St. Louis, MO Auto Insurance Rates

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In the state of Missouri, St. Louis has higher insurance average compared to Springfield

The average insurance premium of used cars in the state of Missouri is $ 1,638. Two of the largest cities of the state – St. Louis and Springfield— have the average insurance premium of $1,798 and $ 1,216 per annum, respectively. We will analyze insurance average and median price of eight used car models for these two cities.

Please note that the used car models belong to the year range of 2005 to 2012.

In Springfield, the Chevrolet Silverado has the highest median price ($ 32,540). The lowest median price is recorded for the Ford F-Series ($ 11,496) in Springfield.

Data is available for three models of Honda—the Accord, the Civic and the CR-V. Among these models, the CR-V has the highest insurance average of $ 1889 in St. Louis, followed by the Accord ($ 1,713) in the same city. Of these three models, the Honda Civic has the highest median price ($ 19,423), followed by the Honda Accord ($ 16,997) – both in the city of Springfield.

The lowest insurance average out of the eight models is that of Honda Civic ($ 1,081) but has the second highest insurance average ($ 19,423). Both the data are from the city of Springfield since there is no data (insurance average and median price) available for these three car models in the city of St. Louis.

The highest insurance average overall is that of the Toyota Camry ($ 1,901) in the city of St. Louis, which is higher than the city’s average insurance rate. The same model in Springfield has an insurance average of $ 1,285 with a median price of $ 17,757.

Another model offered by Toyota –the Corolla has an insurance average of $ 1,604 in St. Louis but the same model has an insurance average of $ 1,085 in Springfield city.

The Nissan Altima, whose main rivals are Toyota Corolla and Honda Civic, has an insurance average of $ 1,816 in St. Louis, which is higher than its rivals. In Springfield, the Altima’s insurance average is $ 1,228, which is a difference of $ 588.

St. Louis Car Insurance Rate Comparisons

St. Louis, MO's average car insurance of $1840 differs from University City, MO (-$820), Stites, IL (-$90), Hanley Hills, MO (+$370) and Missouri (-$202)

St. Louis University City, MO Stites, IL Hanley Hills, MO Missouri
Median Insurance Rates $1840 -$820 -$90 +$370 -$202

St. Louis Car Insurance Savings By Neighborhood & Street Area

St. Louis Driver Street Residence & Car Locations Car Details in St. Louis St. Louis Driver Demographics St. Louis Auto Insurance Estimates Recent St. Louis Insurance Savings
Tower Grove East
Phillips Pl2000 Cadillac Eldorado ETC80 year senior$2,348$380
Hydraulic Ave2002 Chevrolet S Truck S1017 year teenager$4,816$934
Skinker
N Rosebury Ave2006 Volkswagen Passat Value Edition45 year woman$1,635$487
Waterman Ave2005 Toyota Prius Base17 year male teenager$5,270$633
Other Area
Varrelmann Ave2014 Ford Fiesta S19 year female teenager$4,309$608
Newport Ct2010 Dodge Grand Caravan Hero31 year married man$2,228$337
Southhampton
Locke Ave2013 Nissan Rogue S50 year man$2,513$866
Sutherland Ave2010 Hyundai Genesis Coupe 3.8L70 year female senior$1,958$369
Central West End
N Boyle Ave2010 Chrysler 300C \N73 year male senior$1,975$320
W Pine Ct2010 Lexus ES 350 Base32 year married woman$1,807$487

St. Louis Post DUI Car Insurance Rates

St. Louis University City Richmond Heights Pasadena Hills Missouri
Median Post DUI Insurance Rate $3422 -$1525 -$772 -$1562 -$376
Male Teenager Post DUI Insurance Rate $10438 -$4652 -$2355 -$4765 -$1148
Female Teenager Post DUI Insurance Rate $8589 -$3828 -$1938 -$3921 -$943

The Post DUI insurance in St. Louis, MO's is $3422 compared to University City (-$1525), Richmond Heights (-$772), Pasadena Hills (-$1562) and Missouri (-$376)

In St. Louis, a male teenager with Post DUI pays $1849 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Volkswagen Passat Value Edition in St. Louis, MO would pay $9977 on auto insurance while a female teenager POST DUI would pay $8211.

