St. Louis, MO Auto Insurance Rates

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In the state of Missouri, St. Louis has higher insurance average compared to Springfield

The average insurance premium of used cars in the state of Missouri is $ 1,638. Two of the largest cities of the state – St. Louis and Springfield— have the average insurance premium of $1,798 and $ 1,216 per annum, respectively. We will analyze insurance average and median price of eight used car models for these two cities.

Please note that the used car models belong to the year range of 2005 to 2012.

In Springfield, the Chevrolet Silverado has the highest median price ($ 32,540). The lowest median price is recorded for the Ford F-Series ($ 11,496) in Springfield.

Data is available for three models of Honda—the Accord, the Civic and the CR-V. Among these models, the CR-V has the highest insurance average of $ 1889 in St. Louis, followed by the Accord ($ 1,713) in the same city. Of these three models, the Honda Civic has the highest median price ($ 19,423), followed by the Honda Accord ($ 16,997) – both in the city of Springfield.

The lowest insurance average out of the eight models is that of Honda Civic ($ 1,081) but has the second highest insurance average ($ 19,423). Both the data are from the city of Springfield since there is no data (insurance average and median price) available for these three car models in the city of St. Louis.

The highest insurance average overall is that of the Toyota Camry ($ 1,901) in the city of St. Louis, which is higher than the city’s average insurance rate. The same model in Springfield has an insurance average of $ 1,285 with a median price of $ 17,757.

Another model offered by Toyota –the Corolla has an insurance average of $ 1,604 in St. Louis but the same model has an insurance average of $ 1,085 in Springfield city.

The Nissan Altima, whose main rivals are Toyota Corolla and Honda Civic, has an insurance average of $ 1,816 in St. Louis, which is higher than its rivals. In Springfield, the Altima’s insurance average is $ 1,228, which is a difference of $ 588.

St. Louis Car Insurance Rate Comparisons

St. Louis, MO's average car insurance of $1840 differs from University City, MO (-$820), Stites, IL (-$90), Hanley Hills, MO (+$370) and Missouri (-$202)

St. Louis University City, MO Stites, IL Hanley Hills, MO Missouri
Median Insurance Rates $1840 -$820 -$90 +$370 -$202

St. Louis Car Insurance Savings By Neighborhood & Street Area

St. Louis Driver Street Residence & Car Locations Car Details in St. Louis St. Louis Driver Demographics St. Louis Auto Insurance Estimates Recent St. Louis Insurance Savings
Tower Grove East
Phillips Pl2000 Cadillac Eldorado ETC80 year senior$2,348$380
Hydraulic Ave2002 Chevrolet S Truck S1017 year teenager$4,816$934
Skinker
N Rosebury Ave2006 Volkswagen Passat Value Edition45 year woman$1,635$487
Waterman Ave2005 Toyota Prius Base17 year male teenager$5,270$633
Other Area
Varrelmann Ave2014 Ford Fiesta S19 year female teenager$4,309$608
Newport Ct2010 Dodge Grand Caravan Hero31 year married man$2,228$337
Southhampton
Locke Ave2013 Nissan Rogue S50 year man$2,513$866
Sutherland Ave2010 Hyundai Genesis Coupe 3.8L70 year female senior$1,958$369
Central West End
N Boyle Ave2010 Chrysler 300C \N73 year male senior$1,975$320
W Pine Ct2010 Lexus ES 350 Base32 year married woman$1,807$487

St. Louis Post DUI Car Insurance Rates

St. Louis University City Richmond Heights Pasadena Hills Missouri
Median Post DUI Insurance Rate $3422 -$1525 -$772 -$1562 -$376
Male Teenager Post DUI Insurance Rate $10438 -$4652 -$2355 -$4765 -$1148
Female Teenager Post DUI Insurance Rate $8589 -$3828 -$1938 -$3921 -$943

The Post DUI insurance in St. Louis, MO's is $3422 compared to University City (-$1525), Richmond Heights (-$772), Pasadena Hills (-$1562) and Missouri (-$376)

In St. Louis, a male teenager with Post DUI pays $1849 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Volkswagen Passat Value Edition in St. Louis, MO would pay $9977 on auto insurance while a female teenager POST DUI would pay $8211.

St. Louis Car Insurance by Segment

St. Louis Teenagers Car Insurance Rates Comparison

21963 St. Louis Teenagers (6% of total population), 50% Male & 50% Female.

St. Louis Wellston Brentwood Shrewsbury Missouri
All Teenagers $5078 +$800 -$1397 -$1573 -$558
Male Teenager $5612 +$884 -$1544 -$1739 -$617
Female Teenager $4618 +$728 -$1270 -$1431 -$507

St. Louis teenagers pay $5078 in insurance in contrast with Wellston (+$800), Brentwood (-$1397), Shrewsbury (-$1573) and Missouri (-$558). The difference between Male & Female teenagers in St. Louis is $994

Example

  • 2010 Lincoln MKT Base Male Teenager Insurance Rate $5,947
  • 2014 Kia Optima SX Turbo Female Teenager Insurance Rate $4,088

St. Louis Men & Women Car Insurance

318527 St. Louis Adults (100% of total population), 48% Men & 52% Women.

St. Louis Pine Lawn Mackenzie Shrewsbury Missouri
All Women $1711 +$269 -$205 -$530 -$188
Married Women $1564 +$246 -$187 -$485 -$172
All Men $2576 +$406 -$308 -$798 -$283
Married Men $2263 +$356 -$271 -$701 -$249

The typical insurance rate of $2576 that St. Louis Men pay varies from Pine Lawn (+$406), Mackenzie (-$308), Shrewsbury (-$798) and Missouri (-$283). In St. Louis, married men pay $699 more than married women.

