Watertown Car Insurance Rates, Quotes & Agents Reviews & Research in New York

Watertown, NY residents can save $390 by comparing multiple quotes & reading reviews & research on Watertown car insurance rates, quotes, agents & coverage.

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$750 $964 $1,398

Watertown, NY residents can save $390 by comparing multiple quotes & reading reviews & research on Watertown car insurance rates, quotes, agents & coverage.

Write Your Review | Watertown, New York Auto Insurance Analysis
Safeco Insurance, Watertown, NY
$239/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed <1 year ago with Own Fiat 500 Sport used for Business with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Watertown, NY
$91/1 month
Car Insurance Policy Holder
  • Married 70 Years old Male licensed 18 years ago with Financed GMC, Sierra 1500 SL, 4WD 4 Door Crew Cab 143WB used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Watertown Car Insurance Rate Comparisons

Watertown, NY's average car insurance of $964 differs from Fort Drum, NY (+$936), Sackets Harbor, NY (+$926), Pamelia Center, NY (+$706) and New York (+$405)

Watertown Fort Drum, NY Sackets Harbor, NY Pamelia Center, NY New York
Median Insurance Rates $964 +$936 +$926 +$706 +$405

Watertown Car Insurance Savings By Neighborhood & Street Area

Watertown Driver Street Residence & Car Locations Car Details in Watertown Watertown Driver Demographics Watertown Auto Insurance Estimates Recent Watertown Insurance Savings
Other Area
Stuart St2000 Buick Century Custom17 year male teenager$1,833$693
Marble St2008 Ford Fusion I4 SE18 year female teenager$1,756$857
Seymour St2007 Jeep Grand Cherokee Laredo16 year teenager$1,685$991
Burlington St2008 GMC Sierra 1500 Work Truck64 year senior$1,023$560
Maywood Ter2007 Nissan Murano S23 year man$1,257$582
Saint Mary St2006 Cadillac DTS Luxury I67 year female senior$1,114$925
East St2009 Mazda MAZDA3 i Sport32 year married man$1,188$539
Lincoln St2011 Hyundai Sonata GLS54 year married woman$836$780
Moulton St2013 Volkswagen Jetta S31 year woman$856$539
Farewell St2009 Chrysler 300 Touring60 year male senior$1,064$572

Watertown Post DUI Car Insurance Rates

Watertown Pinckney Fort Drum Pamelia New York
Median Post DUI Insurance Rate $1793 +$1722 +$1741 +$1517 +$753
Male Teenager Post DUI Insurance Rate $3783 +$3632 +$3673 +$3201 +$1588
Female Teenager Post DUI Insurance Rate $3513 +$3376 +$3413 +$2974 +$1477

The Post DUI insurance in Watertown, NY's is $1793 compared to Pinckney (+$1722), Fort Drum (+$1741), Pamelia (+$1517) and New York (+$753)

In Watertown, a male teenager with Post DUI pays $270 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Jeep Grand Cherokee Laredo in Watertown, NY would pay $3240 on auto insurance while a female teenager POST DUI would pay $3009.

Watertown Car Insurance by Segment

Watertown Teenagers Car Insurance Rates Comparison

1532 Watertown Teenagers (5% of total population), 51% Male & 49% Female.

Watertown Dexter Fort Drum Le Ray New York
All Teenagers $1966 +$1828 +$1910 +$1685 +$826
Male Teenager $2034 +$1890 +$1975 +$1742 +$854
Female Teenager $1889 +$1756 +$1835 +$1619 +$794

Watertown teenagers pay $1966 in insurance in contrast with Dexter (+$1828), Fort Drum (+$1910), Le Ray (+$1685) and New York (+$826). The difference between Male & Female teenagers in Watertown is $145

Example

  • 2010 Toyota Prius II Male Teenager Insurance Rate $1,833
  • 2013 Dodge Journey SXT Female Teenager Insurance Rate $1,824

Watertown Men & Women Car Insurance

27161 Watertown Adults (100% of total population), 49% Men & 51% Women.

Watertown Adams Jefferson County Glen Park New York
All Women $896 +$787 +$824 +$805 +$377
Married Women $867 +$762 +$798 +$780 +$365
All Men $1339 +$1176 +$1232 +$1204 +$563
Married Men $1291 +$1134 +$1188 +$1161 +$543

The typical insurance rate of $1339 that Watertown Men pay varies from Adams (+$1176), Jefferson County (+$1232), Glen Park (+$1204) and New York (+$563). In Watertown, married men pay $424 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,335
  • 2013 BMW 3 Series 328i Married Women Insurance Rate $1,707

