San Luis Obispo, CA Auto Insurance Rates

San Luis Obispo, CA residents can save $400 by comparing multiple quotes & reading reviews & research on San Luis Obispo car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$801 $997 $1,334
Write Your Review | San Luis Obispo, California Auto Insurance Analysis
Geico, San Luis Obispo, CA
$91/1 month
Car Insurance Policy Holder
  • Married 25 Years old Female licensed 7 years ago with Own Acura TSX Sport Wagon used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, San Luis Obispo, CA
$79/1 month
Car Insurance Policy Holder
  • Divorced 28 Years old Male licensed 9 years ago with Financed Hyundai Genesis 2.0T Track used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, San Luis Obispo, CA
$81/1 month
Car Insurance Policy Holder
  • Married 57 Years old Female licensed 40 years ago with Own GMC, Sierra 2500HD Work Truck, 2WD 4 Door Crew Cab 153WB Turbo Diesel used for Commute to Work or School with estimated annual mileage of 20001.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, San Luis Obispo, CA
$1,223/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Honda, Odyssey Touring, 4 Door 2WD Wagon used for Business with estimated annual mileage of 7,501 - 9,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 100 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, San Luis Obispo, CA
$972/12 months
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 8 years ago with Financed Fiat, 500 CLounge, 2WD 2 Door Convertible used for Business with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

San Luis Obispo Car Insurance Rate Comparisons

San Luis Obispo, CA's average car insurance of $997 differs from Oceano, CA (+$1423), Avilla Beach, CA (+$1423), Woodlands, CA (+$1493) and California (+$822)

San Luis Obispo Oceano, CA Avilla Beach, CA Woodlands, CA California
Median Insurance Rates $997 +$1423 +$1423 +$1493 +$822

San Luis Obispo Car Insurance Savings By Neighborhood & Street Area

San Luis Obispo Driver Street Residence & Car Locations Car Details in San Luis Obispo San Luis Obispo Driver Demographics San Luis Obispo Auto Insurance Estimates Recent San Luis Obispo Insurance Savings
Steele (historical)
el Mirador Ct2002 Buick Rendezvous CXL25 year man$1,267$952
Perla Ln2004 Cadillac Seville SLS19 year female teenager$2,400$479
Other Area
Varian Cir2011 Lincoln MKZ Base66 year senior$1,056$321
Beniamino Way2010 Ford Fusion SE64 year male senior$954$438
Avila Beach
Alliance Way2007 Chrysler 300 C22 year woman$953$893
Maxwellton St2012 Hyundai Sonata GLS38 year married woman$920$876
Goldtree
Serrano Cir2010 Mazda Mazda3 s Sport40 year married man$1,157$470
Clover Dr2001 Chevrolet Silverado 2500HD LS16 year teenager$2,044$350
Serrano
California Blvd2010 Toyota Prius III68 year female senior$959$861
Hawk Hill Rd2009 Acura TSX 18 year male teenager$2,127$617

San Luis Obispo Post DUI Car Insurance Rates

San Luis Obispo Avilla Beach Oceano Creston California
Median Post DUI Insurance Rate $1854 +$2647 +$2647 +$2647 +$1529
Male Teenager Post DUI Insurance Rate $4041 +$5770 +$5770 +$5770 +$3333
Female Teenager Post DUI Insurance Rate $4023 +$5743 +$5743 +$5743 +$3318

The Post DUI insurance in San Luis Obispo, CA's is $1854 compared to Avilla Beach (+$2647), Oceano (+$2647), Creston (+$2647) and California (+$1529)

In San Luis Obispo, a male teenager with Post DUI pays $18 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2011 Lincoln MKZ Base in San Luis Obispo, CA would pay $4041 on auto insurance while a female teenager POST DUI would pay $4023.

San Luis Obispo Car Insurance by Segment

San Luis Obispo Teenagers Car Insurance Rates Comparison

9078 San Luis Obispo Teenagers (14% of total population), 53% Male & 47% Female.

San Luis Obispo Oceano Grover Beach Creston California
All Teenagers $2173 +$3102 +$22 +$3102 +$1792
Male Teenager $2173 +$3102 +$22 +$3102 +$1792
Female Teenager $2163 +$3088 +$22 +$3088 +$1784

San Luis Obispo teenagers pay $2173 in insurance in contrast with Oceano (+$3102), Grover Beach (+$22), Creston (+$3102) and California (+$1792). The difference between Male & Female teenagers in San Luis Obispo is $10

Example

  • 2011 Kia Sorento LX Male Teenager Insurance Rate $1,918
  • 2010 Nissan Rogue S Female Teenager Insurance Rate $2,054

San Luis Obispo Men & Women Car Insurance

62817 San Luis Obispo Adults (100% of total population), 57% Men & 43% Women.

San Luis Obispo Blacklake Santa Margarita Templeton California
All Women $967 +$1487 +$1060 +$798 +$797
Married Women $937 +$1441 +$1027 +$773 +$772
All Men $1266 +$1947 +$1388 +$1045 +$1044
Married Men $1206 +$1855 +$1322 +$996 +$994

The typical insurance rate of $1266 that San Luis Obispo Men pay varies from Blacklake (+$1947), Santa Margarita (+$1388), Templeton (+$1045) and California (+$1044). In San Luis Obispo, married men pay $269 more than married women.

Example

  • 2012 Jeep Wrangler Sport Married Men Insurance Rate $1,268
  • 2011 Audi A6 3.2 Premium Plus Married Women Insurance Rate $1,383

San Luis Obispo Senior Car Insurance

9193 San Luis Obispo Seniors (14% of total population), 48% Senior Men & 52% Senior Women.

San Luis Obispo Templeton Callender Guadalupe California
All Seniors $1056 +$873 +$1509 +$26 +$872
Senior Men $1036 +$856 +$1480 +$25 +$855
Senior Women $1076 +$889 +$1537 +$26 +$888

San Luis Obispo seniors pay $1056 in insurance compared to Templeton (+$873), Callender (+$1509), Guadalupe (+$26) and California (+$872). In San Luis Obispo, senior men pay $40 less than senior women.

San Luis Obispo Car Insurance Discounts for Multiple Vehicles

San Luis Obispo Population with 1 Vehicle 7032 (34% of San Luis Obispo population), 2 Vehicles 7554 (36% of the San Luis Obispo population) and 3 vehicles 3210 (15% of the population)

San Luis Obispo Grover Beach Oceano Arroyo Grande California
2 Vehicles $1895 +$19 +$2703 +$765 +$1562
3 Vehicles $2892 +$29 +$4126 +$1168 +$2384
4 Vehicles $3889 +$39 +$5549 +$1571 +$3206