Tampa, FL Auto Insurance Rates

Tampa, FL residents can save $930 by comparing multiple quotes & reading reviews & research on Tampa car insurance rates, quotes, agents & coverage.

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$1,632 $2,313 $3,860

Latest Auto Insurance Reviews in Tampa, Florida

It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
This is the only company I could find that offered coverage in the US and in the Virgin Islands
less expensive for the same coverage
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
I get full coverage for a very good price compared to my old insurance agency.
State Farm
Dependable service without penalty for using
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Prices, coverage, accessibility.
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
I don't dislike anything about the company. I will never go through another company
I wish the premium were lower. Other than that, I like everything about them.
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Tampa, Florida Auto Insurance Analysis
Geico, Tampa, FL
$200/12 months
Car Insurance Policy Holder
  • Single 28 Years old Male licensed 12 years ago with Own 2008 Toyota Celica used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • high school education & Full Time Job.
  • Yes accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$10,001 - $15,000K (Per Person Bodily Injury) / $$10,001 - $15,000K (Per Accident Bodily Injury)
  • $10,001 - $15,000 K Property Damage
  • $10,001 - $15,000 K Personal Injury Protection
  • Comprehensive insurance with $51 - $100 deductible
  • $0 - $10,000 K Uninsured Motorists Bodily Injury
  • $10,001 - $15,000 K Uninsured Motorists Property Damage
Geico, Tampa, FL
$226/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Acura TSX Sport Wagon Tech used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Tampa Car Insurance Rate Comparisons

Tampa, FL's average car insurance of $2313 differs from Egypt Lake-Leto (-$603), Mango, FL (-$523), Temple Terrace, FL (-$973) and Florida (-$949)

Tampa Egypt Lake-Leto Mango, FL Temple Terrace, FL Florida
Median Insurance Rates $2313 -$603 -$523 -$973 -$949

Tampa Car Insurance Savings By Neighborhood & Street Area

Tampa Driver Street Residence & Car Locations Car Details in Tampa Tampa Driver Demographics Tampa Auto Insurance Estimates Recent Tampa Insurance Savings
Port Tampa Point
S Shamrock Rd2001 Cadillac Deville DTS16 year teenager$6,420$875
S Germer St2005 Acura TSX Base w/Navi75 year female senior$3,381$945
White Pine
Chilkoot Ave2007 Buick Rendezvous CX29 year man$3,405$578
E Serena Dr2005 Chevrolet Silverado K2500 Heavy Duty26 year married woman$1,880$610
S Plant Ave2011 Kia Sorento LX54 year married man$3,545$600
S Delaware Ave2007 Ford Fusion V6 SEL62 year male senior$3,331$413
Huntington by the Campus
Alumni Dr2010 Toyota Prius I16 year female teenager$5,337$314
W Holly Dr2010 Mazda Mazda3 s Sport68 year senior$3,248$965
Treehouses at Mohr Loop
Oasis Palm Dr2011 Hyundai Sonata GLS17 year male teenager$6,119$741
Bryce Ln2007 Chrysler 300 SRT-828 year woman$1,934$321

Tampa Post DUI Car Insurance Rates

Tampa Mango Thonotosassa Citrus Park Florida
Median Post DUI Insurance Rate $4302 -$973 -$1140 -$2070 -$1765
Male Teenager Post DUI Insurance Rate $11571 -$2616 -$3066 -$5567 -$4747
Female Teenager Post DUI Insurance Rate $10324 -$2334 -$2736 -$4968 -$4237

The Post DUI insurance in Tampa, FL's is $4302 compared to Mango (-$973), Thonotosassa (-$1140), Citrus Park (-$2070) and Florida (-$1765)

In Tampa, a male teenager with Post DUI pays $1247 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rendezvous CX in Tampa, FL would pay $10326 on auto insurance while a female teenager POST DUI would pay $9212.

Tampa Car Insurance by Segment

Tampa Teenagers Car Insurance Rates Comparison

46105 Tampa Teenagers (7% of total population), 52% Male & 48% Female.

Tampa Palm River-Clair Mel Brandon Hillsborough County Florida
All Teenagers $5828 -$1242 -$2300 -$2376 -$2391
Male Teenager $6221 -$1326 -$2455 -$2536 -$2552
Female Teenager $5551 -$1183 -$2191 -$2263 -$2278

Tampa teenagers pay $5828 in insurance in contrast with Palm River-Clair Mel (-$1242), Brandon (-$2300), Hillsborough County (-$2376) and Florida (-$2391). The difference between Male & Female teenagers in Tampa is $670


  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $6,308
  • 2013 Dodge Journey SXT Female Teenager Insurance Rate $5,392

Tampa Men & Women Car Insurance

635365 Tampa Adults (100% of total population), 49% Men & 51% Women.

Tampa Lutz Mango Cheval Florida
All Women $2127 -$1355 -$481 -$407 -$873
Married Women $1942 -$1237 -$439 -$372 -$797
All Men $3816 -$2430 -$863 -$731 -$1566
Married Men $3700 -$2356 -$836 -$708 -$1518

The typical insurance rate of $3816 that Tampa Men pay varies from Lutz (-$2430), Mango (-$863), Cheval (-$731) and Florida (-$1566). In Tampa, married men pay $1758 more than married women.


  • 2013 Nissan Rogue SV Married Men Insurance Rate $3,824
  • 2007 Jeep Grand Cherokee SRT-8 Married Women Insurance Rate $3,316

Tampa Senior Car Insurance

100395 Tampa Seniors (15% of total population), 43% Senior Men & 57% Senior Women.

Tampa Cheval Westchase Lutz Florida
All Seniors $3423 -$656 -$611 -$2180 -$1405
Senior Men $3515 -$673 -$627 -$2239 -$1442
Senior Women $3330 -$638 -$594 -$2121 -$1366

Tampa seniors pay $3423 in insurance compared to Cheval (-$656), Westchase (-$611), Lutz (-$2180) and Florida (-$1405). In Tampa, senior men pay $185 more than senior women.

Tampa Car Insurance Discounts for Multiple Vehicles

Tampa Population with 1 Vehicle 110013 (44% of Tampa population), 2 Vehicles 87011 (35% of the Tampa population) and 3 vehicles 21780 (9% of the population)

Tampa Town 'n' Country Egypt Lake-Leto Cheval Florida
2 Vehicles $4395 -$1507 -$1146 -$842 -$1803
3 Vehicles $6708 -$2300 -$1749 -$1285 -$2752
4 Vehicles $9021 -$3093 -$2352 -$1728 -$3701

Car Insurance Agents in Tampa, FL

Rank Agent Name Agent Contact

Find the Cheapest auto insurance in Tampa, FL