Watertown Senior Car Insurance

4541 Watertown Seniors (16% of total population), 37% Senior Men & 63% Senior Women.

Watertown Pamelia Center Le Ray Black River New York
All Seniors $1089 +$798 +$933 +$922 +$457
Senior Men $1156 +$848 +$992 +$980 +$486
Senior Women $1002 +$734 +$859 +$849 +$421

Watertown seniors pay $1089 in insurance compared to Pamelia Center (+$798), Le Ray (+$933), Black River (+$922) and New York (+$457). In Watertown, senior men pay $154 more than senior women.

Watertown Car Insurance Discounts for Multiple Vehicles

Watertown Population with 1 Vehicle 4926 (42% of Watertown population), 2 Vehicles 3643 (31% of the Watertown population) and 3 vehicles 648 (6% of the population)

Watertown Le Ray Rutland Adams Center New York
2 Vehicles $1832 +$1569 +$1550 +$1683 +$770
3 Vehicles $2796 +$2395 +$2366 +$2569 +$1175
4 Vehicles $3760 +$3221 +$3182 +$3455 +$1580

Watertown Insurance Rates by Make

Watertown Acura Insurance

Watertown rates for Acura TSX models such as Sport Wagon, Sport Wagon Tech, Tech & TSX are nearly $944 to $948 compared to Acura MDX (+$130) Acura ZDX (-$60) & Acura RDX (+$130).

Watertown rates for Acura TL models such as TL, Advance, Tech, SH, SH Advance & SH Tech are about $990 to $1136. The rates for a car such as 2010 Acura TL Tech 4 Door Sedan would be about $1080 which is about 8% of the total cost of a car.

Watertown Audi Insurance

Watertown rates for Audi A5 2.0T is $1078 compared to Audi Q7 (-$140) Audi A4 (+$40) & Audi TTS (-$140).

ModelsInsurance RateCalciumWest MonroeHermonDeKalb Junction
Q5$1020-$330-$340-$360-$390
TT$1160-$370-$380-$410-$440
S5$1260-$410-$420-$440-$480
S4$1220-$390-$400-$430-$460
A3$990-$320-$330-$350-$380
A7$1200-$390-$400-$420-$460
A6$1200-$390-$400-$420-$460
A8$1440-$460-$470-$510-$550

Watertown BMW Insurance

BMW 5 series models such as 528i, GT, 535i & 550i cost roughly $1044 to $1270 in Watertown compared to BMW X series (+$80) BMW 1 series (+$150) & BMW Z series (-$30).

BMW 3 series models such as 328i, 335i & 335is cost around $1035 to $1233 in Watertown. The rates for a car such as 2010 BMW 335i 2 Door Coupe would be about $1140 which is about 8% of the total cost of a car.

ModelsInsurance RateRutlandCopenhagenMartinsburgHarrisville
7 series$1530-$460-$490-$590-$590
6 series$2080-$620-$670-$810-$810
M series$1480-$440-$480-$570-$570

Watertown Buick Insurance

ModelsInsurance RateThousand Island ParkAnnsvilleEdwardsFort Drum
Lacrosse$890-$60-$270-$290-$350
Enclave$890-$60-$270-$290-$350
Regal$870-$60-$260-$280-$340

Watertown Cadillac Insurance

ModelsInsurance RateDe PeysterAdams CenterLymeDiana
Escalade$1160-$370-$410-$430-$440
SRX$970-$310-$340-$360-$370
CTS$1030-$330-$360-$380-$390

Watertown Chevrolet Insurance

Watertown rates for Chevrolet Avalanche models such as LS, LTZ & LT are roughly $942 to $877 compared to Chevrolet Corvette (-$210) Chevrolet Equinox (+$90) & Chevrolet Camaro (-$30).

Chevrolet Malibu models such as LS, LT & LTZ cost approximately $853 to $937 in Watertown. A 2012 Chevrolet Malibu LT 4 Door Sedan's insurance costs in Watertown is $890 and varies from close by regions such as Lowville (+$270), Hammond (+$310), Dexter (+$320), Florence (+$330) and Philadelphia (+$350).

