Waco, TX Auto Insurance Rates

Waco, TX residents can save $490 by comparing multiple quotes & reading reviews & research on Waco car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,032 $1,225 $1,498

Latest Auto Insurance Reviews in Waco, Texas


Progressive
The premiums cost more through different companies which are all higher. A lot higher in price
Geico
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Geico
I think I got a pretty standard insurance. I have a lot of confidence in my driving ability so I feel like I don't really need a premium coverage. But my state has a requirement for vehicle insurance.
Esurance
I was the lowest premium I could find an equal to or better than what others covered.
Allstate
Allstate offers a multitude of discounts and I have a very friendly agent that is always willing to answer questions, even when he's out of the office.
Geico
pretty much the same as any other insurance company
Geico
I feel that this company is easy to get ahold of. I have no problems accessing customer service. They were also very helpful when I needed a tow.
Geico
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm
They are always there to help and they go above and beyond to make sure I am given all of the things I need to feel safe with them.
Esurance
I like that I can't interact with them online and also call easily. I have been able to contact them without issues
Esurance
I like that the company is very accessible. I can reach someone through chat email or phone. Anytime I reach someone I am able to get a prompt answer and quick customer service.
State Farm
I like that I can access their website and do most of what is needed. Also, they are very accessible by phone. It is a local business so I can go to the office easily.
Progressive
I like that I am able to reach customer service at any time and make policy changes at any time.
Geico
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,
Progressive
I love the fact about how quick they work on claims to get them solved.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
Metlife
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.
Progressive
I like that I am not a number. I mean, I am... But the interactions with the sales agents and service agents are always a conversation, not a transaction.
Progressive
It is inexpensive and well known. I wouldn't anticipate having any problems if I did need to file a claim.
Geico
I pretty much don’t have any dislikes about this company. They gave me an affordable price so I can't complain about them at all.
Geico
I don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.
Progressive
I can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.
Esurance
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
Metlife
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
Geico
There is nothing that I really dislike about the company. You pretty much get what you pay for. So when I am in need of more services I will either have to upgrade my services or choose a different company.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.
State Farm
My dislike would be that their hours at the office are not easy to access for those of us that work all day. They have no weekend hours.
Progressive
I don't like that they are so large that if I have an issue that I am currently going through can get lost in translation and not get processed for an unknown number of days or weeks.
Write Your Review | Waco, Texas Auto Insurance Analysis
Liberty Mutual, Waco, TX
$78/1 month
Car Insurance Policy Holder
  • Married 37 Years old Female licensed 7 years ago with Leased Dodge Durango SXT used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Waco Car Insurance Rate Comparisons

Waco, TX's average car insurance of $1225 differs from Lorena, TX (+$405), Lacy-Lakeview (+$865), Woodway, TX (-$13) and Texas (+$320)

Waco Lorena, TX Lacy-Lakeview Woodway, TX Texas
Median Insurance Rates $1225 +$405 +$865 -$13 +$320

Waco Car Insurance Savings By Neighborhood & Street Area

Waco Driver Street Residence & Car Locations Car Details in Waco Waco Driver Demographics Waco Auto Insurance Estimates Recent Waco Insurance Savings
Northcrest
Melondale Dr2003 Buick Century Base19 year teenager$2,381$403
Fox Hill Dr2009 Ford Fusion SE19 year male teenager$2,578$435
Vemo
Holt Ave2007 Chrysler 300 Base42 year married man$1,413$480
S 9th A St2011 Hyundai Sonata GLS18 year female teenager$2,202$785
East Waco
Industrial Blvd E2006 Chevrolet Silverado 2500HD Work Truck72 year female senior$1,215$407
State St2009 Mazda MAZDA3 i Sport35 year married woman$1,031$777
Wardlaw
Elk Rd2011 Lincoln MKZ Base48 year man$1,652$445
Chappel Hill Rd2007 GMC Sierra 1500 SLT80 year senior$1,283$639
Downs
Bullhide Creek Rd2011 Toyota Prius III54 year woman$1,050$609
Golinda Dr2014 Volkswagen Jetta S68 year male senior$1,306$981

Waco Post DUI Car Insurance Rates

Waco Chilton Ross McGregor Texas
Median Post DUI Insurance Rate $2278 +$1609 +$1144 +$958 +$595
Male Teenager Post DUI Insurance Rate $5194 +$3668 +$2608 +$2184 +$1356
Female Teenager Post DUI Insurance Rate $4350 +$3073 +$2186 +$1830 +$1137

The Post DUI insurance in Waco, TX's is $2278 compared to Chilton (+$1609), Ross (+$1144), McGregor (+$958) and Texas (+$595)

In Waco, a male teenager with Post DUI pays $844 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chrysler 300 Base in Waco, TX would pay $4914 on auto insurance while a female teenager POST DUI would pay $4116.

