Sarasota, FL Auto Insurance Rates

Sarasota, FL residents can save $490 by comparing multiple quotes & reading reviews & research on Sarasota car insurance rates, quotes, agents & coverage.

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$912 $1,219 $1,662

Latest Auto Insurance Reviews in Sarasota, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Sarasota, Florida Auto Insurance Analysis
Liberty Mutual, Sarasota, FL
$114/1 month
Car Insurance Policy Holder
  • Divorced 34 Years old Male licensed 5 years ago with Own Hyundai Sonata Limited used for Business with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Sarasota is the Best Place to Buy a Used Toyota Camry in Florida

The Toyota Camry was named the best selling passenger car in the year 2012. It used to be a compact car earlier but was upgraded to a mid-sized automobile in 1991. If you are a resident of the state of Florida, and wish to purchase a used Toyota Camry, here is what you should do.

Do not just purchase it from the city you live in just because it is convenient. By doing some research you can actually end up saving a lot on upfront or insurance costs.  Look at the table provided below. The figures mentioned below of mid size vehicle Toyota Camry within the year 2005 and 2012 for the state of Florida.

City Insurance Average ($) Median Price ($) Insurance %
Fort Lauderdale 1,772 14,795 11
Fort Myers 1,299 16,791 7
Jacksonville 1,447 17,539 8
Miami 2,564 14,999 17
Ocala 1,185 20,981 5
Orlando 1,377 16,799 8
Pensacola 1,334 18,888 7
Sarasota 1,269 13,450 9
Tallahassee 1,166 16,991 6

You can see that Ocala and Tallahassee are giving you the lowest insurance percentage. But, does that mean that you jump to the decision of purchasing the used Toyota Camry from Tallahassee instantly? Ocala demands the highest upfront cost and when you compare the price between Sarasota and Tallahassee you shall see difference of $3000. Look at the median prices in the other cities of your state. Sarasota, Miami and Fort Lauderdale have the minimum upfront costs when it comes to purchasing a Toyota Camry.

Take a look at the insurance average in these cities. Miami commands the highest followed by Fort Lauderdale and Sarasota. So the logical decision will always be purchasing the vehicle from Sarasota which has both low median price and insurance average. Miami, in spite of offering a low upfront cost has the highest insurance average. You can save more than $1000 and also on insurance premiums.  If for some reason Fort Lauderdale is not a feasible option for you, you can definitely go and purchase this vehicle from Miami.

Sarasota Car Insurance Rate Comparisons

Sarasota, FL's average car insurance of $1219 differs from Kensington Park, FL (+$461), Vamo, FL (-$29), Gulf Gate Estates-Osprey (+$591) and Florida (+$145)

Sarasota Kensington Park, FL Vamo, FL Gulf Gate Estates-Osprey Florida
Median Insurance Rates $1219 +$461 -$29 +$591 +$145

Sarasota Car Insurance Savings By Neighborhood & Street Area

Sarasota Driver Street Residence & Car Locations Car Details in Sarasota Sarasota Driver Demographics Sarasota Auto Insurance Estimates Recent Sarasota Insurance Savings
Honore
Pine Ridge Ln2006 Jeep Commander Base16 year male teenager$2,929$373
Myakka Rd2000 GMC Yukon XL 1500 SLT36 year woman$1,086$445
Bailey Hall
Somerset Dr2005 Mazda 3 Hatchback26 year man$1,892$556
Roberts Point Cir2007 Buick Rendezvous CX61 year male senior$1,656$598
Hyde Park
Oak Lakes Dr2008 Ford Fusion I4 SE54 year married woman$974$832
Lemonwood Dr2004 Acura TSX Base60 year senior$1,827$988
White Beach
Sanderling Rd2001 Chevrolet Silverado 2500HD LS16 year teenager$2,955$435
Co Rd 7892008 Chrysler 300 Touring52 year married man$1,776$570
Sunnyland
Summerwood Ct2013 Hyundai Sonata GLS18 year female teenager$2,889$422
Shoshone Trl2008 Cadillac DTS Luxury III65 year female senior$1,941$435

Sarasota Post DUI Car Insurance Rates

Sarasota Vamo Gulf Gate Estates Sarasota Springs Florida
Median Post DUI Insurance Rate $2267 -$54 +$337 +$634 +$270
Male Teenager Post DUI Insurance Rate $6098 -$145 +$906 +$1706 +$726
Female Teenager Post DUI Insurance Rate $5440 -$128 +$809 +$1523 +$647

The Post DUI insurance in Sarasota, FL's is $2267 compared to Vamo (-$54), Gulf Gate Estates (+$337), Sarasota Springs (+$634) and Florida (+$270)

In Sarasota, a male teenager with Post DUI pays $658 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Mazda 3 Hatchback in Sarasota, FL would pay $5738 on auto insurance while a female teenager POST DUI would pay $5118.

