Rank City Population Average Insurance
1 Los Angeles, CA 3,804,503 $2,076
2 Houston, TX 3,081,338 $1,512
3 Phoenix, AZ 3,003,292 $1,234
4 Chicago, IL 2,702,471 $1,099
5 Brooklyn, NY 2,512,740 $4,133
6 San Diego, CA 2,266,727 $1,330
7 Las Vegas, NV 1,775,731 $1,869
8 San Jose, CA 1,666,871 $1,377
9 Philadelphia, PA 1,525,811 $2,276
10 San Antonio, TX 1,335,287 $1,375
11 Dallas, TX 1,207,202 $1,527
12 Sacramento, CA 1,077,222 $1,662
13 Seattle, WA 958,823 $1,194
14 Miami, FL 908,354 $2,453
15 Tucson, AZ 856,007 $976
16 Jacksonville, FL 823,652 $1,426
17 Indianapolis, IN 822,006 $1,222
18 San Bernardino, CA 815,394 $1,579
19 San Francisco, CA 807,755 $1,769
20 Austin, TX 799,939 $1,284
21 Fort Worth, TX 792,787 $1,327
22 Columbus, OH 790,168 $1,132
23 Hempstead, NY 759,197 $2,388
24 Charlotte, NC 740,931 $1,042
25 Detroit, MI 721,459 $4,096
26 Fresno, CA 663,812 $1,647
27 Memphis, TN 651,050 $1,435
28 El Paso, TX 650,778 $1,254
29 Tampa, FL 635,365 $2,313
30 Albuquerque, NM 633,613 $1,291
31 Ontario, CA 621,107 $1,448
32 Baltimore, MD 620,644 $2,115
33 Boston, MA 619,662 $1,361
34 Washington, DC 605,759 $1,574
35 Denver, CO 604,356 $1,244
36 Milwaukee, WI 594,328 $1,168
37 Portland, OR 585,888 $1,109
38 Tulsa, OK 568,542 $2,217
39 Orlando, FL 542,633 $1,357
40 Atlanta, GA 538,641 $1,998
41 Plano, TX 504,880 $1,240
42 Arlington, TX 492,651 $1,292
43 Long Beach, CA 463,589 $1,658
44 Riverside, CA 459,100 $1,501
45 Birmingham, AL 456,221 $1,518
46 Mesa, AZ 443,875 $1,043
47 Virginia Beach, VA 439,528 $1,099
48 Tacoma, WA 430,274 $1,388
49 Colorado Springs, CO 417,534 $1,219
50 Oakland, CA 413,558 $1,866
51 Omaha, NE 412,689 $1,242
52 Raleigh, NC 405,007 $940
53 Cleveland, OH 397,972 $983
54 Bakersfield, CA 397,688 $1,337
55 Honolulu, HI 394,430 $1,304
56 Chandler, AZ 388,893 $994
57 San Mateo, CA 386,093 $1,296
58 Minneapolis, MN 385,023 $1,315
59 Wichita, KS 381,176 $1,287
60 Inglewood, CA 369,012 $2,023
61 Hayward, CA 367,963 $1,494
62 Spokane, WA 353,093 $1,014
63 Stockton, CA 345,116 $1,631
64 Hialeah, FL 343,197 $2,510
65 New Orleans, LA 341,407 $3,390
66 Compton, CA 338,647 $1,764
67 Anaheim, CA 337,471 $1,538
68 Fremont, CA 326,899 $1,338
69 Santa Ana, CA 326,608 $1,458
70 Aurora, CO 326,249 $1,307
71 Whittier, CA 320,013 $1,576
72 Clearwater, FL 319,406 $1,612
73 Modesto, CA 313,050 $1,532
74 Pittsburgh, PA 306,430 $1,148
75 Lexington, KY 305,489 $1,220
76 Corpus Christi, TX 305,427 $1,354
77 Cincinnati, OH 297,314 $1,027
78 Anchorage, AK 291,470 $1,419
79 St. Paul, MN 286,171 $1,316
80 Fort Lauderdale, FL 284,842 $1,746
81 Murrieta, CA 280,361 $1,299
82 Newark, NJ 276,478 $2,098
83 Greensboro, NC 270,619 $972
