Vero Beach, FL Auto Insurance Rates

Vero Beach, FL residents can save $520 by comparing multiple quotes & reading reviews & research on Vero Beach car insurance rates, quotes, agents & coverage.

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$960 $1,304 $1,797

Latest Auto Insurance Reviews in Vero Beach, Florida

It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
This is the only company I could find that offered coverage in the US and in the Virgin Islands
less expensive for the same coverage
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
I get full coverage for a very good price compared to my old insurance agency.
State Farm
Dependable service without penalty for using
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Prices, coverage, accessibility.
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
I don't dislike anything about the company. I will never go through another company
I wish the premium were lower. Other than that, I like everything about them.
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Vero Beach, Florida Auto Insurance Analysis
Progressive Insurance, Vero Beach, FL
$103/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Male licensed 8 years ago with Own Chevrolet Equinox LT AWD used for Business with estimated annual mileage of 9,001 - 12,000.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Vero Beach Car Insurance Rate Comparisons

Vero Beach, FL's average car insurance of $1304 differs from Indian River Shores, FL (+$496), Windsor, FL (+$486), Melbourne Shores-Floridana Beach (+$566) and Florida (+$60)

Vero Beach Indian River Shores, FL Windsor, FL Melbourne Shores-Floridana Beach, FL Florida
Median Insurance Rates $1304 +$496 +$486 +$566 +$60

Vero Beach Car Insurance Savings By Neighborhood & Street Area

Vero Beach Driver Street Residence & Car Locations Car Details in Vero Beach Vero Beach Driver Demographics Vero Beach Auto Insurance Estimates Recent Vero Beach Insurance Savings
Sweetwater Mobile Home Park
28th St2004 Buick Rendezvous CX44 year married woman$971$717
27th St2012 Honda Civic LX41 year man$2,034$999
Village Green Mobile Home Park
Dorchester Way2009 Ford Fusion SE62 year male senior$1,884$730
Liberty Pl2009 Mazda MAZDA3 s Grand Touring65 year female senior$1,785$309
High Ridge Mobile Park
Buckinghammock Trl2006 Jeep Commander Limited36 year married man$1,868$576
Garden Ter W2008 Acura TSX Base33 year woman$1,221$817
8th Mnr2009 Chrysler 300 Touring18 year male teenager$3,176$498
4th Ct2013 Hyundai Sonata GLS17 year teenager$3,233$733
Park Place Mobile Home Park
Granduer Ave2014 Volkswagen Jetta S16 year female teenager$2,940$803
Port Royal Ct2009 Cadillac DTS Luxury 6-Passenger80 year senior$2,126$891

Vero Beach Post DUI Car Insurance Rates

Vero Beach Indian River County Roseland Indian River Shores Florida
Median Post DUI Insurance Rate $2425 +$197 +$48 +$923 +$112
Male Teenager Post DUI Insurance Rate $6523 +$530 +$130 +$2483 +$301
Female Teenager Post DUI Insurance Rate $5819 +$475 +$118 +$2216 +$268

The Post DUI insurance in Vero Beach, FL's is $2425 compared to Indian River County (+$197), Roseland (+$48), Indian River Shores (+$923) and Florida (+$112)

In Vero Beach, a male teenager with Post DUI pays $704 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Vero Beach, FL would pay $6203 on auto insurance while a female teenager POST DUI would pay $5535.

Vero Beach Car Insurance by Segment

Vero Beach Teenagers Car Insurance Rates Comparison

6098 Vero Beach Teenagers (5% of total population), 54% Male & 46% Female.

Vero Beach Indian River Shores Indian River County West Vero Corridor Florida
All Teenagers $3286 +$1250 +$267 +$1250 +$151
Male Teenager $3507 +$1335 +$285 +$1335 +$162
Female Teenager $3129 +$1191 +$255 +$1191 +$144

Vero Beach teenagers pay $3286 in insurance in contrast with Indian River Shores (+$1250), Indian River County (+$267), West Vero Corridor (+$1250) and Florida (+$151). The difference between Male & Female teenagers in Vero Beach is $378


  • 2008 GMC Sierra 1500 SLE1 Male Teenager Insurance Rate $3,437
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $3,031

Vero Beach Men & Women Car Insurance

118769 Vero Beach Adults (100% of total population), 48% Men & 52% Women.

Vero Beach St. Lucie Village Indian River Shores Gifford Florida
All Women $1199 +$512 +$457 -$344 +$55
Married Women $1095 +$467 +$417 -$314 +$50
All Men $2151 +$918 +$819 -$617 +$99
Married Men $2086 +$890 +$794 -$598 +$96

The typical insurance rate of $2151 that Vero Beach Men pay varies from St. Lucie Village (+$918), Indian River Shores (+$819), Gifford (-$617) and Florida (+$99). In Vero Beach, married men pay $991 more than married women.


  • 2011 Audi A3 2.0 TDI Premium Married Men Insurance Rate $2,112
  • 2008 Chevrolet Silverado 2500HD Work Truck Married Women Insurance Rate $2,014

Vero Beach Senior Car Insurance

43083 Vero Beach Seniors (36% of total population), 46% Senior Men & 54% Senior Women.

Vero Beach Winter Beach Wabasso Beach Florida Ridge Florida
All Seniors $1929 -$627 +$838 +$749 +$89
Senior Men $1982 -$645 +$860 +$769 +$91
Senior Women $1877 -$610 +$815 +$729 +$87

Vero Beach seniors pay $1929 in insurance compared to Winter Beach (-$627), Wabasso Beach (+$838), Florida Ridge (+$749) and Florida (+$89). In Vero Beach, senior men pay $105 more than senior women.

Vero Beach Car Insurance Discounts for Multiple Vehicles

Vero Beach Population with 1 Vehicle 23094 (45% of Vero Beach population), 2 Vehicles 19663 (38% of the Vero Beach population) and 3 vehicles 4587 (9% of the population)

Vero Beach Florida Ridge Fort Pierce Winter Beach Florida
2 Vehicles $2478 +$961 +$247 -$806 +$114
3 Vehicles $3782 +$1467 +$377 -$1230 +$174
4 Vehicles $5086 +$1973 +$507 -$1654 +$234