ModelsInsurance RateThree Mile BayWilnaLeydenHermon
Cruze$900-$280-$300-$300-$320
Express$840-$260-$280-$280-$300
Silverado$880-$270-$290-$290-$310

Watertown Chrysler Insurance

ModelsInsurance RateCopenhagenConstablevillePalermoGreat Bend
300$920-$300-$300-$330-$340
200$910-$290-$300-$330-$340
Town$810-$260-$270-$290-$300
300C$950-$310-$310-$340-$350

Watertown Dodge Insurance

Dodge Challenger models such as SRT8, SXT & R/T cost approximately $1116 to $978 in Watertown compared to Dodge Avenger (+$60) Dodge Charger (-$40) & Dodge Durango (+$50).

Watertown rates for Dodge Journey models such as SXT & Crew are around $828 to $844. Insurance for a 2008 Dodge Journey SXT 4 Door 2WD Wagon in Watertown is $820 while nearby places such as Adams, Plessis, Great Bend, DeKalb Junction and Hounsfield are costlier by $260, $270, $310, $310 and $310 respectively

Dodge Grand Caravan SXT insurance rate is $799 in Watertown. The rates for a car such as 2008 Dodge Grand Caravan SXT 2WD 4 Door Van would be about $790 which is about 7% of the total cost of a car.

Watertown Ford Insurance

Ford Fusion models such as SE, SEL & S cost roughly $894 to $883 in Watertown compared to Ford Mustang (-$130) Ford Edge (+$10) & Ford Taurus (-$40).

ModelsInsurance RateRutlandAnnsvilleAltmarHenderson
Flex$920-$280-$280-$320-$340
Explorer$890-$270-$270-$310-$330
F-150$860-$260-$260-$300-$320
Expedition$950-$290-$290-$330-$350
Transit$820-$250-$250-$290-$310
Fiesta$860-$260-$260-$300-$320
Focus$910-$270-$270-$320-$340

Watertown GMC Insurance

Watertown rates for GMC Terrain models such as SLE1 AWD & SLE1 are about $837 to $813 compared to GMC Acadia (-$40) GMC Yukon (-$90) & GMC Sierra (-$130).

Watertown Honda Insurance

Honda CR-V models such as EX & EX-L cost around $787 to $823 in Watertown compared to Honda CR-Z (-$130) Honda Pilot (-$60) & Honda Odyssey (-$0).

Watertown rates for Honda Fit models such as Fit & Sport are nearly $849 to $860. The rates for a car such as 2010 Honda Fit Sport 4 Door Hatchback would be about $850 which is about 4% of the total cost of a car.

ModelsInsurance RateWest CarthageAdams CenterJefferson CountyNatural Bridge
Accord$900-$290-$320-$320-$340
Civic$970-$310-$340-$340-$370
Insight$930-$300-$330-$330-$350

Watertown Hyundai Insurance

Hyundai Sonata models such as Limited, GLS & SE cost around $934 to $902 in Watertown compared to Hyundai Tucson (+$90) Hyundai Veloster (+$30) & Hyundai Accent (-$0).

Hyundai Elantra models such as GLS & Limited cost about $909 to $935 in Watertown. The rates for a car such as 2013 Hyundai Elantra Limited 4 Door Sedan would be about $930 which is about 2% of the total cost of a car.

Watertown rates for Hyundai Genesis models such as 2.0T Track, 2.0T, 2.0T Premium, Genesis, 3.8 Grand Touring, 3.8 Track & R-Spec are around $964 to $1039. A 2009 Hyundai Genesis R-Spec 4 Door Sedan's insurance costs in Watertown is $1020 while nearby places such as Annsville, Alexandria, Brownville, DeKalb Junction and Philadelphia are costlier by $310, $340, $340, $390 and $400 respectively

Hyundai Equus insurance rate is $1190 in Watertown. Insurance for a 2010 Hyundai Equus 4 Door Sedan in Watertown is $1170 compared to nearby locations such as Webb (-$220), Richville (+$360), Alexandria Bay (+$390), Sandy Creek (+$420) and Morristown (+$450).

Watertown Jeep Insurance

ModelsInsurance RateOsceolaAdams CenterCarthageClayton
Patriot$820-$250-$290-$290-$320
Grand$860-$260-$300-$310-$330
Compass$840-$260-$300-$300-$330

Watertown Kia Insurance

Watertown rates for Kia Soul is $875 compared to Kia Sedona (+$30) Kia Sorento (+$20) & Kia Optima (-$70).

ModelsInsurance RateAnnsvilleThree Mile BayOswego CountyOsceola
Rio$940-$280-$290-$290-$290
Sportage$860-$260-$260-$260-$260
Forte$920-$280-$280-$280-$280

Watertown Lexus Insurance

Watertown rates for Lexus ES 350 is $980 compared to Lexus GX (-$40) Lexus LS (-$360) & Lexus IS (-$100).

