Sterling Heights, MI Auto Insurance Rates

Sterling Heights, MI residents can save $980 by comparing multiple quotes & reading reviews & research on Sterling Heights car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$1,479 $2,450 $4,539

Latest Auto Insurance Reviews in Sterling Heights, Michigan

I have had Allstate for all of my driving histories until the last couple of years. I switched to Statefarm because they were overall cheaper. I was not thrilled with their service, as my rates increasingly went up every renewal. I purchase a new vehicle within the last few months and switched back to Allstate. As a "new customer" again, I received better coverage for cheaper rates than Statefarm and even was able to participate in a program for new vehicle owners. I received a $250 check for purchasing a Jeep, which was covered in their program. The only thing I am not overly thrilled about is the $500 collision deductible, but that is worth dealing with for the coverage and monthly fees.
Motorist Insurance
It's just basic full coverage insurance since I financed my car. Just the bare minimum full coverage available for Florida.
I checked with Allstate, Geico, and one other less known company for quotes and Progressive was cheaper than all of them so that's whom I bought from.
Geico has been absolutely great to be with - they have good prices and keeps premiums as well as possible
I have an insurance agent that is easy to get a hold of and very responsive. Any time I have a question or concern I can email Keith and generally get a well thought out response the same day.
I have had nothing but a great experience with customer service. The hold times are short and the staff is very friendly. I would recommend them to anyone.
I like the customer service and the speed that issues are handled. It is very easy to pay my bill, make changes, update information and ask questions as needed.
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
State Farm
I like having an agent, someone whom I can look in the eyes and do business with or sit down an talk to if I need to.
Liberty Mutual
I dislike the rising premium rates, naturally. Otherwise, I can't really see a reason to dislike this company. There really is no basis for dislike at this time.
Write Your Review | Sterling Heights, Michigan Auto Insurance Analysis
State Farm Auto Insurance, Sterling Heights, MI
$71/1 month
Car Insurance Policy Holder
  • Married 39 Years old Female licensed 17 years ago with Own Acura TSX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Sterling Heights Car Insurance Rate Comparisons

Sterling Heights, MI's average car insurance of $2450 differs from Roseville, MI (-$155), Eastpointe, MI (+$13), Madison Heights, MI (-$208) and Michigan (+$70)

Sterling Heights Roseville, MI Eastpointe, MI Madison Heights, MI Michigan
Median Insurance Rates $2450 -$155 +$13 -$208 +$70

Sterling Heights Car Insurance Savings By Neighborhood & Street Area

Sterling Heights Driver Street Residence & Car Locations Car Details in Sterling Heights Sterling Heights Driver Demographics Sterling Heights Auto Insurance Estimates Recent Sterling Heights Insurance Savings
Rudgate Manor Mobile Home Park
Edgestone Dr2001 Chevrolet Silverado 2500HD LS26 year married man$2,754$371
Whitbyway Dr2008 Ford Fusion SEL49 year man$2,792$841
Gladstone Dr2006 Buick Rendezvous CXL Plus19 year female teenager$4,268$900
Corriander Ct2009 Jeep Grand Cherokee Limited18 year teenager$3,624$821
Other Area
Millett Ave2010 Toyota Prius II83 year female senior$2,656$681
Product Dr2010 Mazda Mazda3 s Sport18 year male teenager$4,245$579
Sterling Dr N2011 Hyundai Sonata GLS32 year married woman$1,922$639
Sterling Estates Mobile Home Park
St Ives Ct2012 Honda Civic LX40 year woman$2,103$838
Mangrove Dr2006 Acura TSX Base w/Navi74 year male senior$2,811$983
Locust Ct2011 Kia Sorento LX73 year senior$2,459$896

Sterling Heights Post DUI Car Insurance Rates

Sterling Heights Rochester Hills Berkley Roseville Michigan
Median Post DUI Insurance Rate $4557 -$1020 -$873 -$289 +$130
Male Teenager Post DUI Insurance Rate $8156 -$1825 -$1563 -$516 +$232
Female Teenager Post DUI Insurance Rate $8111 -$1815 -$1553 -$513 +$231

The Post DUI insurance in Sterling Heights, MI's is $4557 compared to Rochester Hills (-$1020), Berkley (-$873), Roseville (-$289) and Michigan (+$130)

In Sterling Heights, a male teenager with Post DUI pays $45 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CXL Plus in Sterling Heights, MI would pay $7983 on auto insurance while a female teenager POST DUI would pay $7938.

Sterling Heights Car Insurance by Segment

Sterling Heights Teenagers Car Insurance Rates Comparison

8532 Sterling Heights Teenagers (6% of total population), 52% Male & 48% Female.

Sterling Heights Utica Berkley Clinton charter Michigan
All Teenagers $4361 +$124 -$835 -$18 +$124
Male Teenager $4385 +$125 -$840 -$18 +$125
Female Teenager $4361 +$124 -$835 -$18 +$124

Sterling Heights teenagers pay $4361 in insurance in contrast with Utica (+$124), Berkley (-$835), Clinton charter (-$18) and Michigan (+$124). The difference between Male & Female teenagers in Sterling Heights is $24


  • 2006 Chrysler 300C SRT-8 Base Male Teenager Insurance Rate $4,482
  • 2013 Nissan Rogue SV Female Teenager Insurance Rate $4,158

Sterling Heights Men & Women Car Insurance

129887 Sterling Heights Adults (100% of total population), 49% Men & 51% Women.

Sterling Heights Eastpointe Troy Pleasant Ridge Michigan
All Women $2254 +$11 -$337 +$763 +$64
Married Women $1960 +$10 -$293 +$664 +$56
All Men $3038 +$16 -$454 +$1029 +$86
Married Men $2891 +$15 -$432 +$979 +$82

The typical insurance rate of $3038 that Sterling Heights Men pay varies from Eastpointe (+$16), Troy (-$454), Pleasant Ridge (+$1029) and Michigan (+$86). In Sterling Heights, married men pay $931 more than married women.


  • 2008 Audi S6 quattro Married Men Insurance Rate $2,928
  • 2010 Lexus GS 350 Base Married Women Insurance Rate $3,400

Sterling Heights Senior Car Insurance

27566 Sterling Heights Seniors (21% of total population), 44% Senior Men & 56% Senior Women.

Sterling Heights Shelby charter Roseville Eastpointe Michigan
All Seniors $2719 +$1088 -$172 +$14 +$78
Senior Men $2719 +$1088 -$172 +$14 +$78
Senior Women $2744 +$1097 -$174 +$14 +$78

Sterling Heights seniors pay $2719 in insurance compared to Shelby charter (+$1088), Roseville (-$172), Eastpointe (+$14) and Michigan (+$78). In Sterling Heights, senior men pay $25 less than senior women.

Sterling Heights Car Insurance Discounts for Multiple Vehicles

Sterling Heights Population with 1 Vehicle 16723 (34% of Sterling Heights population), 2 Vehicles 20103 (41% of the Sterling Heights population) and 3 vehicles 6952 (14% of the population)

Sterling Heights Clinton charter Roseville Hazel Park Michigan
2 Vehicles $4655 -$19 -$294 +$67 +$133
3 Vehicles $7105 -$29 -$449 +$102 +$203
4 Vehicles $9555 -$39 -$604 +$137 +$273