Waukegan, IL Auto Insurance Rates

Waukegan, IL residents can save $430 by comparing multiple quotes & reading reviews & research on Waukegan car insurance rates, quotes, agents & coverage.

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$689 $1,080 $1,618

Latest Auto Insurance Reviews in Waukegan, Illinois


Geico
I am satisfied with this premium compared to other insurance companies because it offers me more discounts. It offers me some discounts based on my driving history and affiliation with a professional organization.
State Farm
This company has the best deal for me. The payments are easy and the other ones do not offer this same coverage.
Geico
Premium figures have been really well with Geico. I chose a higher premium to keep monthly figures down to help with my monthly budgets
Geico
The company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.
Aaa
AAA is pretty standard and doesn't offer anything special beyond bundling discounts.
Aaa
This company offers no frills, just the basics.
Aaa
Customer support is good other than the fact that each department has its own customer service lines so if you have multiple questions you have to call multiple lines.
State Farm
My personal agent has a very large phone-tree if you call him, and sometimes emails can get lost in the shuffle. Once he is aware of the problem though, everything is handled well. For collisions sent through the website, everything was very prompt.
Geico
I love the fact that I am able to quickly get someone on the phone. Seems almost like you have your own personal agent to deal with your insurance. They have online payments as well as phone payments. I am also allowed to have other people call on my behalf and pay my bill for me. Overall a very good company.
Aaa
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
Geico
I like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.
Allstate
They are responsive, easy to get in touch with and offer rates and terms that I am satisfied with. I have had the same agent for more than a decade, so consistency and reliability is also a big factor in staying with this company.
Aaa
This company doesn't go to bat for their customers. They basically just hope you will pay for everything and will go away.
State Farm
I still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.
Geico
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
Aaa
I recently had to pay $500 to get my car repaired after someone hit my car, and I am really unhappy about it. I don't feel like the company tried to get my claim resolved in a fair way at all.
Write Your Review | Waukegan, Illinois Auto Insurance Analysis
Safeco Insurance, Waukegan, IL
$91/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Chrysler Town & Country Touring L used for Business with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Waukegan, IL
$70/1 month
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 5 years ago with Own Chevrolet Malibu LT used for Commute to Work or School with estimated annual mileage of 20,001+.
  • vocational education & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Waukegan, IL
$49/1 month
Car Insurance Policy Holder
  • Divorced 39 Years old Male licensed 24 years ago with Leased Toyota, Avalon Limited, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20001.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Amica Auto Insurance, Waukegan, IL
$727/12 months
Car Insurance Policy Holder
  • Married 34 Years old Male licensed 4 years ago with Financed Chevrolet, Malibu LT, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
American Family Insurance, Waukegan, IL
$746/12 months
Car Insurance Policy Holder
  • Married 25 Years old Male licensed 10 years ago with Financed Hyundai, Sonata Limited, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Waukegan, IL
$598/12 months
Car Insurance Policy Holder
  • Married 28 Years old Male licensed 4 years ago with Financed Chevrolet, Equinox LTZ, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 400 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, Waukegan, IL
$574/12 months
Car Insurance Policy Holder
  • Single 51 Years old Male licensed 20 years ago with Financed Mazda, Mazda6i Touring Plus, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Waukegan, IL
$632/12 months
Car Insurance Policy Holder
  • Single 58 Years old Female licensed 6 years ago with Own Toyota, Corolla S, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Waukegan, IL
$1,716/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Chevrolet, Corvette, 2 Door Convertible used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Waukegan Car Insurance Rate Comparisons

Waukegan, IL's average car insurance of $1080 differs from Wadsworth, IL (+$650), Third Lake, IL (+$650), Green Oaks, IL (+$730) and Illinois (+$242)

Waukegan Wadsworth, IL Third Lake, IL Green Oaks, IL Illinois
Median Insurance Rates $1080 +$650 +$650 +$730 +$242