84 Pasadena, CA 270,209 $1,701
85 Plantation, FL 264,606 $1,829
86 Greenville, SC 263,202 $909
87 Buffalo, NY 261,955 $1,770
88 Lincoln, NE 259,218 $975
89 Henderson, NV 258,270 $1,479
90 Lubbock, TX 257,384 $1,281
91 Fort Wayne, IN 253,617 $992
92 Lakeland, FL 253,283 $1,376
93 Louisville, KY 253,128 $1,650
94 Sugar Land, TX 250,040 $1,398
95 Norfolk, VA 243,056 $1,198
96 Naples, FL 242,981 $1,171
97 Chula Vista, CA 242,499 $1,238
98 Mobile, AL 239,400 $1,491
99 Laredo, TX 236,063 $1,347
100 Edmonds, WA 235,124 $1,196
101 Madison, WI 234,586 $907
102 Oxnard, CA 233,179 $1,325
103 Pensacola, FL 233,135 $1,314
104 Durham, NC 229,963 $989
105 Glendale, AZ 229,331 $1,210
106 Baton Rouge, LA 229,174 $2,328
107 Bradenton, FL 227,776 $1,276
108 Garland, TX 227,641 $1,424
109 Reno, NV 226,305 $1,100
110 Salem, OR 224,121 $1,087
111 Chesapeake, VA 223,233 $1,099
112 Lafayette, LA 221,602 $2,228
113 Mission Viejo, CA 221,343 $1,227
114 Vancouver, WA 221,108 $1,095
115 Scottsdale, AZ 219,867 $940
116 Irving, TX 217,021 $1,368
117 Huntsville, AL 216,499 $1,265
118 North Las Vegas, NV 215,762 $1,867
119 Irvine, CA 213,880 $1,351
120 Babylon, NY 213,687 $1,941
121 Lawrenceville, GA 213,106 $1,628
122 Rochester, NY 210,967 $1,000
123 Arlington, VA 209,077 $1,258
124 Gilbert, AZ 208,850 $1,009
125 Ogden, UT 208,312 $1,169
126 Santa Rosa, CA 208,193 $1,353
127 Brownsville, TX 207,934 $1,464
128 Lake Worth, FL 207,002 $2,089
129 Montgomery, AL 205,516 $1,442
130 Richmond, VA 205,348 $1,299
131 Des Moines, IA 204,362 $907
132 Davie, FL 200,564 $1,985
133 Fayetteville, NC 200,439 $1,165
134 Shreveport, LA 200,099 $2,123
135 Akron, OH 199,955 $1,044
136 Aurora, IL 196,569 $925
137 Yonkers, NY 196,459 $1,934
138 Fontana, CA 196,129 $1,566
139 Moreno Valley, CA 193,758 $1,533
140 Little Rock, AR 193,691 $1,332
141 Glendale, CA 192,537 $2,233
142 Huntington Beach, CA 191,403 $1,359
143 Columbus, GA 191,278 $1,515
144 Amarillo, TX 191,118 $1,284
145 Grand Rapids, MI 189,340 $1,754
146 Santa Barbara, CA 185,105 $1,138
147 Hollywood, FL 182,946 $1,913
148 Tallahassee, FL 181,821 $1,149
149 Worcester, MA 181,473 $1,377
150 Sarasota, FL 181,427 $1,219
151 Newport News, VA 180,831 $1,143
152 Waco, TX 180,215 $1,225
153 Knoxville, TN 179,973 $1,088
154 Rockford, IL 178,427 $1,019
155 Providence, RI 178,185 $2,175
156 Deerfield Beach, FL 176,068 $1,855
157 Santa Clarita, CA 175,922 $1,500
158 Grand Prairie, TX 174,631 $1,349
159 Overland Park, KS 174,503 $1,150
160 Jackson, MS 174,382 $1,245
161 Gainesville, FL 172,609 $1,048
162 Columbia, SC 171,802 $952
163 Garden Grove, CA 171,377 $1,560
164 Everett, WA 171,355 $1,220
165 Cape Coral, FL 168,038 $1,273