St. Louis Car Insurance by Segment

St. Louis Teenagers Car Insurance Rates Comparison

21963 St. Louis Teenagers (6% of total population), 50% Male & 50% Female.

St. Louis Wellston Brentwood Shrewsbury Missouri
All Teenagers $5078 +$800 -$1397 -$1573 -$558
Male Teenager $5612 +$884 -$1544 -$1739 -$617
Female Teenager $4618 +$728 -$1270 -$1431 -$507

St. Louis teenagers pay $5078 in insurance in contrast with Wellston (+$800), Brentwood (-$1397), Shrewsbury (-$1573) and Missouri (-$558). The difference between Male & Female teenagers in St. Louis is $994

Example

  • 2010 Lincoln MKT Base Male Teenager Insurance Rate $5,947
  • 2014 Kia Optima SX Turbo Female Teenager Insurance Rate $4,088

St. Louis Men & Women Car Insurance

318527 St. Louis Adults (100% of total population), 48% Men & 52% Women.

St. Louis Pine Lawn Mackenzie Shrewsbury Missouri
All Women $1711 +$269 -$205 -$530 -$188
Married Women $1564 +$246 -$187 -$485 -$172
All Men $2576 +$406 -$308 -$798 -$283
Married Men $2263 +$356 -$271 -$701 -$249

The typical insurance rate of $2576 that St. Louis Men pay varies from Pine Lawn (+$406), Mackenzie (-$308), Shrewsbury (-$798) and Missouri (-$283). In St. Louis, married men pay $699 more than married women.

Example

  • 2014 Acura RDX Base Married Men Insurance Rate $2,595
  • 2014 Honda Odyssey EX-L Married Women Insurance Rate $2,027

St. Louis Senior Car Insurance

51159 St. Louis Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

St. Louis University City Maplewood Velda City Missouri
All Seniors $2005 -$894 -$473 +$349 -$220
Senior Men $1932 -$861 -$456 +$336 -$213
Senior Women $2079 -$927 -$491 +$361 -$229

St. Louis seniors pay $2005 in insurance compared to University City (-$894), Maplewood (-$473), Velda City (+$349) and Missouri (-$220). In St. Louis, senior men pay $147 less than senior women.

St. Louis Car Insurance Discounts for Multiple Vehicles

St. Louis Population with 1 Vehicle 62923 (45% of St. Louis population), 2 Vehicles 36868 (26% of the St. Louis population) and 3 vehicles 8044 (6% of the population)

St. Louis Hadley Brentwood Shrewsbury Missouri
2 Vehicles $3496 +$798 -$961 -$1083 -$383
3 Vehicles $5336 +$1218 -$1467 -$1653 -$585
4 Vehicles $7176 +$1638 -$1973 -$2223 -$787

St. Louis Insurance Rates by Make

St. Louis Acura Insurance

St. Louis rates for Acura TSX models such as Sport Wagon, Sport Wagon Tech, Tech & TSX are approximately $2102 to $2043 compared to Acura MDX (+$360) Acura TL (+$20) & Acura RDX (+$360).

Acura ZDX insurance rate is $1908 in St. Louis. The rates for a car such as 2009 Acura ZDX 2 Door 4WD would be about $1880 which is about 9% of the total cost of a car.

St. Louis Audi Insurance

St. Louis rates for Audi Q5 2.0T is $1833 compared to Audi A8 (-$800) Audi A7 (-$520) & Audi Q7 (-$280).

ModelsInsurance RatePine LawnCountry Life AcresDellwoodCastle Point
TTS$2340-$700-$700-$850-$920
TT$2230-$670-$670-$810-$870
S5$2500-$750-$750-$900-$980
S4$2180-$650-$650-$790-$850
A3$1860-$560-$560-$670-$730
A5$2230-$670-$670-$810-$870
A4$2140-$640-$640-$770-$840
A6$2290-$690-$690-$830-$900

St. Louis BMW Insurance

BMW 6 series models such as 650i & 640i cost around $2333 to $2308 in St. Louis compared to BMW 1 series (+$190) BMW X series (+$400) & BMW 7 series (-$570).

BMW 3 series models such as 328i, 335i & 335is cost roughly $2202 to $2405 in St. Louis. A 2011 BMW 335i 2 Door Coupe's insurance costs in St. Louis is $2350 is different from places such as Pasadena Hills (-$920), Sappington (-$840), Berkeley (-$230), Affton (-$180) and Castle Point (+$920).

ModelsInsurance RateSugar Loaf, ILNorwoodVinita TerraceBeverly Hills
Z series$2240-$220-$670-$740-$810
5 series$2400-$240-$720-$790-$870
M series$2730-$270-$820-$900-$990

St. Louis Buick Insurance

Buick Enclave insurance rate is $1693 in St. Louis. A 2008 Buick Enclave 4 Door 2WD Utility's insurance costs in St. Louis is $1660 while nearby places such as East Carondelet, IL, Pagedale and Bonhomme are costlier by $140, $520 and $600 respectively whereas Clayton and Overland are cheaper by $300 and $220 respectively.

