and single. I live in a fairly safe neighborhood. I have some college. I'm currently employed in sales.

Saginaw Car Insurance Rate Comparisons

Saginaw, MI's average car insurance of $2236 differs from Spaulding, MI (+$1274), Blumfield, MI (+$34), Robin Glen-Indiantown, MI (+$1264) and Michigan (+$284)

Saginaw Spaulding, MI Blumfield, MI Robin Glen-Indiantown, MI Michigan
Median Insurance Rates $2236 +$1274 +$34 +$1264 +$284

Saginaw Car Insurance Savings By Neighborhood & Street Area

Saginaw Driver Street Residence & Car Locations Car Details in Saginaw Saginaw Driver Demographics Saginaw Auto Insurance Estimates Recent Saginaw Insurance Savings
Other Area
Elizabeth St2001 Chevrolet Silverado 2500HD Base17 year male teenager$3,823$641
E Outer Dr2004 Acura TSX Base w/Navi27 year woman$2,131$308
Kensington Dr2009 Ford Fusion V6 SEL18 year female teenager$3,659$319
Lowell Ave2003 Cadillac DeVille DTS17 year teenager$4,416$752
Arnold St2007 Audi A6 3.2 quattro75 year senior$2,878$753
Saginaw Valley Mobile Home Park
Waterford Dr2006 Buick Rendezvous CX66 year female senior$2,453$610
Essex Ave2010 Mazda Mazda3 s Grand Touring53 year married woman$1,732$369
Eton Pl2011 Hyundai Sonata GLS43 year married man$2,591$395
Camden Dr2010 Toyota Prius IV61 year male senior$2,403$819
Saxton Dr2011 Kia Sorento LX41 year man$2,502$853

Saginaw Post DUI Car Insurance Rates

Saginaw Tittabawassee Swan Creek Albee Michigan
Median Post DUI Insurance Rate $4158 -$401 +$380 +$1180 +$529
Male Teenager Post DUI Insurance Rate $7443 -$720 +$679 +$2111 +$945
Female Teenager Post DUI Insurance Rate $7402 -$716 +$675 +$2098 +$940

The Post DUI insurance in Saginaw, MI's is $4158 compared to Tittabawassee (-$401), Swan Creek (+$380), Albee (+$1180) and Michigan (+$529)

In Saginaw, a male teenager with Post DUI pays $41 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Saginaw, MI would pay $6844 on auto insurance while a female teenager POST DUI would pay $6805.

Saginaw Car Insurance by Segment

Saginaw Teenagers Car Insurance Rates Comparison

4580 Saginaw Teenagers (8% of total population), 54% Male & 46% Female.

Saginaw Shields Blumfield Albee Michigan
All Teenagers $3980 +$665 +$60 +$1128 +$505
Male Teenager $4002 +$669 +$61 +$1135 +$508
Female Teenager $3980 +$665 +$60 +$1128 +$505

Saginaw teenagers pay $3980 in insurance in contrast with Shields (+$665), Blumfield (+$60), Albee (+$1128) and Michigan (+$505). The difference between Male & Female teenagers in Saginaw is $22

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $3,721
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $3,734

Saginaw Men & Women Car Insurance

51776 Saginaw Adults (100% of total population), 47% Men & 53% Women.

Saginaw Buena Vista charter Saginaw County James Michigan
All Women $2057 +$1163 +$749 +$316 +$261
Married Women $1788 +$1012 +$652 +$276 +$228
All Men $2772 +$1568 +$1010 +$427 +$352
Married Men $2638 +$1492 +$961 +$406 +$335

The typical insurance rate of $2772 that Saginaw Men pay varies from Buena Vista charter (+$1568), Saginaw County (+$1010), James (+$427) and Michigan (+$352). In Saginaw, married men pay $850 more than married women.

Example

  • 2007 Jeep Grand Cherokee SRT-8 Married Men Insurance Rate $2,743
  • 2010 Lexus GS 350 Base Married Women Insurance Rate $3,098

Saginaw Senior Car Insurance

8161 Saginaw Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Saginaw Frankenlust Bridgeport Freeland Michigan
All Seniors $2481 -$384 +$1348 -$317 +$316
Senior Men $2481 -$384 +$1348 -$317 +$316
Senior Women $2504 -$388 +$1360 -$320 +$318

Saginaw seniors pay $2481 in insurance compared to Frankenlust (-$384), Bridgeport (+$1348), Freeland (-$317) and Michigan (+$316). In Saginaw, senior men pay $23 less than senior women.

Saginaw Car Insurance Discounts for Multiple Vehicles

Saginaw Population with 1 Vehicle 8523 (44% of Saginaw population), 2 Vehicles 5506 (28% of the Saginaw population) and 3 vehicles 1578 (8% of the population)

Saginaw Swan Creek Portsmouth charter Blumfield Michigan
2 Vehicles $4249 +$387 +$1603 +$64 +$539
3 Vehicles $6485 +$591 +$2447 +$98 +$823
4 Vehicles $8721 +$795 +$3291 +$132 +$1107

Find the Cheapest auto insurance in Saginaw, MI