166 Chattanooga, TN 167,869 $1,040
167 Oceanside, CA 167,799 $1,216
168 Rancho Cucamonga, CA 165,775 $1,443
169 Tempe, AZ 164,139 $1,042
170 Salinas, CA 163,827 $1,157
171 Mission, TX 162,996 $1,479
172 Killeen, TX 162,595 $1,191
173 Olympia, WA 162,193 $1,017
174 New Port Richey, FL 161,364 $1,743
175 Springfield, MO 160,246 $1,200
176 Thousand Oaks, CA 159,848 $1,327
177 Fort Collins, CO 158,413 $922
178 Eugene, OR 156,222 $947
179 Edinburg, TX 155,729 $1,517
180 Pembroke Pines, FL 155,578 $1,732
181 Lancaster, CA 155,496 $1,575
182 Santa Cruz, CA 154,673 $1,119
183 Peoria, AZ 154,566 $1,038
184 Sioux Falls, SD 154,526 $985
185 Sioux Falls, SD 154,526 $985
186 Savannah, GA 153,886 $1,520
187 Redding, CA 153,707 $1,154
188 Wheeling, IL 153,608 $1,073
189 Springfield, MA 153,278 $1,511
190 Worth, IL 152,394 $1,130
191 Puyallup, WA 151,961 $1,300
192 Palmdale, CA 151,841 $1,697
193 Elk Grove, CA 151,639 $1,446
194 Pasadena, TX 149,506 $1,442
195 Pomona, CA 149,431 $1,548
196 Fort Myers, FL 147,329 $1,280
197 Downers Grove, IL 147,211 $948
198 Joliet, IL 147,098 $1,072
199 Paterson, NJ 145,655 $2,017
200 Vallejo, CA 145,651 $1,438
201 Torrance, CA 145,443 $1,545
202 Syracuse, NY 144,703 $1,086
203 Bridgeport, CT 144,446 $1,916
204 Escondido, CA 144,311 $1,294
205 Lakewood, CO 143,496 $1,117
206 West Palm Beach, FL 142,896 $2,082
207 Dayton, OH 142,670 $1,051
208 Naperville, IL 142,143 $891
209 Yuma, AZ 141,570 $843
210 Sunnyvale, CA 141,123 $1,248
211 Gresham, OR 140,489 $1,220
212 Alexandria, VA 140,337 $1,212
213 Mesquite, TX 139,615 $1,454
214 Yakima, WA 138,427 $997
215 Hampton, VA 137,471 $1,159
216 Orange, CA 136,891 $1,335
217 Cary, NC 136,627 $940
218 Kissimmee, FL 136,311 $1,452
219 Ocala, FL 136,208 $1,162
220 Visalia, CA 135,914 $1,254
221 Fullerton, CA 135,419 $1,410
222 Tarpon Springs, FL 135,377 $1,675
223 Lilburn, GA 135,076 $1,592
224 Warren, MI 134,550 $2,694
225 Clarksville, TN 133,583 $1,060
226 Washington, IN 132,579 $1,048
227 Santa Maria, CA 132,286 $1,014
228 Miami Beach, FL 131,653 $2,213
229 Schaumburg, IL 131,290 $1,065
230 Berkeley, CA 131,155 $1,737
231 Sterling Heights, MI 129,887 $2,450
232 Simi Valley, CA 129,024 $1,416
233 Medford, OR 127,985 $885
234 Topeka, KS 127,312 $1,172
235 Sanford, FL 127,280 $1,245
236 Cedar Rapids, IA 126,921 $792
237 Boca Raton, FL 126,688 $1,825
238 Olathe, KS 125,902 $1,103
239 Petaluma, CA 124,960 $1,266
240 Hartford, CT 124,879 $2,166
241 Elizabeth, NJ 124,795 $2,002
242 Greeley, CO 124,148 $962
243 Stamford, CT 122,878 $1,431
244 Bellevue, WA 122,873 $1,076
245 Concord, CA 122,683 $1,321
246 Coral Springs, FL 122,219 $1,855
247 Prescott, AZ 121,824 $793