Buick Regal insurance rate is $1895 in St. Louis. A 2011 Buick Regal 4 Door Sedan's insurance costs in St. Louis is $1870 and is in contrast with close by places such as Pasadena Hills (-$730), Pagedale (+$580), Lakeshire (+$620), Vinita Park (+$710) and Castle Point (+$730).

Buick Lacrosse models such as Lacrosse, Premium II, Leather, Premium I & Touring cost approximately $1873 to $1904 in St. Louis. The rates for a car such as 2012 Buick Lacrosse 4 Door Sedan Hybrid would be about $1850 which is about 2% of the total cost of a car.

St. Louis Cadillac Insurance

St. Louis rates for Cadillac CTS models such as Luxury, CTS, Premium, Performance & V are about $2185 to $2675. The rates for a car such as 2010 Cadillac CTS Performance 2 Door Coupe would be about $2270 which is about 4% of the total cost of a car.

Cadillac SRX models such as Premium, Premium Turbo AWD, Luxury, Performance, SRX & Performance Turbo AWD cost roughly $2032 to $2330 in St. Louis. Insurance for a 2011 Cadillac SRX Premium 4 Door Utility in St. Louis is $2000 compared to close by regions such as St. Louis County (-$560), Glendale (+$670), St. John (+$670), Huntleigh (+$720) and Oakville (+$740).

Cadillac Escalade models such as Escalade, ESV, Luxury, ESV Luxury, Premium, ESV Premium, Hybrid, Platinum, Platinum Hybrid, EXT, EXT Luxury, EXT Premium & ESV Platinum cost nearly $2014 to $2301 in St. Louis. A 2010 Cadillac Escalade ESV Luxury 4 Door Utility Ethanol's insurance costs in St. Louis is $2060 while nearby places such as Beverly Hills is costlier by $740 whereas Columbia, IL, Centreville, IL, Hazelwood and Bel-Nor are cheaper by $810, $290, $220 and $160 respectively.

St. Louis Chevrolet Insurance

Chevrolet Express models such as 3500 LS, 3500, 1500 LS & 1500 cost around $1472 to $1390 in St. Louis compared to Chevrolet Corvette (-$870) Chevrolet Cruze (-$110) & Chevrolet Avalanche (-$430).

St. Louis rates for Chevrolet Camaro models such as LT, SS & LS are about $1762 to $1936. A 2010 Chevrolet Camaro LS 2 Door Coupe's insurance costs in St. Louis is $1910 while nearby places such as Bella Villa, St. Ann and Norwood are costlier by $140, $480 and $570 respectively whereas Des Peres and Hazelwood are cheaper by $420 and $210 respectively.

ModelsInsurance RateKirkwoodSycamore HillsAirportCrystal Lake Park
Equinox$1570+$390-$390-$480-$570
Malibu$1830+$450-$450-$560-$660
Silverado$1660+$410-$410-$510-$600

St. Louis Chrysler Insurance

ModelsInsurance RateRichmond HeightsBella VillaHillsdaleFenton
300$2110+$270-$160-$700-$760
200$1800+$230-$130-$600-$650
Town$1840+$240-$140-$610-$670
300C$2200+$290-$160-$730-$800

St. Louis Dodge Insurance

Dodge Charger models such as SE, SXT, SRT8 & R/T cost around $2216 to $1846 in St. Louis compared to Dodge Grand (+$690) Dodge Avenger (+$310) & Dodge Challenger (+$150).

St. Louis rates for Dodge Journey models such as SXT & Crew are approximately $1725 to $1763. A 2013 Dodge Journey SXT 4 Door 2WD Wagon's insurance costs in St. Louis is $1700 while nearby places such as Pine Lawn, Grantwood Village and Riverview are costlier by $510, $590 and $650 respectively whereas University City and Bridgeton are cheaper by $640 and $320 respectively.

St. Louis rates for Dodge Durango models such as Crew, SXT, R/T & Citadel are nearly $1667 to $1760. The rates for a car such as 2011 Dodge Durango Citadel 4 Door 2WD Wagon would be about $1730 which is about 8% of the total cost of a car.

St. Louis Ford Insurance

St. Louis rates for Ford Transit models such as Connect XLT & Connect XLT Premium are nearly $1737 to $1456 compared to Ford Taurus (-$230) Ford Focus (+$230) & Ford Edge (+$50).