Lexus GX460 Premium insurance rate is $1023 in Watertown. The rates for a car such as 2008 Lexus GX460 Premium 4 Door Utility would be about $1010 which is about 9% of the total cost of a car.

Lexus RX models such as 350 & 450h cost around $971 to $1010 in Watertown. Insurance for a 2011 Lexus RX 350 4 Door Utility in Watertown is $960 while nearby places such as Annsville, Hammond, Fowler, Henderson and Diana are costlier by $290, $340, $360, $360 and $370 respectively

Watertown Lincoln Insurance

Watertown rates for Lincoln Navigator models such as Navigator & L are around $1047 to $1092 compared to Lincoln MKS (-$10) Lincoln MKT (+$100) & Lincoln MKX (+$150).

Lincoln MKZ models such as MKZ & Hybrid cost about $969 to $999 in Watertown. A 2008 Lincoln MKZ Hybrid 4 Door Sedan's insurance costs in Watertown is $980 while nearby places such as Belleville, Mannsville, Lorraine, Rossie and Clayton are costlier by $290, $350, $370, $380 and $380 respectively

Watertown Mazda Insurance

Watertown rates for Mazda Mazdaspeed3 is $987 compared to Mazda MX5 (+$140) Mazda Mazda5 (+$100) & Mazda Mazda6s (+$20).

ModelsInsurance RateBellevilleNew BremenChaumontClayton
CX-9$860-$260-$260-$320-$330
Mazda3i$940-$280-$290-$350-$360
Mazda2$860-$260-$260-$320-$330
Mazda3s$970-$290-$300-$360-$380
Mazda6i$890-$270-$270-$330-$350

Watertown Nissan Insurance

Nissan Versa models such as SL & S cost approximately $828 to $874 in Watertown compared to Nissan Juke (-$20) Nissan Sentra (-$110) & Nissan 370Z (-$160).

ModelsInsurance RateCalciumLyonsdaleLaconaWatson
Pathfinder$840-$270-$330-$330-$330
NV3500$910-$290-$350-$350-$350
Altima$1030-$330-$400-$400-$400
Rogue$890-$290-$350-$350-$350
Titan$930-$300-$360-$360-$360
Murano$860-$280-$330-$330-$330
Quest$900-$290-$350-$350-$350
Armada$1000-$320-$390-$390-$390
Maxima$1040-$340-$400-$400-$400

Watertown Toyota Insurance

Watertown rates for Toyota Sienna is $791 compared to Toyota Sequoia (-$110) Toyota Avalon (-$100) & Toyota 4Runner (-$90).

Toyota Camry models such as LE, SE & XLE cost approximately $890 to $916 in Watertown. Insurance for a 2013 Toyota Camry LE 4 Door Sedan in Watertown is $880 while nearby places such as Belleville, Cape Vincent, Montague, Macomb and Lyonsdale are costlier by $260, $300, $300, $320 and $340 respectively

Toyota Prius models such as c, v, Prius & Plug-In hybrid cost around $854 to $908 in Watertown. The rates for a car such as 2011 Toyota Prius 4 Door Hatchback Hybrid would be about $850 which is about 4% of the total cost of a car.

Toyota Corolla models such as L, LE & S cost approximately $897 to $902 in Watertown. A 2010 Toyota Corolla LE 4 Door Sedan's insurance costs in Watertown is $890 & varies from nearby locations such as Orleans (+$270), Calcium (+$290), Boylston (+$290), Champion (+$290) and Hammond (+$310).

Watertown Volkswagen Insurance

Watertown rates for Volkswagen Touareg models such as TDI, Hybrid & Touareg are approximately $1059 to $940 compared to Volkswagen CC (+$110) Volkswagen Passat (+$170) & Volkswagen Jetta (+$190).

Volkswagen Tiguan models such as SE & SEL cost approximately $944 to $953 in Watertown. Insurance for a 2009 Volkswagen Tiguan SE 2WD 4 Door Utility Turbo in Watertown is $930 & differs from places such as Osceola (+$290), Leyden (+$310), Cape Vincent (+$310), Castorland (+$330) and Turin (+$330).

ModelsInsurance RateAdams CenterHounsfieldDenmarkPhiladelphia
Golf$910-$320-$350-$350-$350
GTI$910-$320-$350-$350-$350
Eos$1000-$350-$380-$380-$390