Sebring, FL Auto Insurance Rates

Sebring, FL residents can save $480 by comparing multiple quotes & reading reviews & research on Sebring car insurance rates, quotes, agents & coverage.

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$897 $1,197 $1,444

Latest Auto Insurance Reviews in Sebring, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Sebring, Florida Auto Insurance Analysis
Travelers Auto Insurance, Sebring, FL
$88/1 month
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 6 years ago with Own Kia Soul used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors, pursuing Graduate Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sebring, FL
$95/1 month
Car Insurance Policy Holder
  • Married 25 Years old Female licensed 4 years ago with Financed Honda Insight LX used for Business with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 400 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sebring, FL
$84/1 month
Car Insurance Policy Holder
  • Single 62 Years old Female licensed 15 years ago with Own Ford, Explorer XLT, 4 Door Utility 4WD used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Liberty Mutual, Sebring, FL
$722/12 months
Car Insurance Policy Holder
  • Divorced 54 Years old Female licensed 22 years ago with Leased Porsche, Cayenne S AWD, 4 Door Utility used for Business with estimated annual mileage of 7,501 - 9,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Liberty Mutual, Sebring, FL
$1,108/12 months
Car Insurance Policy Holder
  • Divorced 65 Years old Female licensed 42 years ago with Financed Honda, CR-Z, 2 Door Coupe Hybrid used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Sebring, FL
$1,218/12 months
Car Insurance Policy Holder
  • Married 68 Years old Female licensed 16 years ago with Leased Ford, Transit Connect XLT Premium, 4 Door Wagon used for Business with estimated annual mileage of 7,501 - 9,000.
  • High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Hartford, Sebring, FL
$2,330/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Toyota, Sequoia SR5, 4WD 4 Door Utility used for Business with estimated annual mileage of 7,501 - 9,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
California Casualty, Sebring, FL
$1,841/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Chevrolet, Cruze LT, 4 Door Sedan Turbo used for Business with estimated annual mileage of 12,001 - 15,000.
  • High School & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Safeco Insurance, Sebring, FL
$1,346/12 months
Car Insurance Policy Holder
  • Divorced 71 Years old Male licensed 8 years ago with Financed Mini, Cooper Countryman, 2 Door MPV used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Sebring Car Insurance Rate Comparisons

Sebring, FL's average car insurance of $1197 differs from Lemon Grove, FL (+$603), Ona, FL (+$673), Zolfo Springs, FL (+$573) and Florida (+$167)

Sebring Lemon Grove, FL Ona, FL Zolfo Springs, FL Florida
Median Insurance Rates $1197 +$603 +$673 +$573 +$167

Sebring Car Insurance Savings By Neighborhood & Street Area

Sebring Driver Street Residence & Car Locations Car Details in Sebring Sebring Driver Demographics Sebring Auto Insurance Estimates Recent Sebring Insurance Savings
De Soto City
Silver Palm Dr2007 Ford Fusion I-4 SE19 year male teenager$3,063$868
Oceanside Ave2005 Buick Century Custom36 year married woman$899$934
Dinner Lake Haven Mobile Home
Roanoke2008 Mazda MAZDA3 i Sport35 year married man$1,808$633
State Rd 17 N2008 Jeep Grand Cherokee Laredo82 year female senior$1,546$553
Buttonwood Bay Mobile Home Park
Waterside Dr2009 Chrysler 300 LX73 year senior$1,616$435
Lake Josephine Dr2011 Hyundai Sonata GLS27 year woman$1,088$433
Sebring Village Mobile Home Park
Fiat Ave2012 Dodge Journey SXT40 year man$1,920$772
Comet Ter2006 Cadillac DTS Luxury I62 year male senior$2,000$789
Washburn Mobile Home Park
Katcalani Ave2010 Toyota Prius II19 year female teenager$2,764$543
State Rd 17 N2013 Volkswagen Jetta Base16 year teenager$2,835$929

Sebring Post DUI Car Insurance Rates

Sebring Crooked Lake Park Avon Park Northeast Glades Florida
Median Post DUI Insurance Rate $2226 +$1103 +$6 +$1177 +$311
Male Teenager Post DUI Insurance Rate $5987 +$2968 +$17 +$3167 +$837
Female Teenager Post DUI Insurance Rate $5341 +$2649 +$15 +$2828 +$746

The Post DUI insurance in Sebring, FL's is $2226 compared to Crooked Lake Park (+$1103), Avon Park (+$6), Northeast Glades (+$1177) and Florida (+$311)

In Sebring, a male teenager with Post DUI pays $646 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 i Sport in Sebring, FL would pay $5652 on auto insurance while a female teenager POST DUI would pay $5044.

Sebring Car Insurance by Segment

Sebring Teenagers Car Insurance Rates Comparison

1838 Sebring Teenagers (4% of total population), 52% Male & 48% Female.

Sebring Yeehaw Junction Crooked Lake Park Gardner Florida
All Teenagers $3016 +$1721 +$1494 +$1620 +$421
Male Teenager $3219 +$1838 +$1596 +$1730 +$450
Female Teenager $2872 +$1640 +$1424 +$1544 +$401

Sebring teenagers pay $3016 in insurance in contrast with Yeehaw Junction (+$1721), Crooked Lake Park (+$1494), Gardner (+$1620) and Florida (+$421). The difference between Male & Female teenagers in Sebring is $347

Example

  • 2013 Honda Civic U.S. LX Male Teenager Insurance Rate $3,053
  • 2006 GMC Sierra 1500 SLE1 Female Teenager Insurance Rate $2,803

Sebring Men & Women Car Insurance

41048 Sebring Adults (100% of total population), 49% Men & 51% Women.

Sebring Gardner Yeehaw Junction Zolfo Springs Florida
All Women $1101 +$591 +$628 +$527 +$153
Married Women $1005 +$540 +$574 +$481 +$140
All Men $1975 +$1061 +$1127 +$945 +$275
Married Men $1915 +$1029 +$1093 +$917 +$267

The typical insurance rate of $1975 that Sebring Men pay varies from Gardner (+$1061), Yeehaw Junction (+$1127), Zolfo Springs (+$945) and Florida (+$275). In Sebring, married men pay $910 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,940
  • 2013 Acura RDX Base w/Tech Married Women Insurance Rate $1,958

Sebring Senior Car Insurance

16135 Sebring Seniors (39% of total population), 46% Senior Men & 54% Senior Women.

Sebring Yeehaw Junction DeSoto County Okeechobee County Florida
All Seniors $1771 +$1011 +$1011 +$952 +$247
Senior Men $1819 +$1038 +$1038 +$977 +$254
Senior Women $1723 +$984 +$984 +$926 +$241

Sebring seniors pay $1771 in insurance compared to Yeehaw Junction (+$1011), DeSoto County (+$1011), Okeechobee County (+$952) and Florida (+$247). In Sebring, senior men pay $96 more than senior women.

Sebring Car Insurance Discounts for Multiple Vehicles

Sebring Population with 1 Vehicle 9419 (54% of Sebring population), 2 Vehicles 5178 (30% of the Sebring population) and 3 vehicles 1206 (7% of the population)

Sebring Frostproof Arcadia East Yeehaw Junction Florida
2 Vehicles $2275 +$1145 +$1202 +$1297 +$317
3 Vehicles $3472 +$1748 +$1835 +$1980 +$484
4 Vehicles $4669 +$2351 +$2468 +$2663 +$651

Find the Cheapest auto insurance in Sebring, FL