Watertown Car Insurance Rates, Quotes & Agents Reviews & Research in New York

Watertown, NY residents can save $390 by comparing multiple quotes & reading reviews & research on Watertown car insurance rates, quotes, agents & coverage.

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$750 $964 $1,398

Watertown, NY residents can save $390 by comparing multiple quotes & reading reviews & research on Watertown car insurance rates, quotes, agents & coverage.

Latest Auto Insurance Reviews in Watertown, New York


Allstate
All State is a good insurance company. They are better than other companies because it's cheaper and you get the same coverage. I switches from Farmer's to All State and saved almost $500 a year.
Usaa
I love my insurance company and the price for what they give me. I bundled my renter's insurance with my full coverage car insurance for a very low price. And best of all is that my insurance company is also my bank. USAA is the best company I have ever had the pleasure to deal with.
Geico
I think that I am paying more as compared to the other companies for my vehicle. With my driving history and age of the vehicle, I strongly feel that I should be paying a lot less for insurance.
Liberty Mutual
The ease of setting up the insurance and paying it has been great. I have not had any issues with things like address changes or renewals, everything has been efficient, user-friendly, and quite easy to navigate.
State Farm
We have an independent agent that is only about 15 minutes away. We can call or walk into the office anytime during business hours and talk to her.
Aaa
Overall for the price I find the AAA Insurance has been great for the last three years I have been with them. I continue to review my insurance yearly but the always seem to be the lowest in price.
Allstate
could be cheaper but then again so could every other company that's out there, so I don't really have too much to say
State Farm
I wish State Farm would offer a vanishing deductible as I have seen with Allstate. Other companies also offer incentives that State Farm does not.
Write Your Review | Watertown, New York Auto Insurance Analysis
Safeco Insurance, Watertown, NY
$239/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed <1 year ago with Own Fiat 500 Sport used for Business with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Watertown, NY
$91/1 month
Car Insurance Policy Holder
  • Married 70 Years old Male licensed 18 years ago with Financed GMC, Sierra 1500 SL, 4WD 4 Door Crew Cab 143WB used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Watertown Car Insurance Rate Comparisons

Watertown, NY's average car insurance of $964 differs from Fort Drum, NY (+$936), Sackets Harbor, NY (+$926), Pamelia Center, NY (+$706) and New York (+$405)

Watertown Fort Drum, NY Sackets Harbor, NY Pamelia Center, NY New York
Median Insurance Rates $964 +$936 +$926 +$706 +$405

Watertown Car Insurance Savings By Neighborhood & Street Area

Watertown Driver Street Residence & Car Locations Car Details in Watertown Watertown Driver Demographics Watertown Auto Insurance Estimates Recent Watertown Insurance Savings
Other Area
Stuart St2000 Buick Century Custom17 year male teenager$1,833$693
Marble St2008 Ford Fusion I4 SE18 year female teenager$1,756$857
Seymour St2007 Jeep Grand Cherokee Laredo16 year teenager$1,685$991
Burlington St2008 GMC Sierra 1500 Work Truck64 year senior$1,023$560
Maywood Ter2007 Nissan Murano S23 year man$1,257$582
Saint Mary St2006 Cadillac DTS Luxury I67 year female senior$1,114$925
East St2009 Mazda MAZDA3 i Sport32 year married man$1,188$539
Lincoln St2011 Hyundai Sonata GLS54 year married woman$836$780
Moulton St2013 Volkswagen Jetta S31 year woman$856$539
Farewell St2009 Chrysler 300 Touring60 year male senior$1,064$572

Watertown Post DUI Car Insurance Rates

Watertown Pinckney Fort Drum Pamelia New York
Median Post DUI Insurance Rate $1793 +$1722 +$1741 +$1517 +$753
Male Teenager Post DUI Insurance Rate $3783 +$3632 +$3673 +$3201 +$1588
Female Teenager Post DUI Insurance Rate $3513 +$3376 +$3413 +$2974 +$1477

The Post DUI insurance in Watertown, NY's is $1793 compared to Pinckney (+$1722), Fort Drum (+$1741), Pamelia (+$1517) and New York (+$753)

In Watertown, a male teenager with Post DUI pays $270 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Jeep Grand Cherokee Laredo in Watertown, NY would pay $3240 on auto insurance while a female teenager POST DUI would pay $3009.

Watertown Car Insurance by Segment

Watertown Teenagers Car Insurance Rates Comparison

1532 Watertown Teenagers (5% of total population), 51% Male & 49% Female.

Watertown Dexter Fort Drum Le Ray New York
All Teenagers $1966 +$1828 +$1910 +$1685 +$826
Male Teenager $2034 +$1890 +$1975 +$1742 +$854
Female Teenager $1889 +$1756 +$1835 +$1619 +$794

Watertown teenagers pay $1966 in insurance in contrast with Dexter (+$1828), Fort Drum (+$1910), Le Ray (+$1685) and New York (+$826). The difference between Male & Female teenagers in Watertown is $145

Example

  • 2010 Toyota Prius II Male Teenager Insurance Rate $1,833
  • 2013 Dodge Journey SXT Female Teenager Insurance Rate $1,824

Watertown Men & Women Car Insurance

27161 Watertown Adults (100% of total population), 49% Men & 51% Women.

Watertown Adams Jefferson County Glen Park New York
All Women $896 +$787 +$824 +$805 +$377
Married Women $867 +$762 +$798 +$780 +$365
All Men $1339 +$1176 +$1232 +$1204 +$563
Married Men $1291 +$1134 +$1188 +$1161 +$543

