Santa Monica, CA Auto Insurance Rates

Santa Monica, CA residents can save $760 by comparing multiple quotes & reading reviews & research on Santa Monica car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,133 $1,891 $3,076
Write Your Review | Santa Monica, California Auto Insurance Analysis
State Farm Auto Insurance, Santa Monica, CA
$125/1 month
Car Insurance Policy Holder
  • Married 26 Years old Female licensed 11 years ago with Financed Toyota Corolla L used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Santa Monica, CA
$111/1 month
Car Insurance Policy Holder
  • Married 57 Years old Male licensed 17 years ago with Own Ford Explorer XLT used for Business with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Santa Monica, CA
$138/1 month
Car Insurance Policy Holder
  • Divorced 51 Years old Male licensed 23 years ago with Financed Honda, Accord LX, 2 Door Coupe Auto Trans used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Amica Auto Insurance, Santa Monica, CA
$1,550/12 months
Car Insurance Policy Holder
  • Single 32 Years old Female licensed 4 years ago with Own Acura, RDX Tech, 4 Door 4WD Utility used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Santa Monica, CA
$1,657/12 months
Car Insurance Policy Holder
  • Single 22 Years old Male licensed 3 years ago with Own Toyota, Sequoia Platinum, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Santa Monica, CA
$2,000/12 months
Car Insurance Policy Holder
  • Single 24 Years old Female licensed 7 years ago with Financed Kia, Forte Koup SX, 2WD 2 Door Coupe used for Business with estimated annual mileage of 20,001+.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Santa Monica Car Insurance Rate Comparisons

Santa Monica, CA's average car insurance of $1891 differs from West Athens, CA (+$19), Beverly Hills, CA (+$267), Ladera Heights, CA (+$549) and California (-$72)

Santa Monica West Athens, CA Beverly Hills, CA Ladera Heights, CA California
Median Insurance Rates $1891 +$19 +$267 +$549 -$72

Santa Monica Car Insurance Savings By Neighborhood & Street Area

Santa Monica Driver Street Residence & Car Locations Car Details in Santa Monica Santa Monica Driver Demographics Santa Monica Auto Insurance Estimates Recent Santa Monica Insurance Savings
Brentwood Park
Carlyle Ave1999 Cadillac Seville STS32 year man$2,660$321
Georgina Ave2006 Buick Rendezvous CX67 year senior$2,021$699
Pacific Palisades
Winnett Pl2009 Ford Fusion V6 SEL17 year teenager$3,775$302
Woodacres Rd2005 Chrysler Pacifica Base68 year male senior$1,940$538
Sawtelle
Chelsea Pl2011 Nissan Rogue S16 year female teenager$3,890$747
Chelsea Ave2010 Mazda Mazda3 s Sport18 year male teenager$3,928$952
Westgate
California Pl N2012 Hyundai Sonata GLS36 year woman$1,798$314
Chelsea Ct2010 Toyota Prius III40 year married man$2,037$493
Ocean Park
Pacific St2011 Lincoln MKZ Base29 year married woman$1,778$390
S Pico Pl2009 Acura TSX 71 year female senior$1,999$850

Santa Monica Post DUI Car Insurance Rates

Santa Monica Los Angeles El Segundo Ladera Heights California
Median Post DUI Insurance Rate $3517 +$344 -$807 +$1021 -$134
Male Teenager Post DUI Insurance Rate $7666 +$750 -$1759 +$2227 -$292
Female Teenager Post DUI Insurance Rate $7631 +$746 -$1752 +$2215 -$290

The Post DUI insurance in Santa Monica, CA's is $3517 compared to Los Angeles (+$344), El Segundo (-$807), Ladera Heights (+$1021) and California (-$134)

In Santa Monica, a male teenager with Post DUI pays $35 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Santa Monica, CA would pay $7021 on auto insurance while a female teenager POST DUI would pay $6989.

Santa Monica Car Insurance by Segment

Santa Monica Teenagers Car Insurance Rates Comparison

3573 Santa Monica Teenagers (3% of total population), 52% Male & 48% Female.

Santa Monica Lawndale Redondo Beach Hermosa Beach California
All Teenagers $4122 -$630 -$1014 -$1049 -$157
Male Teenager $4122 -$630 -$1014 -$1049 -$157
Female Teenager $4103 -$627 -$1009 -$1044 -$156

Santa Monica teenagers pay $4122 in insurance in contrast with Lawndale (-$630), Redondo Beach (-$1014), Hermosa Beach (-$1049) and California (-$157). The difference between Male & Female teenagers in Santa Monica is $19

Example

  • 2004 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3,871
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $3,573

Santa Monica Men & Women Car Insurance

90008 Santa Monica Adults (100% of total population), 48% Men & 52% Women.

Santa Monica Lennox Manhattan Beach Hawthorne California
All Women $1834 +$222 -$447 -$168 -$70
Married Women $1777 +$215 -$433 -$163 -$68
All Men $2401 +$291 -$585 -$220 -$91
Married Men $2288 +$277 -$558 -$210 -$88

The typical insurance rate of $2401 that Santa Monica Men pay varies from Lennox (+$291), Manhattan Beach (-$585), Hawthorne (-$220) and California (-$91). In Santa Monica, married men pay $511 more than married women.

Example

  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $2,666
  • 2014 Kia Sorento LX Married Women Insurance Rate $2,018

Santa Monica Senior Car Insurance

18890 Santa Monica Seniors (20% of total population), 42% Senior Men & 58% Senior Women.

Santa Monica Lennox Inglewood Marina del Rey California
All Seniors $2004 +$243 +$140 -$489 -$76
Senior Men $1966 +$238 +$137 -$479 -$75
Senior Women $2042 +$247 +$142 -$498 -$78

Santa Monica seniors pay $2004 in insurance compared to Lennox (+$243), Inglewood (+$140), Marina del Rey (-$489) and California (-$76). In Santa Monica, senior men pay $76 less than senior women.

Santa Monica Car Insurance Discounts for Multiple Vehicles

Santa Monica Population with 1 Vehicle 23567 (51% of Santa Monica population), 2 Vehicles 14293 (31% of the Santa Monica population) and 3 vehicles 2660 (6% of the population)

Santa Monica Redondo Beach Lennox Del Aire California
2 Vehicles $3593 -$883 +$435 -$876 -$136
3 Vehicles $5484 -$1348 +$664 -$1337 -$208
4 Vehicles $7375 -$1813 +$893 -$1798 -$280