St. Augustine, FL Auto Insurance Rates

St. Augustine, FL residents can save $450 by comparing multiple quotes & reading reviews & research on St. Augustine car insurance rates, quotes, agents & coverage.

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$835 $1,116 $1,570

Latest Auto Insurance Reviews in St. Augustine, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | St. Augustine, Florida Auto Insurance Analysis
Nationwide Insurance, St. Augustine, FL
$87/1 month
Car Insurance Policy Holder
  • Divorced 76 Years old Female licensed 11 years ago with Own Honda Insight EX used for Business with estimated annual mileage of 12,001 - 15,000.
  • less than high school education & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

St. Augustine Car Insurance Rate Comparisons

St. Augustine, FL's average car insurance of $1116 differs from Butler Beach, FL (+$744), St. Augustine Beach, FL (+$744), St. Augustine South (+$294) and Florida (+$248)

St. Augustine Butler Beach, FL St. Augustine Beach, FL St. Augustine South Florida
Median Insurance Rates $1116 +$744 +$744 +$294 +$248

St. Augustine Car Insurance Savings By Neighborhood & Street Area

St. Augustine Driver Street Residence & Car Locations Car Details in St. Augustine St. Augustine Driver Demographics St. Augustine Auto Insurance Estimates Recent St. Augustine Insurance Savings
South Ponte Vedra Beach
Old Dixie Dr2005 Buick Rendezvous CX19 year teenager$2,497$584
Palmetto Dr2010 Toyota Prius I74 year male senior$1,635$357
Saint Augustine South
Fiddlers Ct2012 Honda Civic LX66 year female senior$1,523$675
Oleander St2007 Ford Fusion SEL18 year male teenager$2,859$634
Bakersville
River Pointe Ct2008 Acura TSX Base78 year senior$1,672$580
Co Rd 2082010 Mazda Mazda3 s Sport30 year married man$1,689$378
Beachwood Trailer Park
Madison St2011 Hyundai Sonata GLS51 year man$1,805$692
Amelia Ct2011 Kia Sorento LX42 year married woman$904$411
Davis Shores
State Hwy 5a2012 Dodge Journey SXT30 year woman$998$868
Lighthouse Ave2008 Chrysler 300 SRT-818 year female teenager$2,433$700

St. Augustine Post DUI Car Insurance Rates

St. Augustine Fleming Island Neptune Beach Crescent Beach Florida
Median Post DUI Insurance Rate $2075 +$1347 +$343 +$1273 +$462
Male Teenager Post DUI Insurance Rate $5583 +$3622 +$921 +$3423 +$1241
Female Teenager Post DUI Insurance Rate $4981 +$3232 +$822 +$3054 +$1106

The Post DUI insurance in St. Augustine, FL's is $2075 compared to Fleming Island (+$1347), Neptune Beach (+$343), Crescent Beach (+$1273) and Florida (+$462)

In St. Augustine, a male teenager with Post DUI pays $602 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2012 Honda Civic LX in St. Augustine, FL would pay $5293 on auto insurance while a female teenager POST DUI would pay $4722.

St. Augustine Car Insurance by Segment

St. Augustine Teenagers Car Insurance Rates Comparison

6264 St. Augustine Teenagers (6% of total population), 52% Male & 48% Female.

St. Augustine Hastings Nocatee St. Augustine Beach Florida
All Teenagers $2812 +$1270 +$1925 +$1875 +$625
Male Teenager $3002 +$1355 +$2055 +$2001 +$667
Female Teenager $2678 +$1210 +$1834 +$1786 +$595

St. Augustine teenagers pay $2812 in insurance in contrast with Hastings (+$1270), Nocatee (+$1925), St. Augustine Beach (+$1875) and Florida (+$625). The difference between Male & Female teenagers in St. Augustine is $324

Example

  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3,050
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,654

St. Augustine Men & Women Car Insurance

100901 St. Augustine Adults (100% of total population), 48% Men & 52% Women.

St. Augustine Matanzas Fruit Cove Jacksonville East Florida
All Women $1026 +$13 +$657 +$133 +$228
Married Women $937 +$12 +$600 +$121 +$208
All Men $1841 +$23 +$1178 +$238 +$409
Married Men $1785 +$23 +$1143 +$231 +$397

The typical insurance rate of $1841 that St. Augustine Men pay varies from Matanzas (+$23), Fruit Cove (+$1178), Jacksonville East (+$238) and Florida (+$409). In St. Augustine, married men pay $848 more than married women.

Example

  • 2013 Volkswagen Jetta GLI PZEV Married Men Insurance Rate $1,844
  • 2012 GMC Sierra 1500 SLE Married Women Insurance Rate $1,752

St. Augustine Senior Car Insurance

22074 St. Augustine Seniors (21% of total population), 45% Senior Men & 55% Senior Women.

St. Augustine Matanzas Fleming Island Palm Valley Florida
All Seniors $1651 +$21 +$1072 +$1101 +$367
Senior Men $1696 +$21 +$1100 +$1131 +$377
Senior Women $1607 +$20 +$1042 +$1071 +$357

St. Augustine seniors pay $1651 in insurance compared to Matanzas (+$21), Fleming Island (+$1072), Palm Valley (+$1101) and Florida (+$367). In St. Augustine, senior men pay $89 more than senior women.

St. Augustine Car Insurance Discounts for Multiple Vehicles

St. Augustine Population with 1 Vehicle 13524 (34% of St. Augustine population), 2 Vehicles 18809 (48% of the St. Augustine population) and 3 vehicles 4009 (10% of the population)

St. Augustine Jacksonville Beach Jacksonville East Palm Valley Florida
2 Vehicles $2121 +$1356 +$273 +$1413 +$471
3 Vehicles $3237 +$2070 +$417 +$2157 +$719
4 Vehicles $4353 +$2784 +$561 +$2901 +$967