The typical insurance rate of $1339 that Watertown Men pay varies from Adams (+$1176), Jefferson County (+$1232), Glen Park (+$1204) and New York (+$563). In Watertown, married men pay $424 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,335
  • 2013 BMW 3 Series 328i Married Women Insurance Rate $1,707

Watertown Senior Car Insurance

4541 Watertown Seniors (16% of total population), 37% Senior Men & 63% Senior Women.

Watertown Pamelia Center Le Ray Black River New York
All Seniors $1089 +$798 +$933 +$922 +$457
Senior Men $1156 +$848 +$992 +$980 +$486
Senior Women $1002 +$734 +$859 +$849 +$421

Watertown seniors pay $1089 in insurance compared to Pamelia Center (+$798), Le Ray (+$933), Black River (+$922) and New York (+$457). In Watertown, senior men pay $154 more than senior women.

Watertown Car Insurance Discounts for Multiple Vehicles

Watertown Population with 1 Vehicle 4926 (42% of Watertown population), 2 Vehicles 3643 (31% of the Watertown population) and 3 vehicles 648 (6% of the population)

Watertown Le Ray Rutland Adams Center New York
2 Vehicles $1832 +$1569 +$1550 +$1683 +$770
3 Vehicles $2796 +$2395 +$2366 +$2569 +$1175
4 Vehicles $3760 +$3221 +$3182 +$3455 +$1580

Watertown Insurance Rates by Make

Watertown Audi Insurance

ModelsInsurance RateCalciumWest MonroeHermonDeKalb Junction
Q5$1020-$330-$340-$360-$390
TT$1160-$370-$380-$410-$440
S5$1260-$410-$420-$440-$480
S4$1220-$390-$400-$430-$460
A3$990-$320-$330-$350-$380
A7$1200-$390-$400-$420-$460
A6$1200-$390-$400-$420-$460
A8$1440-$460-$470-$510-$550

Watertown BMW Insurance

ModelsInsurance RateRutlandCopenhagenMartinsburgHarrisville
7 series$1530-$460-$490-$590-$590
6 series$2080-$620-$670-$810-$810
M series$1480-$440-$480-$570-$570

Watertown Buick Insurance

ModelsInsurance RateThousand Island ParkAnnsvilleEdwardsFort Drum
Lacrosse$890-$60-$270-$290-$350
Enclave$890-$60-$270-$290-$350
Regal$870-$60-$260-$280-$340

Watertown Cadillac Insurance

ModelsInsurance RateDe PeysterAdams CenterLymeDiana
Escalade$1160-$370-$410-$430-$440
SRX$970-$310-$340-$360-$370
CTS$1030-$330-$360-$380-$390

Watertown Chevrolet Insurance

ModelsInsurance RateThree Mile BayWilnaLeydenHermon
Cruze$900-$280-$300-$300-$320
Express$840-$260-$280-$280-$300
Silverado$880-$270-$290-$290-$310

Watertown Chrysler Insurance

ModelsInsurance RateCopenhagenConstablevillePalermoGreat Bend
300$920-$300-$300-$330-$340
200$910-$290-$300-$330-$340
Town$810-$260-$270-$290-$300
300C$950-$310-$310-$340-$350

Watertown Ford Insurance

ModelsInsurance RateRutlandAnnsvilleAltmarHenderson
Flex$920-$280-$280-$320-$340
Explorer$890-$270-$270-$310-$330
F-150$860-$260-$260-$300-$320
Expedition$950-$290-$290-$330-$350
Transit$820-$250-$250-$290-$310
Fiesta$860-$260-$260-$300-$320
Focus$910-$270-$270-$320-$340

Watertown Honda Insurance

ModelsInsurance RateWest CarthageAdams CenterJefferson CountyNatural Bridge
Accord$900-$290-$320-$320-$340
Civic$970-$310-$340-$340-$370
Insight$930-$300-$330-$330-$350

Watertown Jeep Insurance

ModelsInsurance RateOsceolaAdams CenterCarthageClayton
Patriot$820-$250-$290-$290-$320
Grand$860-$260-$300-$310-$330
Compass$840-$260-$300-$300-$330

Watertown Kia Insurance

ModelsInsurance RateAnnsvilleThree Mile BayOswego CountyOsceola
Rio$940-$280-$290-$290-$290
Sportage$860-$260-$260-$260-$260
Forte$920-$280-$280-$280-$280

Watertown Mazda Insurance

ModelsInsurance RateBellevilleNew BremenChaumontClayton
CX-9$860-$260-$260-$320-$330
Mazda3i$940-$280-$290-$350-$360
Mazda2$860-$260-$260-$320-$330
Mazda3s$970-$290-$300-$360-$380
Mazda6i$890-$270-$270-$330-$350

Watertown Nissan Insurance

ModelsInsurance RateCalciumLyonsdaleLaconaWatson
Pathfinder$840-$270-$330-$330-$330
NV3500$910-$290-$350-$350-$350
Altima$1030-$330-$400-$400-$400
Rogue$890-$290-$350-$350-$350
Titan$930-$300-$360-$360-$360
Murano$860-$280-$330-$330-$330
Quest$900-$290-$350-$350-$350
Armada$1000-$320-$390-$390-$390
Maxima$1040-$340-$400-$400-$400

Watertown Volkswagen Insurance

ModelsInsurance RateAdams CenterHounsfieldDenmarkPhiladelphia
Golf$910-$320-$350-$350-$350
GTI$910-$320-$350-$350-$350
Eos$1000-$350-$380-$380-$390