Totowa, NJ Auto Insurance Rates

Totowa, NJ residents can save $600 by comparing multiple quotes & reading reviews & research on Totowa car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$1,273 $1,492 $1,637
Write Your Review | Totowa, New Jersey Auto Insurance Analysis
Farmers Auto Insurance, Totowa, NJ
$64/1 month
Car Insurance Policy Holder
  • Married 78 Years old Male licensed 11 years ago with Own Lexus RX 350 used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Totowa, NJ
$48/1 month
Car Insurance Policy Holder
  • Married 64 Years old Female licensed 19 years ago with Financed Volvo, XC70 3.2, 5 Door Wagon used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Totowa, NJ
$1,485/12 months
Car Insurance Policy Holder
  • Married 31 Years old Male licensed 7 years ago with Financed Nissan, Pathfinder S, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Totowa, NJ
$1,230/12 months
Car Insurance Policy Holder
  • Divorced 23 Years old Male licensed 7 years ago with Financed Dodge, Charger SXT, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Totowa, NJ
$1,145/12 months
Car Insurance Policy Holder
  • Single 32 Years old Female licensed 11 years ago with Financed Acura, TSX, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Totowa, NJ
$940/12 months
Car Insurance Policy Holder
  • Single 45 Years old Female licensed 12 years ago with Financed Ford, Edge Limited, 4 Door 2WD Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Totowa, NJ
$1,108/12 months
Car Insurance Policy Holder
  • Divorced 31 Years old Male licensed 5 years ago with Own Chrysler, 300 S, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Totowa Car Insurance Rate Comparisons

Totowa, NJ's average car insurance of $1492 differs from Little Falls, NJ (+$28), Caldwell, NJ (-$316), Lincoln Park, NJ (-$302) and New Jersey (+$205)

Totowa Little Falls, NJ Caldwell, NJ Lincoln Park, NJ New Jersey
Median Insurance Rates $1492 +$28 -$316 -$302 +$205

Totowa Car Insurance Savings By Neighborhood & Street Area

Totowa Driver Street Residence & Car Locations Car Details in Totowa Totowa Driver Demographics Totowa Auto Insurance Estimates Recent Totowa Insurance Savings
Other Area
Minnisink Rd2002 Buick Rendezvous CXL54 year woman$1,389$381
Minnisink Rd2001 GMC Yukon XL 1500 SLE73 year female senior$1,689$661
Minnisink Rd2006 Jeep Commander Base18 year male teenager$3,509$617
Minnisink Rd2008 Ford Fusion SE19 year female teenager$3,245$711
Preakness
Shady Pl2013 Hyundai Sonata GLS72 year male senior$1,743$790
Colonial Ct2008 Mazda MAZDA3 s Sport47 year man$2,227$853
Boyle Ave2008 Chrysler 300 Touring53 year married woman$1,319$889
Albion Place
Bogert St2007 Acura RL Base38 year married man$1,926$515
Lynden St2014 Volkswagen Jetta S18 year teenager$3,697$621
Scrivens St2007 Cadillac DTS Base65 year senior$1,881$701

Totowa Post DUI Car Insurance Rates

Totowa Cedar Grove Woodland Park West Caldwell New Jersey
Median Post DUI Insurance Rate $2775 -$822 -$724 +$1391 +$381
Male Teenager Post DUI Insurance Rate $7685 -$2277 -$2003 +$3854 +$1057
Female Teenager Post DUI Insurance Rate $6493 -$1923 -$1693 +$3255 +$891

The Post DUI insurance in Totowa, NJ's is $2775 compared to Cedar Grove (-$822), Woodland Park (-$724), West Caldwell (+$1391) and New Jersey (+$381)

In Totowa, a male teenager with Post DUI pays $1192 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Jeep Commander Base in Totowa, NJ would pay $6526 on auto insurance while a female teenager POST DUI would pay $5513.

Totowa Car Insurance by Segment

Totowa Teenagers Car Insurance Rates Comparison

574 Totowa Teenagers (5% of total population), 64% Male & 36% Female.

Totowa Little Falls Haledon Caldwell New Jersey
All Teenagers $3849 +$72 +$299 -$815 +$529
Male Teenager $4132 +$78 +$322 -$875 +$568
Female Teenager $3491 +$65 +$271 -$740 +$479

Totowa teenagers pay $3849 in insurance in contrast with Little Falls (+$72), Haledon (+$299), Caldwell (-$815) and New Jersey (+$529). The difference between Male & Female teenagers in Totowa is $641

Example

  • 2004 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3,886
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $3,573

Totowa Men & Women Car Insurance

10784 Totowa Adults (100% of total population), 46% Men & 54% Women.

Totowa Cedar Grove Hawthorne Upper Montclair New Jersey
All Women $1402 -$415 +$83 +$816 +$193
Married Women $1342 -$397 +$80 +$782 +$185
All Men $2282 -$676 +$135 +$1328 +$314
Married Men $2044 -$606 +$120 +$1189 +$280

The typical insurance rate of $2282 that Totowa Men pay varies from Cedar Grove (-$676), Hawthorne (+$135), Upper Montclair (+$1328) and New Jersey (+$314). In Totowa, married men pay $702 more than married women.

Example

  • 2010 Audi A4 2.0T quattro Premium Married Men Insurance Rate $2,015
  • 2013 Nissan Rogue S Married Women Insurance Rate $1,987

Totowa Senior Car Insurance

3154 Totowa Seniors (29% of total population), 38% Senior Men & 62% Senior Women.

Totowa North Haledon Elmwood Park Montclair New Jersey
All Seniors $1730 -$524 +$346 +$984 +$238
Senior Men $1700 -$515 +$340 +$967 +$234
Senior Women $1775 -$538 +$355 +$1009 +$244

Totowa seniors pay $1730 in insurance compared to North Haledon (-$524), Elmwood Park (+$346), Montclair (+$984) and New Jersey (+$238). In Totowa, senior men pay $75 less than senior women.

Totowa Car Insurance Discounts for Multiple Vehicles

Totowa Population with 1 Vehicle 1082 (29% of Totowa population), 2 Vehicles 1555 (42% of the Totowa population) and 3 vehicles 569 (15% of the population)

Totowa North Haledon Lincoln Park Fairfield New Jersey
2 Vehicles $2835 -$859 -$574 +$1554 +$390
3 Vehicles $4327 -$1311 -$876 +$2372 +$595
4 Vehicles $5819 -$1763 -$1178 +$3190 +$800

Car Insurance Agents in Totowa, NJ

Rank Agent Name Agent Contact
1 Frank G Nicoletti 308 Union Blvd, Totowa, NJ 7512
2 G & S Financial Services 247 Union Blvd, Totowa, NJ 7512

Find the Cheapest auto insurance in Totowa, NJ