Waukegan Car Insurance Savings By Neighborhood & Street Area

Waukegan Driver Street Residence & Car Locations Car Details in Waukegan Waukegan Driver Demographics Waukegan Auto Insurance Estimates Recent Waukegan Insurance Savings
Spaulding Corners
Worack Pl2001 Buick Century Limited69 year female senior$1,253$411
Lloyd Ave2003 GMC Yukon XL 150035 year woman$939$373
Dunes Park
Beech Ave2008 Jeep Commander Sport39 year married man$1,278$376
N Manor St2008 Ford Fusion SE17 year male teenager$3,506$733
Five Points
Arrington Ct2001 Chevrolet Silverado 2500HD Base18 year female teenager$3,150$565
15th Pl2009 Mazda MAZDA3 s Sport60 year male senior$1,371$809
Beach Station
N Ballentine St2008 Chrysler 300 Touring16 year teenager$3,176$509
Twyford Rd2007 Cadillac DTS Base49 year married woman$1,054$914
Bancroft Corners
Metropolitan Ave2014 Volkswagen Jetta S23 year man$1,689$972
W Bonnie Brook Ln N2012 Hyundai Sonata GLS67 year senior$1,375$511

Waukegan Post DUI Car Insurance Rates

Waukegan Newport Park City Third Lake Illinois
Median Post DUI Insurance Rate $2008 +$1302 +$1340 +$1209 +$450
Male Teenager Post DUI Insurance Rate $7533 +$4882 +$5022 +$4532 +$1687
Female Teenager Post DUI Insurance Rate $6346 +$4114 +$4233 +$3820 +$1423

The Post DUI insurance in Waukegan, IL's is $2008 compared to Newport (+$1302), Park City (+$1340), Third Lake (+$1209) and Illinois (+$450)

In Waukegan, a male teenager with Post DUI pays $1187 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Commander Sport in Waukegan, IL would pay $5907 on auto insurance while a female teenager POST DUI would pay $4977.

Waukegan Car Insurance by Segment

Waukegan Teenagers Car Insurance Rates Comparison

7665 Waukegan Teenagers (8% of total population), 50% Male & 50% Female.

Waukegan Third Lake Libertyville Beach Park Illinois
All Teenagers $3704 +$2229 -$377 +$1132 +$830
Male Teenager $4050 +$2437 -$413 +$1237 +$907
Female Teenager $3412 +$2054 -$347 +$1043 +$765

Waukegan teenagers pay $3704 in insurance in contrast with Third Lake (+$2229), Libertyville (-$377), Beach Park (+$1132) and Illinois (+$830). The difference between Male & Female teenagers in Waukegan is $638

Example

  • 2013 Toyota Prius Two Male Teenager Insurance Rate $3,491
  • 2013 Dodge Journey SXT Female Teenager Insurance Rate $3,002

Waukegan Men & Women Car Insurance

91091 Waukegan Adults (100% of total population), 50% Men & 50% Women.

Waukegan Knollwood Lake Forest Grayslake Illinois
All Women $1015 +$686 -$75 -$127 +$227
Married Women $950 +$642 -$70 -$119 +$213
All Men $1879 +$1270 -$138 -$235 +$421
Married Men $1630 +$1103 -$119 -$204 +$366

The typical insurance rate of $1879 that Waukegan Men pay varies from Knollwood (+$1270), Lake Forest (-$138), Grayslake (-$235) and Illinois (+$421). In Waukegan, married men pay $680 more than married women.

Example

  • 2011 Lincoln MKZ Base Married Men Insurance Rate $1,771
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,346

Waukegan Senior Car Insurance

11062 Waukegan Seniors (12% of total population), 44% Senior Men & 56% Senior Women.

Waukegan Zion Shields Benton Illinois
All Seniors $1533 -$3 +$923 -$42 +$344
Senior Men $1566 -$3 +$942 -$44 +$350
Senior Women $1522 -$3 +$917 -$42 +$342

Waukegan seniors pay $1533 in insurance compared to Zion (-$3), Shields (+$923), Benton (-$42) and Illinois (+$344). In Waukegan, senior men pay $44 more than senior women.

Waukegan Car Insurance Discounts for Multiple Vehicles

Waukegan Population with 1 Vehicle 10015 (35% of Waukegan population), 2 Vehicles 10258 (35% of the Waukegan population) and 3 vehicles 3532 (12% of the population)

Waukegan Libertyville Zion Knollwood Illinois
2 Vehicles $2052 -$209 -$3 +$1387 +$460
3 Vehicles $3132 -$319 -$5 +$2117 +$702
4 Vehicles $4212 -$429 -$7 +$2847 +$944

Find the Cheapest auto insurance in Waukegan, IL