Tarpon Springs, FL Auto Insurance Rates

Tarpon Springs, FL residents can save $670 by comparing multiple quotes & reading reviews & research on Tarpon Springs car insurance rates, quotes, agents & coverage.

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$1,249 $1,675 $2,260

Latest Auto Insurance Reviews in Tarpon Springs, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Tarpon Springs, Florida Auto Insurance Analysis
Nationwide Insurance, Tarpon Springs, FL
$190/1 month
Car Insurance Policy Holder
  • Married 46 Years old Male licensed 26 years ago with Own Ford Focus SE used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Tarpon Springs Car Insurance Rate Comparisons

Tarpon Springs, FL's average car insurance of $1675 differs from Beacon Square, FL (+$95), Oldsmar, FL (-$24), Keystone (+$185) and Florida (-$311)

Tarpon Springs Beacon Square, FL Oldsmar, FL Keystone Florida
Median Insurance Rates $1675 +$95 -$24 +$185 -$311

Tarpon Springs Car Insurance Savings By Neighborhood & Street Area

Tarpon Springs Driver Street Residence & Car Locations Car Details in Tarpon Springs Tarpon Springs Driver Demographics Tarpon Springs Auto Insurance Estimates Recent Tarpon Springs Insurance Savings
Harbor Palms
Gray Bark Dr2006 Chevrolet Silverado 2500HD Work Truck28 year married man$2,593$445
Mapleleaf Blvd2007 Buick Rendezvous CXL42 year woman$1,373$597
Crystal Beach
Wisconsin St2009 Ford Fusion SEL43 year married woman$1,338$984
Sage Rd2007 Jeep Grand Cherokee Laredo16 year male teenager$4,043$611
Innisbrook
Kestrel St2008 Acura TSX Base18 year teenager$4,289$594
Snowy Egret Ct2011 Nissan Rogue S62 year senior$2,449$633
Saint George
Sammy Ct2008 Mazda Speed 318 year female teenager$3,799$475
Whispering Oaks Ln2007 Chrysler 300C \N68 year male senior$2,314$421
Lake Shore Estates
Cypress Lakes Blvd2012 Dodge Journey SXT44 year man$2,684$960
Lavender Dr2008 Audi A4 2.0T quattro65 year female senior$2,492$355

Tarpon Springs Post DUI Car Insurance Rates

Tarpon Springs Dunedin New Port Richey East Safety Harbor Florida
Median Post DUI Insurance Rate $3115 -$89 +$363 -$84 -$578
Male Teenager Post DUI Insurance Rate $8379 -$240 +$976 -$225 -$1555
Female Teenager Post DUI Insurance Rate $7477 -$216 +$870 -$201 -$1390

The Post DUI insurance in Tarpon Springs, FL's is $3115 compared to Dunedin (-$89), New Port Richey East (+$363), Safety Harbor (-$84) and Florida (-$578)

In Tarpon Springs, a male teenager with Post DUI pays $902 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SEL in Tarpon Springs, FL would pay $7973 on auto insurance while a female teenager POST DUI would pay $7114.

Tarpon Springs Car Insurance by Segment

Tarpon Springs Teenagers Car Insurance Rates Comparison

8738 Tarpon Springs Teenagers (6% of total population), 49% Male & 51% Female.

Tarpon Springs Westchase New Port Richey Safety Harbor Florida
All Teenagers $4221 +$567 +$171 -$114 -$784
Male Teenager $4505 +$606 +$183 -$121 -$836
Female Teenager $4020 +$540 +$163 -$108 -$747

Tarpon Springs teenagers pay $4221 in insurance in contrast with Westchase (+$567), New Port Richey (+$171), Safety Harbor (-$114) and Florida (-$784). The difference between Male & Female teenagers in Tarpon Springs is $485

Example

  • 2010 Cadillac DTS Luxury Collection Male Teenager Insurance Rate $4,981
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3,952

Tarpon Springs Men & Women Car Insurance

135377 Tarpon Springs Adults (100% of total population), 47% Men & 53% Women.

Tarpon Springs New Port Richey East Palm Harbor Keystone Florida
All Women $1541 +$179 -$382 +$170 -$287
Married Women $1407 +$163 -$349 +$155 -$262
All Men $2763 +$322 -$684 +$306 -$513
Married Men $2680 +$312 -$664 +$296 -$498

The typical insurance rate of $2763 that Tarpon Springs Men pay varies from New Port Richey East (+$322), Palm Harbor (-$684), Keystone (+$306) and Florida (-$513). In Tarpon Springs, married men pay $1273 more than married women.

Example

  • 2011 Lincoln MKZ Married Men Insurance Rate $2,508
  • 2014 Kia Sorento LX Married Women Insurance Rate $2,574

Tarpon Springs Senior Car Insurance

39720 Tarpon Springs Seniors (29% of total population), 45% Senior Men & 55% Senior Women.

Tarpon Springs Keystone-Citrus Park Belleair Beach Safety Harbor Florida
All Seniors $2479 -$1207 +$185 -$67 -$461
Senior Men $2546 -$1239 +$190 -$69 -$473
Senior Women $2412 -$1174 +$180 -$65 -$448

Tarpon Springs seniors pay $2479 in insurance compared to Keystone-Citrus Park (-$1207), Belleair Beach (+$185), Safety Harbor (-$67) and Florida (-$461). In Tarpon Springs, senior men pay $134 more than senior women.

Tarpon Springs Car Insurance Discounts for Multiple Vehicles

Tarpon Springs Population with 1 Vehicle 23956 (42% of Tarpon Springs population), 2 Vehicles 22432 (39% of the Tarpon Springs population) and 3 vehicles 6211 (11% of the population)

Tarpon Springs Palm Harbor Town 'n' Country Belleair Beach Florida
2 Vehicles $3183 -$789 -$295 +$237 -$591
3 Vehicles $4858 -$1204 -$450 +$362 -$902
4 Vehicles $6533 -$1619 -$605 +$487 -$1213