St. Paul, MN Auto Insurance Rates

St. Paul, MN residents can save $530 by comparing multiple quotes & reading reviews & research on St. Paul car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,070 $1,316 $1,612

Latest Auto Insurance Reviews in St. Paul, Minnesota


State Farm
I like how everything can be done online. Sometimes I want to talk to an actual person though, so I also like how there's a lot of local offices across the nation.
Progressive
I once had to pay almost $1100 in one sitting because my insurance agent had forgotten to add the second car to my insurance when they stated they did. It was almost a year when it was found out and the payment department wasn't willing to break it up over the course of my regular payments.
American Family Insurance
They are well known and they are someone to trust. They are experts in the life insurance and I really appreciate the company. And whenever I spoke with the reps, they were quick, courteous and professional.
Allstate
I dislike that sometimes they will try to spike my premiums. However, I'm always able to bring it back down once I talk to someone. They will still be someone I use.
Write Your Review | St. Paul, Minnesota Auto Insurance Analysis
State Farm Auto Insurance, St. Paul, MN
$66/1 month
Car Insurance Policy Holder
  • Single 26 Years old Female licensed 3 years ago with Leased Ford Flex Limited used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

St. Paul Car Insurance Rate Comparisons

St. Paul, MN's average car insurance of $1316 differs from North St. Paul, MN (+$94), Landfall, MN (+$574), Lauderdale, MN (+$134) and Minnesota (+$116)

St. Paul North St. Paul, MN Landfall, MN Lauderdale, MN Minnesota
Median Insurance Rates $1316 +$94 +$574 +$134 +$116

St. Paul Car Insurance Savings By Neighborhood & Street Area

St. Paul Driver Street Residence & Car Locations Car Details in St. Paul St. Paul Driver Demographics St. Paul Auto Insurance Estimates Recent St. Paul Insurance Savings
Gladstone
Atlantic St2005 Chrysler Pacifica Base16 year male teenager$3,776$498
Atlantic St2010 Mazda Mazda3 s Sport18 year teenager$3,354$810
Saint Paul
Coach Rd2006 Ford Fusion V6 SEL67 year male senior$1,319$960
Midway Pkwy2005 Buick Rainier CXL34 year married woman$1,000$391
Other Area
Grantham St2009 Acura TSX Base79 year female senior$1,532$456
W Pricilla St2011 Toyota Prius I18 year female teenager$3,040$507
Highwood
Upper Afton Rd2013 Hyundai Sonata GLS71 year senior$1,383$925
Point Douglas Rd N2013 Honda Civic U.S. LX41 year married man$1,645$685
Midvale
E Suburban Ave2007 Lexus GS 35046 year man$2,419$871
Conway St E2012 Nissan Rogue S28 year woman$1,161$543

St. Paul Post DUI Car Insurance Rates

St. Paul Oakdale Falcon Heights Sunfish Lake Minnesota
Median Post DUI Insurance Rate $2447 -$467 +$1198 +$1142 +$216
Male Teenager Post DUI Insurance Rate $6975 -$1330 +$3414 +$3255 +$615
Female Teenager Post DUI Insurance Rate $5849 -$1116 +$2863 +$2729 +$515

The Post DUI insurance in St. Paul, MN's is $2447 compared to Oakdale (-$467), Falcon Heights (+$1198), Sunfish Lake (+$1142) and Minnesota (+$216)

In St. Paul, a male teenager with Post DUI pays $1126 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in St. Paul, MN would pay $6190 on auto insurance while a female teenager POST DUI would pay $5191.

St. Paul Car Insurance by Segment

St. Paul Teenagers Car Insurance Rates Comparison

22672 St. Paul Teenagers (7% of total population), 50% Male & 50% Female.

St. Paul Little Canada Mendota Heights South St. Paul Minnesota
All Teenagers $3500 -$301 +$1687 +$596 +$309
Male Teenager $3750 -$322 +$1807 +$639 +$331
Female Teenager $3145 -$270 +$1515 +$535 +$277

St. Paul teenagers pay $3500 in insurance in contrast with Little Canada (-$301), Mendota Heights (+$1687), South St. Paul (+$596) and Minnesota (+$309). The difference between Male & Female teenagers in St. Paul is $605

Example

  • 2012 Jeep Wrangler Sport Male Teenager Insurance Rate $3,072
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3,202

St. Paul Men & Women Car Insurance

286171 St. Paul Adults (100% of total population), 49% Men & 51% Women.

St. Paul Roseville St. Anthony South St. Paul Minnesota
All Women $1210 -$174 -$189 +$206 +$107
Married Women $1092 -$157 -$171 +$186 +$96
All Men $1987 -$286 -$311 +$338 +$175
Married Men $1842 -$265 -$288 +$314 +$162

The typical insurance rate of $1987 that St. Paul Men pay varies from Roseville (-$286), St. Anthony (-$311), South St. Paul (+$338) and Minnesota (+$175). In St. Paul, married men pay $750 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,731
  • 2014 Volkswagen Jetta GLI PZEV Married Women Insurance Rate $1,785

St. Paul Senior Car Insurance

37351 St. Paul Seniors (13% of total population), 43% Senior Men & 57% Senior Women.

St. Paul Inver Grove Heights Vadnais Heights Gem Lake Minnesota
All Seniors $1487 -$325 -$256 +$693 +$131
Senior Men $1487 -$325 -$256 +$693 +$131
Senior Women $1473 -$321 -$253 +$688 +$130

St. Paul seniors pay $1487 in insurance compared to Inver Grove Heights (-$325), Vadnais Heights (-$256), Gem Lake (+$693) and Minnesota (+$131). In St. Paul, senior men pay $14 more than senior women.

St. Paul Car Insurance Discounts for Multiple Vehicles

St. Paul Population with 1 Vehicle 45509 (41% of St. Paul population), 2 Vehicles 36725 (33% of the St. Paul population) and 3 vehicles 9523 (9% of the population)

St. Paul Falcon Heights West St. Paul Minneapolis Minnesota
2 Vehicles $2501 +$1223 +$235 -$2 +$220
3 Vehicles $3817 +$1867 +$359 -$3 +$336
4 Vehicles $5133 +$2511 +$483 -$4 +$452

Find the Cheapest auto insurance in St. Paul, MN