ModelsInsurance RateSunset HillsNameoki, ILSycamore HillsPagedale
Flex$1770+$440-$130-$430-$550
Explorer$1620+$400-$120-$400-$510
F-150$1730+$430-$130-$420-$540
Expedition$1720+$420-$130-$420-$540
Fiesta$1590+$390-$120-$390-$500
Fusion$1940+$480-$140-$480-$610
Mustang$2320+$570-$170-$570-$730

St. Louis GMC Insurance

ModelsInsurance RateShrewsburyBridgetonGreen ParkCountry Club Hills
Sierra$1740+$390+$330+$230-$590
Acadia$1780+$400+$340+$240-$600
Terrain$1710+$380+$330+$230-$580
Yukon$1830+$410+$350+$240-$620

St. Louis Honda Insurance

St. Louis rates for Honda Odyssey models such as LX, Touring Elite, Touring, EX-L & EX are nearly $1749 to $1759 compared to Honda CR-Z (+$200) Honda Civic (+$120) & Honda CR-V (-$170).

St. Louis rates for Honda Accord models such as EX & LX are about $1588 to $1756. Insurance for a 2011 Honda Accord LX 4 Door Sedan Auto Trans in St. Louis is $1730 while nearby places such as Hanley Hills, Charlack and Missouri River are costlier by $600, $640 and $640 respectively whereas Pasadena Hills and Olivette are cheaper by $670 and $290 respectively.

ModelsInsurance RateUniversity CityBel-NorBelleriveVelda City
Fit$1400+$530+$110-$440-$450
Insight$1410+$530+$110-$440-$450
Pilot$1650+$620+$130-$520-$530

St. Louis Hyundai Insurance

St. Louis rates for Hyundai Genesis models such as 2.0T Premium, 2.0T Track, 3.8 Track, 2.0T, R-Spec, Genesis & 3.8 Grand Touring are around $1754 to $1658 compared to Hyundai Accent (+$250) Hyundai Sonata (-$150) & Hyundai Equus (-$720).

ModelsInsurance RateAfftonGlasgow VillageCastle PointChamp
Veloster$1470+$110-$470-$580-$580
Elantra$1670+$130-$530-$650-$650
Tucson$1660+$130-$530-$650-$650

St. Louis Jeep Insurance

St. Louis rates for Jeep Patriot models such as Sport & Limited are nearly $1564 to $1681. The rates for a car such as 2013 Jeep Patriot Limited 2WD 4 Door Utility would be about $1660 which is about 10% of the total cost of a car.

St. Louis rates for Jeep Grand models such as Cherokee Laredo, Cherokee Overland & Cherokee Limited are roughly $1558 to $1780. Insurance for a 2011 Jeep Grand Cherokee Laredo 2WD 4 Door Utility in St. Louis is $1530 while nearby places such as Jennings and Hillsdale are costlier by $100 and $510 respectively whereas Madison, IL, Brentwood and Concord are cheaper by $310, $280 and $220 respectively.

Jeep Compass models such as Sport & Limited cost nearly $1642 to $1656 in St. Louis. A 2009 Jeep Compass Limited 4WD 4 Door Utility's insurance costs in St. Louis is $1630 and varies from nearby places such as Bridgeton (-$310), East St. Louis, IL (-$260), Fairmont City, IL (+$170), Bel-Ridge (+$510) and Fenton (+$590).

St. Louis Kia Insurance

Kia Sportage models such as LX, SX, EX & Sportage cost approximately $1695 to $1482 in St. Louis compared to Kia Optima (-$160) Kia Forte (-$40) & Kia Rio (+$110).

ModelsInsurance RateEast St. Louis, ILHazelwoodAfftonOakland
Soul$1790+$290+$190+$140-$660
Sorento$1660+$270+$180+$130-$610
Sedona$1950+$310+$210+$150-$720

St. Louis Lexus Insurance

Lexus RX models such as 350 & 450h cost about $2132 to $1859 in St. Louis compared to Lexus LS (-$530) Lexus IS (-$410) & Lexus GX460 (-$130).

Lexus ES 350 insurance rate is $2102 in St. Louis. A 2008 Lexus ES 350 4 Door Sedan's insurance costs in St. Louis is $2070 while nearby places such as Pontoon Beach, IL, St. John and Huntleigh are costlier by $100, $700 and $750 respectively whereas Centreville, IL and Marlborough are cheaper by $290 and $290 respectively.

Lexus GX 460 insurance rate is $1944 in St. Louis. The rates for a car such as 2010 Lexus GX 460 5 Door Utility AWD would be about $1910 which is about 2% of the total cost of a car.

