Springfield, IL Auto Insurance Rates

Springfield, IL residents can save $410 by comparing multiple quotes & reading reviews & research on Springfield car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$707 $1,035 $1,370

Latest Auto Insurance Reviews in Springfield, Illinois


Geico
I am satisfied with this premium compared to other insurance companies because it offers me more discounts. It offers me some discounts based on my driving history and affiliation with a professional organization.
State Farm
This company has the best deal for me. The payments are easy and the other ones do not offer this same coverage.
Geico
Premium figures have been really well with Geico. I chose a higher premium to keep monthly figures down to help with my monthly budgets
Geico
The company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.
Aaa
AAA is pretty standard and doesn't offer anything special beyond bundling discounts.
Aaa
This company offers no frills, just the basics.
Aaa
Customer support is good other than the fact that each department has its own customer service lines so if you have multiple questions you have to call multiple lines.
State Farm
My personal agent has a very large phone-tree if you call him, and sometimes emails can get lost in the shuffle. Once he is aware of the problem though, everything is handled well. For collisions sent through the website, everything was very prompt.
Geico
I love the fact that I am able to quickly get someone on the phone. Seems almost like you have your own personal agent to deal with your insurance. They have online payments as well as phone payments. I am also allowed to have other people call on my behalf and pay my bill for me. Overall a very good company.
Aaa
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
Geico
I like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.
Allstate
They are responsive, easy to get in touch with and offer rates and terms that I am satisfied with. I have had the same agent for more than a decade, so consistency and reliability is also a big factor in staying with this company.
Aaa
This company doesn't go to bat for their customers. They basically just hope you will pay for everything and will go away.
State Farm
I still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.
Geico
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
Aaa
I recently had to pay $500 to get my car repaired after someone hit my car, and I am really unhappy about it. I don't feel like the company tried to get my claim resolved in a fair way at all.
Write Your Review | Springfield, Illinois Auto Insurance Analysis
State Farm Auto Insurance, Springfield, IL
$74/1 month
Car Insurance Policy Holder
  • Divorced 48 Years old Male licensed 11 years ago with Own Ford Mustang Boss 302 used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Springfield Car Insurance Rate Comparisons

Springfield, IL's average car insurance of $1035 differs from Jerome, IL (+$715), Clear Lake, IL (+$685), Capital, IL (+$805) and Illinois (+$287)

Springfield Jerome, IL Clear Lake, IL Capital, IL Illinois
Median Insurance Rates $1035 +$715 +$685 +$805 +$287

Springfield Car Insurance Savings By Neighborhood & Street Area

Springfield Driver Street Residence & Car Locations Car Details in Springfield Springfield Driver Demographics Springfield Auto Insurance Estimates Recent Springfield Insurance Savings
Toronto
Sidener Hall2007 Mazda MAZDA3 i Touring61 year male senior$1,312$571
Castlerock Ridge2006 Chrysler 300 Touring16 year female teenager$2,793$527
West Grand Place
S Thayer Ave2007 Ford Fusion I-4 SE25 year woman$841$760
W Glenn Ave2005 Buick Century Custom60 year senior$1,212$808
Bradfordton
Woodbury Hill2011 Hyundai Sonata GLS19 year male teenager$3,483$824
Pine Ridge Dr2009 Cadillac DTS Luxury 6-Passenger18 year teenager$3,947$802
Bissell
Hoffman Dr2012 Honda Civic LX53 year married woman$748$883
Cessna Ln2010 Lincoln MKZ Base46 year married man$1,534$979
Keys
Blane Ct2010 Nissan Rogue S84 year female senior$1,308$510
Young Rd2014 Volkswagen Jetta S29 year man$1,621$737

Springfield Post DUI Car Insurance Rates

Springfield Williams Leland Grove Sangamon County Illinois
Median Post DUI Insurance Rate $1925 +$920 +$176 +$1385 +$533
Male Teenager Post DUI Insurance Rate $7218 +$3452 +$662 +$5197 +$2002
Female Teenager Post DUI Insurance Rate $6082 +$2909 +$558 +$4378 +$1687

The Post DUI insurance in Springfield, IL's is $1925 compared to Williams (+$920), Leland Grove (+$176), Sangamon County (+$1385) and Illinois (+$533)

In Springfield, a male teenager with Post DUI pays $1136 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Springfield, IL would pay $6242 on auto insurance while a female teenager POST DUI would pay $5260.

Springfield Car Insurance by Segment

Springfield Teenagers Car Insurance Rates Comparison

7228 Springfield Teenagers (6% of total population), 51% Male & 49% Female.

Springfield Gardner Cooper Chatham Illinois
All Teenagers $3550 +$977 +$600 -$278 +$984
Male Teenager $3881 +$1069 +$656 -$304 +$1076
Female Teenager $3270 +$901 +$553 -$256 +$907

Springfield teenagers pay $3550 in insurance in contrast with Gardner (+$977), Cooper (+$600), Chatham (-$278) and Illinois (+$984). The difference between Male & Female teenagers in Springfield is $611

Example

  • 2010 Toyota Prius II Male Teenager Insurance Rate $3,330
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $2,875

Springfield Men & Women Car Insurance

115982 Springfield Adults (100% of total population), 48% Men & 52% Women.

Springfield Cantrall Spaulding Grandview Illinois
All Women $972 +$701 +$372 +$682 +$270
Married Women $910 +$656 +$348 +$638 +$253
All Men $1800 +$1297 +$688 +$1262 +$500
Married Men $1562 +$1125 +$597 +$1095 +$434

The typical insurance rate of $1800 that Springfield Men pay varies from Cantrall (+$1297), Spaulding (+$688), Grandview (+$1262) and Illinois (+$500). In Springfield, married men pay $652 more than married women.

Example

  • 2010 Audi A4 2.0T Premium Married Men Insurance Rate $1,457
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,288

Springfield Senior Car Insurance

23773 Springfield Seniors (20% of total population), 42% Senior Men & 58% Senior Women.

Springfield Capital Clear Lake Williams Illinois
All Seniors $1469 +$1143 +$973 +$703 +$408
Senior Men $1500 +$1168 +$994 +$718 +$416
Senior Women $1459 +$1135 +$966 +$698 +$405

Springfield seniors pay $1469 in insurance compared to Capital (+$1143), Clear Lake (+$973), Williams (+$703) and Illinois (+$408). In Springfield, senior men pay $41 more than senior women.

Springfield Car Insurance Discounts for Multiple Vehicles

Springfield Population with 1 Vehicle 21284 (42% of Springfield population), 2 Vehicles 17480 (35% of the Springfield population) and 3 vehicles 5232 (10% of the population)

Springfield Curran Jerome Capital Illinois
2 Vehicles $1967 +$769 +$1358 +$1529 +$545
3 Vehicles $3002 +$1174 +$2073 +$2334 +$832
4 Vehicles $4037 +$1579 +$2788 +$3139 +$1119