Santa Barbara, CA Auto Insurance Rates

Santa Barbara, CA residents can save $460 by comparing multiple quotes & reading reviews & research on Santa Barbara car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$795 $1,138 $1,568
Write Your Review | Santa Barbara, California Auto Insurance Analysis
State Farm Auto Insurance, Santa Barbara, CA
$73/1 month
Car Insurance Policy Holder
  • Divorced 51 Years old Male licensed 9 years ago with Financed Suzuki SX4 SportBack used for Business with estimated annual mileage of 20,001+.
  • Associate & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Santa Barbara Car Insurance Rate Comparisons

Santa Barbara, CA's average car insurance of $1138 differs from Ventura, CA (+$412), Channel Islands Beach, CA (+$1352), Solvang-Santa Ynez (+$1372) and California (+$681)

Santa Barbara Ventura, CA Channel Islands Beach, CA Solvang-Santa Ynez California
Median Insurance Rates $1138 +$412 +$1352 +$1372 +$681

Santa Barbara Car Insurance Savings By Neighborhood & Street Area

Santa Barbara Driver Street Residence & Car Locations Car Details in Santa Barbara Santa Barbara Driver Demographics Santa Barbara Auto Insurance Estimates Recent Santa Barbara Insurance Savings
Hope Ranch
S Patterson Ave2004 Buick Rendezvous CXL73 year senior$1,204$697
Via Rosita2009 Ford Fusion SEL18 year female teenager$2,267$925
Irma
Kenwood Rd2002 Cadillac Seville SLS65 year male senior$1,313$342
Hacienda Way2009 Acura TSX Base33 year married man$1,344$548
Orchams
Cam Cascada2006 Chrysler 300 C38 year man$1,432$451
Edward Pl2010 Mazda Mazda3 s Sport28 year woman$1,050$330
Ellwood
Cam Majorca2004 Chevrolet Silverado K2500 Heavy Duty77 year female senior$1,155$352
Sueno Rd2012 Hyundai Sonata GLS16 year male teenager$2,428$771
Mission
Crestwood Dr2010 Toyota Prius II17 year teenager$2,214$966
Via Rosa2010 Nissan Rogue SL35 year married woman$1,018$756

Santa Barbara Post DUI Car Insurance Rates

Santa Barbara Santa Barbara County Buellton Oak View California
Median Post DUI Insurance Rate $2116 +$395 +$878 +$804 +$1267
Male Teenager Post DUI Insurance Rate $4612 +$861 +$1914 +$1752 +$2762
Female Teenager Post DUI Insurance Rate $4592 +$855 +$1904 +$1743 +$2749

The Post DUI insurance in Santa Barbara, CA's is $2116 compared to Santa Barbara County (+$395), Buellton (+$878), Oak View (+$804) and California (+$1267)

In Santa Barbara, a male teenager with Post DUI pays $20 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Cadillac Seville SLS in Santa Barbara, CA would pay $5120 on auto insurance while a female teenager POST DUI would pay $5096.

Santa Barbara Car Insurance by Segment

Santa Barbara Teenagers Car Insurance Rates Comparison

19398 Santa Barbara Teenagers (10% of total population), 48% Male & 52% Female.

Santa Barbara Oak View Buellton Montecito California
All Teenagers $2480 +$942 +$1029 +$2991 +$1485
Male Teenager $2480 +$942 +$1029 +$2991 +$1485
Female Teenager $2469 +$937 +$1024 +$2977 +$1478

Santa Barbara teenagers pay $2480 in insurance in contrast with Oak View (+$942), Buellton (+$1029), Montecito (+$2991) and California (+$1485). The difference between Male & Female teenagers in Santa Barbara is $11

Example

  • 2012 Dodge Journey Crew Male Teenager Insurance Rate $2,622
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $2,167

Santa Barbara Men & Women Car Insurance

185105 Santa Barbara Adults (100% of total population), 50% Men & 50% Women.

Santa Barbara Summerland Channel Islands Beach Buellton California
All Women $1103 +$1205 +$1312 +$458 +$661
Married Women $1069 +$1168 +$1271 +$444 +$640
All Men $1445 +$1577 +$1717 +$599 +$865
Married Men $1376 +$1503 +$1636 +$572 +$824

The typical insurance rate of $1445 that Santa Barbara Men pay varies from Summerland (+$1577), Channel Islands Beach (+$1717), Buellton (+$599) and California (+$865). In Santa Barbara, married men pay $307 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,372
  • 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1,314

Santa Barbara Senior Car Insurance

35879 Santa Barbara Seniors (19% of total population), 45% Senior Men & 55% Senior Women.

Santa Barbara Montecito Meiners Oaks Santa Barbara County California
All Seniors $1206 +$1454 +$235 +$225 +$722
Senior Men $1183 +$1427 +$231 +$221 +$708
Senior Women $1229 +$1481 +$239 +$229 +$735

Santa Barbara seniors pay $1206 in insurance compared to Montecito (+$1454), Meiners Oaks (+$235), Santa Barbara County (+$225) and California (+$722). In Santa Barbara, senior men pay $46 less than senior women.

Santa Barbara Car Insurance Discounts for Multiple Vehicles

Santa Barbara Population with 1 Vehicle 23424 (35% of Santa Barbara population), 2 Vehicles 23534 (36% of the Santa Barbara population) and 3 vehicles 9407 (14% of the population)

Santa Barbara Santa Ynez Summerland Santa Barbara County California
2 Vehicles $2163 +$2606 +$2359 +$402 +$1294
3 Vehicles $3301 +$3978 +$3601 +$614 +$1975
4 Vehicles $4439 +$5350 +$4843 +$826 +$2656