St. Louis Lincoln Insurance

St. Louis rates for Lincoln MKX is $1752 compared to Lincoln MKZ (+$440) Lincoln Navigator (+$530) & Lincoln MKS (+$360).

Lincoln MKT insurance rate is $1808 in St. Louis. Insurance for a 2010 Lincoln MKT 4 Door Sedan in St. Louis is $1780 is different from close by regions such as Concord (-$260), Stites, IL (+$120), Bellerive (+$560), Woodson Terrace (+$620) and Fenton (+$640).

St. Louis Mazda Insurance

St. Louis rates for Mazda CX-9 models such as Grand Touring, Sport & Touring are around $1742 to $1749 compared to Mazda Mazdaspeed3 (+$70) Mazda Mazda5 (-$250) & Mazda Mazda3s (-$420).

ModelsInsurance RateSt. Louis CountyGravoisDupo, ILRiverview
MX5$1860+$520+$440-$210-$710
Mazda3i$1730+$480+$410-$190-$660
Mazda2$1610+$450+$380-$180-$610
Mazda6s$2020+$560+$480-$220-$770
Mazda6i$2050+$570+$490-$230-$780

St. Louis Nissan Insurance

St. Louis rates for Nissan Juke models such as SV, SL & S are about $1633 to $1723 compared to Nissan Pathfinder (+$20) Nissan Rogue (-$120) & Nissan Titan (-$80).

St. Louis rates for Nissan Sentra models such as SR, Sentra, S & SL are approximately $1655. Insurance for a 2008 Nissan Sentra S 4 Door Sedan 2.0L in St. Louis is $1630 is different from places such as Centreville, IL (-$230), Richmond Heights (-$210), Northwoods (+$600), Hadley (+$620) and Frontenac (+$640).

Nissan Quest models such as SV, SL, S & LE cost about $1787 to $1869 in St. Louis. The rates for a car such as 2013 Nissan Quest SV 2WD 4 Door Wagon would be about $1760 which is about 2% of the total cost of a car.

ModelsInsurance RateCrestwoodFairmont City, ILHanley HillsWoodson Terrace
NV3500$1610+$590-$170-$560-$560
Altima$1860+$680-$200-$650-$650
370Z$2300+$840-$240-$800-$800
Murano$1950+$710-$200-$680-$680
Versa$1670+$610-$180-$580-$580
Armada$1870+$680-$200-$650-$650
Maxima$2140+$780-$220-$750-$750

St. Louis Toyota Insurance

St. Louis rates for Toyota Camry models such as SE, LE & XLE are around $1972 to $1593 compared to Toyota Corolla (+$310) Toyota Sequoia (+$160) & Toyota 4Runner (-$90).

Toyota Sienna insurance rate is $1780 in St. Louis. A 2009 Toyota Sienna 5 Door Wagon's insurance costs in St. Louis is $1750 while nearby places such as Pontoon Beach, IL, St. Ann, Vinita Terrace and Charlack are costlier by $90, $440, $580 and $640 respectively whereas Cahokia, IL is cheaper by $270.

Toyota Avalon Limited insurance rate is $1970 in St. Louis. The rates for a car such as 2011 Toyota Avalon Limited 4 Door Sedan would be about $1940 which is about 7% of the total cost of a car.

Toyota Prius models such as c, v, Prius & Plug-In hybrid cost around $1413 to $1467 in St. Louis. Insurance for a 2010 Toyota Prius 4 Door Hatchback Hybrid in St. Louis is $1410 & differs from places such as University City (-$530), Brentwood (-$260), Bel-Nor (-$110), Huntleigh (+$510) and Warson Woods (+$510).

St. Louis Volkswagen Insurance

St. Louis rates for Volkswagen Tiguan models such as SE & SEL are roughly $1844 to $1831 compared to Volkswagen CC (-$160) Volkswagen GTI (-$40) & Volkswagen Golf (+$120).

Volkswagen Jetta models such as S, SE, TDI, SEL & S Sport cost around $1398 to $1813 in St. Louis. Insurance for a 2010 Volkswagen Jetta TDI 4 Door Sedan Turbo Dsl in St. Louis is $1480 in contrast with nearby locations such as Florissant (-$230), Concord (-$220), Country Club Hills (+$500), Fenton (+$530) and Calverton Park (+$570).

ModelsInsurance RateEast St. Louis, ILSauget, ILNameoki, ILCalverton Park
Eos$1720+$280-$120-$130-$660
Touareg$1860+$300-$130-$140-$720
Passat$1970+$320-$130-$150-$760