Waco Car Insurance by Segment

Waco Teenagers Car Insurance Rates Comparison

16411 Waco Teenagers (9% of total population), 48% Male & 52% Female.

Waco Moody-Lorena China Spring McLennan County Texas
All Teenagers $2548 +$1050 -$219 +$1196 +$665
Male Teenager $2793 +$1151 -$240 +$1311 +$729
Female Teenager $2339 +$965 -$200 +$1099 +$611

Waco teenagers pay $2548 in insurance in contrast with Moody-Lorena (+$1050), China Spring (-$219), McLennan County (+$1196) and Texas (+$665). The difference between Male & Female teenagers in Waco is $454

Example

  • 2012 Nissan Rogue S Male Teenager Insurance Rate $2,608
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $2,223

Waco Men & Women Car Insurance

180215 Waco Adults (100% of total population), 48% Men & 52% Women.

Waco Mart Hallsburg Moody-Lorena Texas
All Women $1176 +$792 +$648 +$484 +$307
Married Women $1127 +$759 +$621 +$464 +$294
All Men $1580 +$1064 +$871 +$651 +$413
Married Men $1494 +$1007 +$824 +$616 +$390

The typical insurance rate of $1580 that Waco Men pay varies from Mart (+$1064), Hallsburg (+$871), Moody-Lorena (+$651) and Texas (+$413). In Waco, married men pay $367 more than married women.

Example

  • 2008 Jeep Grand Cherokee Laredo Married Men Insurance Rate $1,764
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,305

Waco Senior Car Insurance

29446 Waco Seniors (16% of total population), 42% Senior Men & 58% Senior Women.

Waco Lorena Elm Mott Beverly Hills Texas
All Seniors $1323 +$437 +$448 +$847 +$345
Senior Men $1384 +$457 +$469 +$887 +$361
Senior Women $1286 +$425 +$436 +$824 +$336

Waco seniors pay $1323 in insurance compared to Lorena (+$437), Elm Mott (+$448), Beverly Hills (+$847) and Texas (+$345). In Waco, senior men pay $98 more than senior women.

Waco Car Insurance Discounts for Multiple Vehicles

Waco Population with 1 Vehicle 24734 (38% of Waco population), 2 Vehicles 24527 (38% of the Waco population) and 3 vehicles 7355 (11% of the population)

Waco Lorena Ross Beverly Hills Texas
2 Vehicles $2328 +$769 +$1168 +$1491 +$608
3 Vehicles $3553 +$1174 +$1783 +$2276 +$928
4 Vehicles $4778 +$1579 +$2398 +$3061 +$1248

Car Insurance Agents in Waco, TX

Rank Agent Name Agent Contact
1 1 Stop Financial Service Centers 1025 N Valley Mills Dr, Waco, TX 76710
2 1 Stop Financial Service Centers 2425 W Waco Dr, Waco, TX 76707
3 2 Sisters Insurance Agency 2121 W Waco Dr, Waco, TX 76707
4 Alan Rhea 4708 W Waco Dr, Waco, TX 76710
5 A-Max Auto Insurance 1706 S 19th St, Waco, TX 76706
6 A-Max Auto Insurance 2500 W Waco Dr, Waco, TX 76710
7 Autopartners Insurance Agency 1014 N Valley Mills Dr Apt A, Waco, TX 76710
8 Bailey Insurance & Financial Services 1201 Washington Ave, Waco, TX 76701
9 Baker Insurance Agency 3529 Bosque Blvd, Waco, TX 76710
10 Bart Romig 919 N Valley Mills Dr Ste A, Waco, TX 76710

Find the Cheapest auto insurance in Waco, TX