Waco, TX Auto Insurance Rates

Waco, TX residents can save $490 by comparing multiple quotes & reading reviews & research on Waco car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,032 $1,225 $1,498
Write Your Review | Waco, Texas Auto Insurance Analysis
Liberty Mutual, Waco, TX
$78/1 month
Car Insurance Policy Holder
  • Married 37 Years old Female licensed 7 years ago with Leased Dodge Durango SXT used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Waco Car Insurance Rate Comparisons

Waco, TX's average car insurance of $1225 differs from Lorena, TX (+$405), Lacy-Lakeview (+$865), Woodway, TX (-$13) and Texas (+$320)

Waco Lorena, TX Lacy-Lakeview Woodway, TX Texas
Median Insurance Rates $1225 +$405 +$865 -$13 +$320

Waco Car Insurance Savings By Neighborhood & Street Area

Waco Driver Street Residence & Car Locations Car Details in Waco Waco Driver Demographics Waco Auto Insurance Estimates Recent Waco Insurance Savings
Northcrest
Melondale Dr2003 Buick Century Base19 year teenager$2,381$403
Fox Hill Dr2009 Ford Fusion SE19 year male teenager$2,578$435
Vemo
Holt Ave2007 Chrysler 300 Base42 year married man$1,413$480
S 9th A St2011 Hyundai Sonata GLS18 year female teenager$2,202$785
East Waco
Industrial Blvd E2006 Chevrolet Silverado 2500HD Work Truck72 year female senior$1,215$407
State St2009 Mazda MAZDA3 i Sport35 year married woman$1,031$777
Wardlaw
Elk Rd2011 Lincoln MKZ Base48 year man$1,652$445
Chappel Hill Rd2007 GMC Sierra 1500 SLT80 year senior$1,283$639
Downs
Bullhide Creek Rd2011 Toyota Prius III54 year woman$1,050$609
Golinda Dr2014 Volkswagen Jetta S68 year male senior$1,306$981

Waco Post DUI Car Insurance Rates

Waco Chilton Ross McGregor Texas
Median Post DUI Insurance Rate $2278 +$1609 +$1144 +$958 +$595
Male Teenager Post DUI Insurance Rate $5194 +$3668 +$2608 +$2184 +$1356
Female Teenager Post DUI Insurance Rate $4350 +$3073 +$2186 +$1830 +$1137

The Post DUI insurance in Waco, TX's is $2278 compared to Chilton (+$1609), Ross (+$1144), McGregor (+$958) and Texas (+$595)

In Waco, a male teenager with Post DUI pays $844 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chrysler 300 Base in Waco, TX would pay $4914 on auto insurance while a female teenager POST DUI would pay $4116.

Waco Car Insurance by Segment

Waco Teenagers Car Insurance Rates Comparison

16411 Waco Teenagers (9% of total population), 48% Male & 52% Female.

Waco Moody-Lorena China Spring McLennan County Texas
All Teenagers $2548 +$1050 -$219 +$1196 +$665
Male Teenager $2793 +$1151 -$240 +$1311 +$729
Female Teenager $2339 +$965 -$200 +$1099 +$611

Waco teenagers pay $2548 in insurance in contrast with Moody-Lorena (+$1050), China Spring (-$219), McLennan County (+$1196) and Texas (+$665). The difference between Male & Female teenagers in Waco is $454

Example

  • 2012 Nissan Rogue S Male Teenager Insurance Rate $2,608
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $2,223

Waco Men & Women Car Insurance

180215 Waco Adults (100% of total population), 48% Men & 52% Women.

Waco Mart Hallsburg Moody-Lorena Texas
All Women $1176 +$792 +$648 +$484 +$307
Married Women $1127 +$759 +$621 +$464 +$294
All Men $1580 +$1064 +$871 +$651 +$413
Married Men $1494 +$1007 +$824 +$616 +$390

The typical insurance rate of $1580 that Waco Men pay varies from Mart (+$1064), Hallsburg (+$871), Moody-Lorena (+$651) and Texas (+$413). In Waco, married men pay $367 more than married women.

Example

  • 2008 Jeep Grand Cherokee Laredo Married Men Insurance Rate $1,764
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,305

Waco Senior Car Insurance

29446 Waco Seniors (16% of total population), 42% Senior Men & 58% Senior Women.

Waco Lorena Elm Mott Beverly Hills Texas
All Seniors $1323 +$437 +$448 +$847 +$345
Senior Men $1384 +$457 +$469 +$887 +$361
Senior Women $1286 +$425 +$436 +$824 +$336

Waco seniors pay $1323 in insurance compared to Lorena (+$437), Elm Mott (+$448), Beverly Hills (+$847) and Texas (+$345). In Waco, senior men pay $98 more than senior women.

Waco Car Insurance Discounts for Multiple Vehicles

Waco Population with 1 Vehicle 24734 (38% of Waco population), 2 Vehicles 24527 (38% of the Waco population) and 3 vehicles 7355 (11% of the population)

Waco Lorena Ross Beverly Hills Texas
2 Vehicles $2328 +$769 +$1168 +$1491 +$608
3 Vehicles $3553 +$1174 +$1783 +$2276 +$928
4 Vehicles $4778 +$1579 +$2398 +$3061 +$1248

Car Insurance Agents in Waco, TX

Rank Agent Name Agent Contact
1 1 Stop Financial Service Centers 1025 N Valley Mills Dr, Waco, TX 76710
2 1 Stop Financial Service Centers 2425 W Waco Dr, Waco, TX 76707
3 2 Sisters Insurance Agency 2121 W Waco Dr, Waco, TX 76707
4 Alan Rhea 4708 W Waco Dr, Waco, TX 76710
5 A-Max Auto Insurance 1706 S 19th St, Waco, TX 76706
6 A-Max Auto Insurance 2500 W Waco Dr, Waco, TX 76710
7 Autopartners Insurance Agency 1014 N Valley Mills Dr Apt A, Waco, TX 76710
8 Bailey Insurance & Financial Services 1201 Washington Ave, Waco, TX 76701
9 Baker Insurance Agency 3529 Bosque Blvd, Waco, TX 76710
10 Bart Romig 919 N Valley Mills Dr Ste A, Waco, TX 76710

Find the Cheapest auto insurance in Waco, TX