248 Midland, TX 121,798 $1,174
249 Miramar, FL 121,447 $1,906
250 Melbourne, FL 121,213 $1,293
251 Charleston, SC 120,903 $1,019
252 Carrollton, TX 120,727 $1,407
253 Roseville, CA 119,537 $1,350
254 Evansville, IN 119,226 $1,090
255 Tuscaloosa, AL 118,973 $1,337
256 Abilene, TX 118,951 $1,152
257 Vero Beach, FL 118,769 $1,304
258 Thornton, CO 118,747 $1,224
259 Nampa, ID 118,632 $897
260 Lawrence, IN 118,560 $1,207
261 Summerville, SC 118,122 $1,096
262 Boulder, CO 118,098 $999
263 Marietta, GA 118,046 $1,621
264 Allentown, PA 117,942 $1,276
265 Beaumont, TX 117,769 $1,397
266 Frisco, TX 116,944 $1,236
267 Spartanburg, SC 116,646 $902
268 Lisle, IL 116,640 $930
269 Independence, MO 116,513 $1,302
270 Santa Clara, CA 116,301 $1,245
271 Springfield, IL 115,982 $1,035
272 Napa, CA 115,222 $1,269
273 Denton, TX 115,098 $1,176
274 Victorville, CA 115,069 $1,442
275 Surprise, AZ 115,007 $932
276 Peoria, IL 114,754 $1,062
277 Ann Arbor, MI 114,725 $1,630
278 Lansing, MI 114,537 $1,860
279 Rio Rancho, NM 114,339 $1,194
280 Homestead, FL 114,304 $2,307
281 El Monte, CA 114,032 $1,769
282 Provo, UT 113,105 $1,172
283 Port Arthur, TX 113,100 $1,407
284 Palatine, IL 112,855 $1,003
285 Pueblo, CO 112,843 $1,257
286 Odessa, TX 112,483 $1,226
287 Rancho Cordova, CA 112,315 $1,486
288 Bloomingdale, IL 112,083 $1,048
289 Rock Hill, SC 111,934 $912
290 Downey, CA 111,807 $1,647
291 Norman, OK 111,753 $2,017
292 Lyons, IL 111,590 $1,078
293 Covington, KY 111,226 $1,230
294 Bellingham, WA 110,676 $904
295 Costa Mesa, CA 110,322 $1,359
296 Warner Robins, GA 110,166 $1,410
297 Waterbury, CT 110,074 $1,841
298 Manchester, NH 109,786 $1,383
299 Elgin, IL 109,513 $1,002
300 Murfreesboro, TN 109,172 $1,025
301 Columbia, MO 109,008 $1,117
302 Kent, WA 108,700 $1,293
303 Belleview, FL 108,524 $1,164
304 Wichita Falls, TX 108,406 $1,120
305 Fort Pierce, FL 108,402 $1,434
306 Billings, MT 108,042 $1,714
307 Bremerton, WA 107,494 $998
308 Tracy, CA 107,152 $1,368
309 Wilmington, NC 107,116 $1,045
310 Arvada, CO 106,965 $1,144
311 Rochester, MN 106,903 $986
312 Westminster, CO 106,750 $1,085
313 Lowell, MA 106,739 $1,296
314 West Covina, CA 106,290 $1,572
315 Fargo, ND 106,005 $1,022
316 Norwalk, CA 105,603 $1,630
317 Niles, IL 105,518 $1,149
318 Fairfield, CA 105,407 $1,349
319 Pompano Beach, FL 105,382 $1,890
320 Carlsbad, CA 105,097 $1,160
321 Cambridge, MA 105,026 $1,175
322 High Point, NC 104,394 $963
323 Green Bay, WI 104,226 $792
324 Richmond, CA 104,225 $1,711
325 West Jordan, UT 103,846 $1,257
326 Burbank, CA 103,420 $1,897
327 Flint, MI 103,263 $2,644
328 Parker, CO 102,902 $1,044
329 Palm Bay, FL 102,814 $1,293
330 Las Cruces, NM 102,775 $996
