Sarasota, FL Auto Insurance Rates

Sarasota, FL residents can save $490 by comparing multiple quotes & reading reviews & research on Sarasota car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$912 $1,219 $1,662
Write Your Review | Sarasota, Florida Auto Insurance Analysis
Liberty Mutual, Sarasota, FL
$114/1 month
Car Insurance Policy Holder
  • Divorced 34 Years old Male licensed 5 years ago with Own Hyundai Sonata Limited used for Business with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Sarasota is the Best Place to Buy a Used Toyota Camry in Florida

The Toyota Camry was named the best selling passenger car in the year 2012. It used to be a compact car earlier but was upgraded to a mid-sized automobile in 1991. If you are a resident of the state of Florida, and wish to purchase a used Toyota Camry, here is what you should do.

Do not just purchase it from the city you live in just because it is convenient. By doing some research you can actually end up saving a lot on upfront or insurance costs.  Look at the table provided below. The figures mentioned below of mid size vehicle Toyota Camry within the year 2005 and 2012 for the state of Florida.

City Insurance Average ($) Median Price ($) Insurance %
Fort Lauderdale 1,772 14,795 11
Fort Myers 1,299 16,791 7
Jacksonville 1,447 17,539 8
Miami 2,564 14,999 17
Ocala 1,185 20,981 5
Orlando 1,377 16,799 8
Pensacola 1,334 18,888 7
Sarasota 1,269 13,450 9
Tallahassee 1,166 16,991 6

You can see that Ocala and Tallahassee are giving you the lowest insurance percentage. But, does that mean that you jump to the decision of purchasing the used Toyota Camry from Tallahassee instantly? Ocala demands the highest upfront cost and when you compare the price between Sarasota and Tallahassee you shall see difference of $3000. Look at the median prices in the other cities of your state. Sarasota, Miami and Fort Lauderdale have the minimum upfront costs when it comes to purchasing a Toyota Camry.

Take a look at the insurance average in these cities. Miami commands the highest followed by Fort Lauderdale and Sarasota. So the logical decision will always be purchasing the vehicle from Sarasota which has both low median price and insurance average. Miami, in spite of offering a low upfront cost has the highest insurance average. You can save more than $1000 and also on insurance premiums.  If for some reason Fort Lauderdale is not a feasible option for you, you can definitely go and purchase this vehicle from Miami.

Sarasota Car Insurance Rate Comparisons

Sarasota, FL's average car insurance of $1219 differs from Kensington Park, FL (+$461), Vamo, FL (-$29), Gulf Gate Estates-Osprey (+$591) and Florida (+$145)

Sarasota Kensington Park, FL Vamo, FL Gulf Gate Estates-Osprey Florida
Median Insurance Rates $1219 +$461 -$29 +$591 +$145

Sarasota Car Insurance Savings By Neighborhood & Street Area

Sarasota Driver Street Residence & Car Locations Car Details in Sarasota Sarasota Driver Demographics Sarasota Auto Insurance Estimates Recent Sarasota Insurance Savings
Honore
Pine Ridge Ln2006 Jeep Commander Base16 year male teenager$2,929$373
Myakka Rd2000 GMC Yukon XL 1500 SLT36 year woman$1,086$445
Bailey Hall
Somerset Dr2005 Mazda 3 Hatchback26 year man$1,892$556
Roberts Point Cir2007 Buick Rendezvous CX61 year male senior$1,656$598
Hyde Park
Oak Lakes Dr2008 Ford Fusion I4 SE54 year married woman$974$832
Lemonwood Dr2004 Acura TSX Base60 year senior$1,827$988
White Beach
Sanderling Rd2001 Chevrolet Silverado 2500HD LS16 year teenager$2,955$435
Co Rd 7892008 Chrysler 300 Touring52 year married man$1,776$570
Sunnyland
Summerwood Ct2013 Hyundai Sonata GLS18 year female teenager$2,889$422
Shoshone Trl2008 Cadillac DTS Luxury III65 year female senior$1,941$435

Sarasota Post DUI Car Insurance Rates

Sarasota Vamo Gulf Gate Estates Sarasota Springs Florida
Median Post DUI Insurance Rate $2267 -$54 +$337 +$634 +$270
Male Teenager Post DUI Insurance Rate $6098 -$145 +$906 +$1706 +$726
Female Teenager Post DUI Insurance Rate $5440 -$128 +$809 +$1523 +$647

The Post DUI insurance in Sarasota, FL's is $2267 compared to Vamo (-$54), Gulf Gate Estates (+$337), Sarasota Springs (+$634) and Florida (+$270)

In Sarasota, a male teenager with Post DUI pays $658 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Mazda 3 Hatchback in Sarasota, FL would pay $5738 on auto insurance while a female teenager POST DUI would pay $5118.