Example

  • 2014 Acura RDX Base Married Men Insurance Rate $2,595
  • 2014 Honda Odyssey EX-L Married Women Insurance Rate $2,027

St. Louis Senior Car Insurance

51159 St. Louis Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

St. Louis University City Maplewood Velda City Missouri
All Seniors $2005 -$894 -$473 +$349 -$220
Senior Men $1932 -$861 -$456 +$336 -$213
Senior Women $2079 -$927 -$491 +$361 -$229

St. Louis seniors pay $2005 in insurance compared to University City (-$894), Maplewood (-$473), Velda City (+$349) and Missouri (-$220). In St. Louis, senior men pay $147 less than senior women.

St. Louis Car Insurance Discounts for Multiple Vehicles

St. Louis Population with 1 Vehicle 62923 (45% of St. Louis population), 2 Vehicles 36868 (26% of the St. Louis population) and 3 vehicles 8044 (6% of the population)

St. Louis Hadley Brentwood Shrewsbury Missouri
2 Vehicles $3496 +$798 -$961 -$1083 -$383
3 Vehicles $5336 +$1218 -$1467 -$1653 -$585
4 Vehicles $7176 +$1638 -$1973 -$2223 -$787

St. Louis Insurance Rates by Make

St. Louis Audi Insurance

ModelsInsurance RatePine LawnCountry Life AcresDellwoodCastle Point
TTS$2340-$700-$700-$850-$920
TT$2230-$670-$670-$810-$870
S5$2500-$750-$750-$900-$980
S4$2180-$650-$650-$790-$850
A3$1860-$560-$560-$670-$730
A5$2230-$670-$670-$810-$870
A4$2140-$640-$640-$770-$840
A6$2290-$690-$690-$830-$900

St. Louis BMW Insurance

ModelsInsurance RateSugar Loaf, ILNorwoodVinita TerraceBeverly Hills
Z series$2240-$220-$670-$740-$810
5 series$2400-$240-$720-$790-$870
M series$2730-$270-$820-$900-$990

St. Louis Chevrolet Insurance

ModelsInsurance RateKirkwoodSycamore HillsAirportCrystal Lake Park
Equinox$1570+$390-$390-$480-$570
Malibu$1830+$450-$450-$560-$660
Silverado$1660+$410-$410-$510-$600

St. Louis Chrysler Insurance

ModelsInsurance RateRichmond HeightsBella VillaHillsdaleFenton
300$2110+$270-$160-$700-$760
200$1800+$230-$130-$600-$650
Town$1840+$240-$140-$610-$670
300C$2200+$290-$160-$730-$800

St. Louis Ford Insurance

ModelsInsurance RateSunset HillsNameoki, ILSycamore HillsPagedale
Flex$1770+$440-$130-$430-$550
Explorer$1620+$400-$120-$400-$510
F-150$1730+$430-$130-$420-$540
Expedition$1720+$420-$130-$420-$540
Fiesta$1590+$390-$120-$390-$500
Fusion$1940+$480-$140-$480-$610
Mustang$2320+$570-$170-$570-$730

St. Louis GMC Insurance

ModelsInsurance RateShrewsburyBridgetonGreen ParkCountry Club Hills
Sierra$1740+$390+$330+$230-$590
Acadia$1780+$400+$340+$240-$600
Terrain$1710+$380+$330+$230-$580
Yukon$1830+$410+$350+$240-$620

St. Louis Honda Insurance

ModelsInsurance RateUniversity CityBel-NorBelleriveVelda City
Fit$1400+$530+$110-$440-$450
Insight$1410+$530+$110-$440-$450
Pilot$1650+$620+$130-$520-$530

St. Louis Hyundai Insurance

ModelsInsurance RateAfftonGlasgow VillageCastle PointChamp
Veloster$1470+$110-$470-$580-$580
Elantra$1670+$130-$530-$650-$650
Tucson$1660+$130-$530-$650-$650

St. Louis Kia Insurance

ModelsInsurance RateEast St. Louis, ILHazelwoodAfftonOakland
Soul$1790+$290+$190+$140-$660
Sorento$1660+$270+$180+$130-$610
Sedona$1950+$310+$210+$150-$720

St. Louis Mazda Insurance

ModelsInsurance RateSt. Louis CountyGravoisDupo, ILRiverview
MX5$1860+$520+$440-$210-$710
Mazda3i$1730+$480+$410-$190-$660
Mazda2$1610+$450+$380-$180-$610
Mazda6s$2020+$560+$480-$220-$770
Mazda6i$2050+$570+$490-$230-$780

St. Louis Nissan Insurance

ModelsInsurance RateCrestwoodFairmont City, ILHanley HillsWoodson Terrace
NV3500$1610+$590-$170-$560-$560
Altima$1860+$680-$200-$650-$650
370Z$2300+$840-$240-$800-$800
Murano$1950+$710-$200-$680-$680
Versa$1670+$610-$180-$580-$580
Armada$1870+$680-$200-$650-$650
Maxima$2140+$780-$220-$750-$750

St. Louis Volkswagen Insurance

ModelsInsurance RateEast St. Louis, ILSauget, ILNameoki, ILCalverton Park
Eos$1720+$280-$120-$130-$660
Touareg$1860+$300-$130-$140-$720
Passat$1970+$320-$130-$150-$760