Santa Barbara, CA Auto Insurance Rates

Santa Barbara, CA residents can save $460 by comparing multiple quotes & reading reviews & research on Santa Barbara car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$795 $1,138 $1,568

Latest Auto Insurance Reviews in Santa Barbara, California


Geico
Have complete coverage at a great price. Great explanation on their website of what is covered and why or why not to have it.
Geico
Initially it was just the goofy commercials with the lizard. It's a clever advertising ploy because it got me interested in the company more for their playfulness than anything else. Then the prices were more than competitive so it was a no brainer.
Esurance
There is not much that I can write about all experiences have good.They are very professional. Never had a bad experience with esurance
Geico
I disliked the initial rate of my monthly insurance payments to start. It was a quite a bit higher than other companies.
State Farm
My premium now is lower than my last provider. However, even though its lower, I have to pay more at one time. I switched insurance a few months and now I have to pay 3 lump sum payments for the year.
Mercury
My auto policy is great, they offer full coverage, and as high or as low of a deductible one could want. They also give you 24 hour roadside assistance which is very helpful.
Geico
Geico is very responsive and quick to communicate about any claim I've had to make. After any of my accidents, etc., there is always a contact in town to schedule a meeting with, and they provide a rental car as part of my coverage. When I hit a small legal snag regarding an accident, they took care of everything for me and resolved it as quickly as they could.
State Farm
My agent is very friendly, returns my calls promptly, lets me know my options but isn't pushy, and fixes any issues that I have quickly.
Mercury
My current premium (as of last month) is $425.88 for 6 months. In addition to what is listed, my coverage also includes a collision deductible waiver, roadside assistance $75 per occurrence, and a rental car benefit of $50 per day for up to 30 days.
Write Your Review | Santa Barbara, California Auto Insurance Analysis
State Farm Auto Insurance, Santa Barbara, CA
$73/1 month
Car Insurance Policy Holder
  • Divorced 51 Years old Male licensed 9 years ago with Financed Suzuki SX4 SportBack used for Business with estimated annual mileage of 20,001+.
  • Associate & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Santa Barbara Car Insurance Rate Comparisons

Santa Barbara, CA's average car insurance of $1138 differs from Ventura, CA (+$412), Channel Islands Beach, CA (+$1352), Solvang-Santa Ynez (+$1372) and California (+$681)

Santa Barbara Ventura, CA Channel Islands Beach, CA Solvang-Santa Ynez California
Median Insurance Rates $1138 +$412 +$1352 +$1372 +$681

Santa Barbara Car Insurance Savings By Neighborhood & Street Area

Santa Barbara Driver Street Residence & Car Locations Car Details in Santa Barbara Santa Barbara Driver Demographics Santa Barbara Auto Insurance Estimates Recent Santa Barbara Insurance Savings
Hope Ranch
S Patterson Ave2004 Buick Rendezvous CXL73 year senior$1,204$697
Via Rosita2009 Ford Fusion SEL18 year female teenager$2,267$925
Irma
Kenwood Rd2002 Cadillac Seville SLS65 year male senior$1,313$342
Hacienda Way2009 Acura TSX Base33 year married man$1,344$548
Orchams
Cam Cascada2006 Chrysler 300 C38 year man$1,432$451
Edward Pl2010 Mazda Mazda3 s Sport28 year woman$1,050$330
Ellwood
Cam Majorca2004 Chevrolet Silverado K2500 Heavy Duty77 year female senior$1,155$352
Sueno Rd2012 Hyundai Sonata GLS16 year male teenager$2,428$771
Mission
Crestwood Dr2010 Toyota Prius II17 year teenager$2,214$966
Via Rosa2010 Nissan Rogue SL35 year married woman$1,018$756

Santa Barbara Post DUI Car Insurance Rates

Santa Barbara Santa Barbara County Buellton Oak View California
Median Post DUI Insurance Rate $2116 +$395 +$878 +$804 +$1267
Male Teenager Post DUI Insurance Rate $4612 +$861 +$1914 +$1752 +$2762
Female Teenager Post DUI Insurance Rate $4592 +$855 +$1904 +$1743 +$2749

The Post DUI insurance in Santa Barbara, CA's is $2116 compared to Santa Barbara County (+$395), Buellton (+$878), Oak View (+$804) and California (+$1267)

In Santa Barbara, a male teenager with Post DUI pays $20 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Cadillac Seville SLS in Santa Barbara, CA would pay $5120 on auto insurance while a female teenager POST DUI would pay $5096.

Santa Barbara Car Insurance by Segment

Santa Barbara Teenagers Car Insurance Rates Comparison

19398 Santa Barbara Teenagers (10% of total population), 48% Male & 52% Female.

Santa Barbara Oak View Buellton Montecito California
All Teenagers $2480 +$942 +$1029 +$2991 +$1485
Male Teenager $2480 +$942 +$1029 +$2991 +$1485
Female Teenager $2469 +$937 +$1024 +$2977 +$1478

Santa Barbara teenagers pay $2480 in insurance in contrast with Oak View (+$942), Buellton (+$1029), Montecito (+$2991) and California (+$1485). The difference between Male & Female teenagers in Santa Barbara is $11

Example

  • 2012 Dodge Journey Crew Male Teenager Insurance Rate $2,622
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $2,167

Santa Barbara Men & Women Car Insurance

185105 Santa Barbara Adults (100% of total population), 50% Men & 50% Women.

Santa Barbara Summerland Channel Islands Beach Buellton California
All Women $1103 +$1205 +$1312 +$458 +$661
Married Women $1069 +$1168 +$1271 +$444 +$640
All Men $1445 +$1577 +$1717 +$599 +$865
Married Men $1376 +$1503 +$1636 +$572 +$824

The typical insurance rate of $1445 that Santa Barbara Men pay varies from Summerland (+$1577), Channel Islands Beach (+$1717), Buellton (+$599) and California (+$865). In Santa Barbara, married men pay $307 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,372
  • 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1,314

Santa Barbara Senior Car Insurance

35879 Santa Barbara Seniors (19% of total population), 45% Senior Men & 55% Senior Women.

Santa Barbara Montecito Meiners Oaks Santa Barbara County California
All Seniors $1206 +$1454 +$235 +$225 +$722
Senior Men $1183 +$1427 +$231 +$221 +$708
Senior Women $1229 +$1481 +$239 +$229 +$735

Santa Barbara seniors pay $1206 in insurance compared to Montecito (+$1454), Meiners Oaks (+$235), Santa Barbara County (+$225) and California (+$722). In Santa Barbara, senior men pay $46 less than senior women.

Santa Barbara Car Insurance Discounts for Multiple Vehicles

Santa Barbara Population with 1 Vehicle 23424 (35% of Santa Barbara population), 2 Vehicles 23534 (36% of the Santa Barbara population) and 3 vehicles 9407 (14% of the population)

Santa Barbara Santa Ynez Summerland Santa Barbara County California
2 Vehicles $2163 +$2606 +$2359 +$402 +$1294
3 Vehicles $3301 +$3978 +$3601 +$614 +$1975
4 Vehicles $4439 +$5350 +$4843 +$826 +$2656