Sarasota Car Insurance by Segment

Sarasota Teenagers Car Insurance Rates Comparison

9451 Sarasota Teenagers (5% of total population), 56% Male & 44% Female.

Sarasota Desoto Lakes Osprey Southgate Florida
All Teenagers $3071 +$658 +$1465 +$53 +$366
Male Teenager $3279 +$702 +$1563 +$56 +$390
Female Teenager $2925 +$627 +$1395 +$51 +$348

Sarasota teenagers pay $3071 in insurance in contrast with Desoto Lakes (+$658), Osprey (+$1465), Southgate (+$53) and Florida (+$366). The difference between Male & Female teenagers in Sarasota is $354

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $3,106
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,889

Sarasota Men & Women Car Insurance

181427 Sarasota Adults (100% of total population), 48% Men & 52% Women.

Sarasota The Meadows Desoto Lakes Gulf Gate Estates-Osprey Florida
All Women $1121 -$284 +$240 +$544 +$133
Married Women $1023 -$259 +$220 +$497 +$122
All Men $2011 -$510 +$431 +$975 +$239
Married Men $1950 -$494 +$418 +$946 +$232

The typical insurance rate of $2011 that Sarasota Men pay varies from The Meadows (-$510), Desoto Lakes (+$431), Gulf Gate Estates-Osprey (+$975) and Florida (+$239). In Sarasota, married men pay $927 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,880
  • 2011 Lincoln MKZ Base Married Women Insurance Rate $1,987

Sarasota Senior Car Insurance

58159 Sarasota Seniors (32% of total population), 44% Senior Men & 56% Senior Women.

Sarasota Whitfield Kensington Park Gulf Gate Estates-Osprey Florida
All Seniors $1804 -$236 +$682 +$874 +$214
Senior Men $1852 -$241 +$701 +$899 +$221
Senior Women $1755 -$229 +$664 +$851 +$209

Sarasota seniors pay $1804 in insurance compared to Whitfield (-$236), Kensington Park (+$682), Gulf Gate Estates-Osprey (+$874) and Florida (+$214). In Sarasota, senior men pay $97 more than senior women.

Sarasota Car Insurance Discounts for Multiple Vehicles

Sarasota Population with 1 Vehicle 34333 (44% of Sarasota population), 2 Vehicles 29032 (37% of the Sarasota population) and 3 vehicles 6972 (9% of the population)

Sarasota Fruitville Whitfield The Meadows Florida
2 Vehicles $2317 -$132 -$303 -$588 +$275
3 Vehicles $3536 -$201 -$462 -$897 +$420
4 Vehicles $4755 -$270 -$621 -$1206 +$565

Car Insurance Agents in Sarasota, FL

Rank Agent Name Agent Contact
1 AAA Insurance 3844 Bee Ridge Rd, Sarasota, FL 34233
2 A American Financial Insurance Agency 2975 Bee Ridge Rd Ste A, Sarasota, FL 34239
3 Aaron Dorfman 1528 Stickney Point Rd, Sarasota, FL 34231
4 Ace Insurance Agency 420 S Washington Blvd, Sarasota, FL 34236
5 Ace Insurance Agency 4239 Bee Ridge Rd, Sarasota, FL 34233
6 Adams Insurance & Consulting 6151 Lake Osprey Dr Fl 3, Sarasota, FL 34240
7 Advanced Insurance Underwriters 3701 S Osprey Ave, Sarasota, FL 34239
8 Alan Hanbury 1819 Main St, Sarasota, FL 34236
9 All Axcess Insurance 3839 S Tuttle Ave, Sarasota, FL 34239
10 Alliance Insurance of Sarasota Inc. 3658 Webber St, Sarasota, FL 34232

Find the Cheapest auto insurance in Sarasota, FL