St. Charles, MO Auto Insurance Rates

St. Charles, MO residents can save $450 by comparing multiple quotes & reading reviews & research on St. Charles car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$707 $1,130 $1,995
Write Your Review | St. Charles, Missouri Auto Insurance Analysis
American Family Insurance, St. Charles, MO
$66/1 month
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 4 years ago with Own Chevrolet Camaro LT used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, St. Charles, MO
$107/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Nissan, Sentra, 4 Door Sedan 2.0L used for Commute to Work or School with estimated annual mileage of 20001.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, St. Charles, MO
$782/12 months
Car Insurance Policy Holder
  • Single 26 Years old Male licensed 8 years ago with Financed GMC, Yukon XL 1500 SLT, 4WD 4 Door Ethanol used for Business with estimated annual mileage of 12,001 - 15,000.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
American Family Insurance, St. Charles, MO
$569/12 months
Car Insurance Policy Holder
  • Single 53 Years old Male licensed 22 years ago with Leased Toyota, Prius v, 4 Door Wagon Hybrid used for Business with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Safeco Insurance, St. Charles, MO
$634/12 months
Car Insurance Policy Holder
  • Married 35 Years old Male licensed 11 years ago with Own Chrysler, Town & Country Touring, 4 Door Wagon used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, St. Charles, MO
$784/12 months
Car Insurance Policy Holder
  • Married 33 Years old Male licensed 17 years ago with Leased Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 20,001+.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, St. Charles, MO
$1,114/12 months
Car Insurance Policy Holder
  • Married 42 Years old Male licensed 17 years ago with Financed Porsche, 911 Carrera 4S, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

St. Charles Car Insurance Rate Comparisons

St. Charles, MO's average car insurance of $1130 differs from Northwest (+$500), Point (+$500), Maryland Heights, MO (+$162) and Missouri (+$508)

St. Charles Northwest Point, IL Maryland Heights, MO Missouri
Median Insurance Rates $1130 +$500 +$500 +$162 +$508

St. Charles Car Insurance Savings By Neighborhood & Street Area

St. Charles Driver Street Residence & Car Locations Car Details in St. Charles St. Charles Driver Demographics St. Charles Auto Insurance Estimates Recent St. Charles Insurance Savings
Jacobs
Northshore Ct2007 Ford Fusion V6 SEL16 year male teenager$3,211$346
Sequoia Dr2002 Buick Rendezvous CXL42 year man$1,545$550
Saint Charles
Canyon Oak Ct2001 Chevrolet Silverado 2500HD Base75 year male senior$1,127$603
Orchard Ln2011 Hyundai Sonata GLS40 year married man$1,312$952
Elm Point
Fir2008 Acura TSX Base18 year teenager$3,336$874
Little Hills Blvd2010 Mazda Mazda3 s Sport62 year senior$1,202$371
Saint Peters
Old Horstmeier Rd2012 Honda Civic LX47 year woman$937$882
Whitewood Ct2006 Chrysler 300C SRT-8 Base82 year female senior$1,297$620
Gardnerville
Rosebud Way2011 Kia Sorento LX46 year married woman$847$691
Elizabeth Ellen Ct2012 Lincoln MKZ Base17 year female teenager$3,019$442

St. Charles Post DUI Car Insurance Rates

St. Charles Bridgeton Lindenwood Point, IL Missouri
Median Post DUI Insurance Rate $2101 +$365 +$354 +$930 +$945
Male Teenager Post DUI Insurance Rate $6409 +$1112 +$1079 +$2837 +$2881
Female Teenager Post DUI Insurance Rate $5274 +$916 +$888 +$2335 +$2372

The Post DUI insurance in St. Charles, MO's is $2101 compared to Bridgeton (+$365), Lindenwood (+$354), Point, IL (+$930) and Missouri (+$945)

In St. Charles, a male teenager with Post DUI pays $1135 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2001 Chevrolet Silverado 2500HD Base in St. Charles, MO would pay $6091 on auto insurance while a female teenager POST DUI would pay $5012.

St. Charles Car Insurance by Segment

St. Charles Teenagers Car Insurance Rates Comparison

5071 St. Charles Teenagers (7% of total population), 55% Male & 45% Female.

St. Charles Cottleville Woodson Terrace Airport Missouri
All Teenagers $3118 +$2816 +$2981 +$2788 +$1402
Male Teenager $3446 +$3111 +$3294 +$3081 +$1549
Female Teenager $2836 +$2560 +$2711 +$2535 +$1275

St. Charles teenagers pay $3118 in insurance in contrast with Cottleville (+$2816), Woodson Terrace (+$2981), Airport (+$2788) and Missouri (+$1402). The difference between Male & Female teenagers in St. Charles is $610

Example

  • 2010 Toyota Prius V Male Teenager Insurance Rate $3,251
  • 2014 Volkswagen Jetta GLI Autobahn PZEV Female Teenager Insurance Rate $2,728

St. Charles Men & Women Car Insurance

65927 St. Charles Adults (100% of total population), 50% Men & 50% Women.

St. Charles Zumbehl Dardenne Woodson Terrace Missouri
All Women $1050 -$120 +$1051 +$1005 +$473
Married Women $960 -$110 +$961 +$918 +$432
All Men $1582 -$182 +$1582 +$1512 +$711
Married Men $1389 -$159 +$1390 +$1329 +$625

The typical insurance rate of $1582 that St. Charles Men pay varies from Zumbehl (-$182), Dardenne (+$1582), Woodson Terrace (+$1512) and Missouri (+$711). In St. Charles, married men pay $429 more than married women.

Example

  • 2012 GMC Sierra 1500 SLE Married Men Insurance Rate $1,360
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $1,241

St. Charles Senior Car Insurance

12113 St. Charles Seniors (18% of total population), 42% Senior Men & 58% Senior Women.

St. Charles Northwest Airport Edmundson Missouri
All Seniors $1231 +$545 +$1101 +$1188 +$554
Senior Men $1186 +$525 +$1061 +$1145 +$533
Senior Women $1276 +$565 +$1142 +$1232 +$574

St. Charles seniors pay $1231 in insurance compared to Northwest (+$545), Airport (+$1101), Edmundson (+$1188) and Missouri (+$554). In St. Charles, senior men pay $90 less than senior women.

St. Charles Car Insurance Discounts for Multiple Vehicles

St. Charles Population with 1 Vehicle 9457 (35% of St. Charles population), 2 Vehicles 11059 (42% of the St. Charles population) and 3 vehicles 3200 (12% of the population)

St. Charles Cottleville Dardenne St. Charles County Missouri
2 Vehicles $2147 +$1938 +$2147 -$285 +$966
3 Vehicles $3277 +$2958 +$3277 -$435 +$1474
4 Vehicles $4407 +$3978 +$4407 -$585 +$1982