331 Antioch, CA 102,575 $1,419
332 Riviera Beach, FL 101,725 $2,061
333 Erie, PA 101,454 $1,136
334 Centennial, CO 101,339 $1,148
335 South Bend, IN 101,282 $1,062
336 St. Augustine, FL 100,901 $1,116
337 Round Rock, TX 100,764 $1,229
338 Vacaville, CA 100,711 $1,250
339 Chico, CA 100,679 $1,120
340 Temecula, CA 100,621 $1,320
341 Longmont, CO 100,453 $1,002
342 Richardson, TX 100,057 $1,379
343 Rialto, CA 100,009 $1,636
344 Davenport, IA 99,781 $898
345 El Cajon, CA 99,680 $1,298
346 Bonita Springs, FL 99,344 $1,208
347 Kenosha, WI 99,297 $1,055
348 Merced, CA 99,197 $1,375
349 Broken Arrow, OK 98,648 $2,105
350 Tyler, TX 98,508 $1,310
351 Newnan, GA 98,499 $1,462
352 North Charleston, SC 98,150 $1,064
353 Albany, NY 97,892 $1,007
354 Dearborn, MI 97,509 $2,945
355 Roanoke, VA 96,742 $1,014
356 Livonia, MI 96,632 $2,015
357 Loveland, CO 96,565 $929
358 Lawton, OK 96,187 $1,907
359 Lewisville, TX 95,989 $1,246
360 Portsmouth, VA 95,786 $1,142
361 Clovis, CA 95,431 $1,369
362 Deltona, FL 95,300 $1,229
363 New Bedford, MA 94,952 $1,369
364 Idaho Falls, ID 94,948 $917
365 Sandy Springs, GA 94,816 $1,653
366 South Gate, CA 94,703 $1,766
367 Myrtle Beach, SC 94,176 $962
368 Vista, CA 94,145 $1,250
369 Brockton, MA 93,916 $1,623
370 College Station, TX 93,663 $1,123
371 San Angelo, TX 93,450 $1,122
372 Portage, IN 93,123 $1,165
373 Woodstock, GA 92,676 $1,499
374 Oviedo, FL 92,435 $1,261
375 Manteca, CA 92,386 $1,380
376 Wickenburg, AZ 92,372 $824
377 Quincy, MA 92,078 $1,292
378 Hillsboro, OR 91,998 $1,115
379 Madera, CA 91,974 $1,350
380 Carson, CA 91,937 $1,586
381 Orange Park, FL 91,776 $1,269
382 Macon, GA 91,604 $1,562
383 Renton, WA 91,273 $1,250
384 Waukegan, IL 91,091 $1,080
385 Flagstaff, AZ 91,029 $762
386 Lynn, MA 90,392 $1,564
387 Pearland, TX 90,347 $1,325
388 Beaverton, OR 90,254 $1,135
389 Sparks, NV 90,099 $1,119
390 Santa Monica, CA 90,008 $1,891
391 Westminster, CA 89,970 $1,519
392 Hesperia, CA 89,703 $1,414
393 Federal Way, WA 89,691 $1,360
394 Roswell, GA 89,294 $1,763
395 Fall River, MA 89,049 $1,350
396 Chapel Hill, NC 88,923 $905
397 Addison, IL 88,843 $1,046
398 Orem, UT 88,820 $1,216
399 Bend, OR 88,321 $968
400 Cumming, GA 88,135 $1,492
401 Lawrence, KS 87,963 $1,146
402 Sandy, UT 87,952 $1,239
403 Reading, PA 87,926 $1,287
404 Gainesville, GA 87,882 $1,476
405 Nashua, NH 86,823 $1,222
406 Rocklin, CA 86,625 $1,302
407 Fort Smith, AR 86,382 $1,075
408 Duluth, MN 86,239 $1,063
409 Santa Fe, NM 86,053 $1,148
410 Gastonia, NC 85,856 $984
411 Norwalk, CT 85,853 $1,299
412 Sunrise, FL 85,745 $1,939
413 Apopka, FL 85,683 $1,358
414 Grand Junction, CO 85,642 $982
415 Newport Beach, CA 85,323 $1,358