Sarasota Car Insurance by Segment

Sarasota Teenagers Car Insurance Rates Comparison

9451 Sarasota Teenagers (5% of total population), 56% Male & 44% Female.

Sarasota Desoto Lakes Osprey Southgate Florida
All Teenagers $3071 +$658 +$1465 +$53 +$366
Male Teenager $3279 +$702 +$1563 +$56 +$390
Female Teenager $2925 +$627 +$1395 +$51 +$348

Sarasota teenagers pay $3071 in insurance in contrast with Desoto Lakes (+$658), Osprey (+$1465), Southgate (+$53) and Florida (+$366). The difference between Male & Female teenagers in Sarasota is $354

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $3,106
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,889

Sarasota Men & Women Car Insurance

181427 Sarasota Adults (100% of total population), 48% Men & 52% Women.

Sarasota The Meadows Desoto Lakes Gulf Gate Estates-Osprey Florida
All Women $1121 -$284 +$240 +$544 +$133
Married Women $1023 -$259 +$220 +$497 +$122
All Men $2011 -$510 +$431 +$975 +$239
Married Men $1950 -$494 +$418 +$946 +$232

The typical insurance rate of $2011 that Sarasota Men pay varies from The Meadows (-$510), Desoto Lakes (+$431), Gulf Gate Estates-Osprey (+$975) and Florida (+$239). In Sarasota, married men pay $927 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,880
  • 2011 Lincoln MKZ Base Married Women Insurance Rate $1,987

Sarasota Senior Car Insurance

58159 Sarasota Seniors (32% of total population), 44% Senior Men & 56% Senior Women.

Sarasota Whitfield Kensington Park Gulf Gate Estates-Osprey Florida
All Seniors $1804 -$236 +$682 +$874 +$214
Senior Men $1852 -$241 +$701 +$899 +$221
Senior Women $1755 -$229 +$664 +$851 +$209

Sarasota seniors pay $1804 in insurance compared to Whitfield (-$236), Kensington Park (+$682), Gulf Gate Estates-Osprey (+$874) and Florida (+$214). In Sarasota, senior men pay $97 more than senior women.

Sarasota Car Insurance Discounts for Multiple Vehicles

Sarasota Population with 1 Vehicle 34333 (44% of Sarasota population), 2 Vehicles 29032 (37% of the Sarasota population) and 3 vehicles 6972 (9% of the population)

Sarasota Fruitville Whitfield The Meadows Florida
2 Vehicles $2317 -$132 -$303 -$588 +$275
3 Vehicles $3536 -$201 -$462 -$897 +$420
4 Vehicles $4755 -$270 -$621 -$1206 +$565

Car Insurance Agents in Sarasota, FL

Rank Agent Name Agent Contact
1 AAA Insurance 3844 Bee Ridge Rd, Sarasota, FL 34233
2 A American Financial Insurance Agency 2975 Bee Ridge Rd Ste A, Sarasota, FL 34239
3 Aaron Dorfman 1528 Stickney Point Rd, Sarasota, FL 34231
4 Ace Insurance Agency 420 S Washington Blvd, Sarasota, FL 34236
5 Ace Insurance Agency 4239 Bee Ridge Rd, Sarasota, FL 34233
6 Adams Insurance & Consulting 6151 Lake Osprey Dr Fl 3, Sarasota, FL 34240
7 Advanced Insurance Underwriters 3701 S Osprey Ave, Sarasota, FL 34239
8 Alan Hanbury 1819 Main St, Sarasota, FL 34236
9 All Axcess Insurance 3839 S Tuttle Ave, Sarasota, FL 34239
10 Alliance Insurance of Sarasota Inc. 3658 Webber St, Sarasota, FL 34232

Find the Cheapest auto insurance in Sarasota, FL