416 Newton, MA 85,177 $1,037
417 San Leandro, CA 84,966 $1,481
418 Northfield, IL 84,940 $1,051
419 Trenton, NJ 84,799 $1,729
420 Hawthorne, CA 84,633 $1,718
421 Greenville, NC 84,445 $983
422 Longview, TX 84,396 $1,366
423 Allen, TX 84,387 $1,230
424 Dothan, AL 84,284 $1,294
425 Suffolk, VA 84,216 $1,132
426 Citrus Heights, CA 84,104 $1,652
427 Clifton, NJ 83,926 $1,793
428 Asheville, NC 83,796 $808
429 Westland, MI 83,770 $2,235
430 Missoula, MT 83,430 $1,605
431 Bowling Green, KY 82,602 $1,606
432 Champaign, IL 81,083 $869
433 Bloomington, IN 80,440 $1,006
434 Logan, UT 77,887 $1,078
435 Albany, GA 77,435 $1,444
436 Bloomington, IL 76,527 $904
437 Decatur, IL 76,091 $956
438 Scranton, PA 76,021 $1,143
439 Kalamazoo, MI 74,494 $1,767
440 Fayetteville, AR 74,191 $1,086
441 Cheyenne, WY 72,672 $1,370
442 Appleton, WI 72,575 $793
443 Jacksonville, NC 72,323 $1,056
444 Pocatello, ID 71,766 $899
445 Florence, SC 70,923 $1,031
446 Great Falls, MT 68,257 $1,748
447 Gulfport, MS 68,158 $1,244
448 Anniston, AL 68,101 $1,305
449 Portland, ME 66,235 $788
450 Oshkosh, WI 66,046 $860
451 San Luis Obispo, CA 62,817 $997
452 Hickory, NC 62,086 $914
453 Terre Haute, IN 60,850 $1,144
454 Decatur, AL 60,591 $1,319
455 Ames, IA 59,206 $772
456 Texarkana, TX 58,658 $1,297
457 Dubuque, IA 57,727 $856
458 Rocky Mount, NC 57,523 $983
459 Farmington, NM 55,150 $1,042
460 Hinesville, GA 54,100 $1,423
461 Manhattan, KS 52,988 $1,097
462 Battle Creek, MI 52,327 $1,776
463 Saginaw, MI 51,776 $2,236
464 La Crosse, WI 51,398 $877
465 Elkhart, IN 51,293 $1,065
466 Charleston, WV 51,224 $1,667
467 Joplin, MO 49,924 $1,203
468 Harrisburg, PA 49,401 $1,062
469 Sheboygan, WI 49,308 $761
470 Pine Bluff, AR 48,704 $1,230
471 Hattiesburg, MS 46,284 $1,170
472 York, PA 43,677 $977
473 Daphne, AL 43,634 $1,267
474 Charlottesville, VA 43,223 $1,080
475 Hot Springs, AR 42,280 $1,235
476 State College, PA 42,008 $886
477 Cleveland, TN 41,461 $1,058
478 Sebring, FL 41,048 $1,197
479 Norwich, CT 40,322 $1,254
480 Hagerstown, MD 40,078 $969
481 Mankato, MN 39,246 $981
482 Wausau, WI 39,158 $892
483 Lima, OH 38,647 $900
484 Sherman, TX 38,499 $1,241
485 Wenatchee, WA 38,119 $961
486 Muskegon, MI 38,061 $1,757
487 Goldsboro, NC 36,738 $951
488 Longview, WA 36,660 $982
489 Lewiston, ID 34,045 $910
490 Houma, LA 33,719 $2,251
491 Bangor, ME 32,988 $768
492 Fairbanks, AK 31,656 $1,285
493 Parkersburg, WV 31,482 $1,630
494 Salisbury, MD 30,407 $1,025
495 Morgantown, WV 29,956 $1,529
496 Elizabethtown, KY 29,335 $1,420
497 Watertown, NY 27,900 $964
498 Winchester, VA 26,330 $995
499 Lebanon, PA 25,495 $947
500 Cumberland, MD 20,776 $1,008
501 Augusta, ME 19,088 $800