Waxahachie, TX Auto Insurance Rates

Waxahachie, TX residents can save $530 by comparing multiple quotes & reading reviews & research on Waxahachie car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,093 $1,322 $1,589

Latest Auto Insurance Reviews in Waxahachie, Texas


Progressive
I believe the policies related to vehicle accidents is very good. They've been very fair in how they handle them. It is easy to reach their customer service to inquire and pass the necessary information post accident and they are quick to turn around with a resolution.
Metlife
At this point, I'll rate MetLife a 3 on their auto insurance. I drive about 5-6 thousand miles a year and my policy seems to go up a bit each year. I called awhile back to ask why and was told there are folks making claims, it was hard for me to understand why I have to pay higher rates for someone else's transgressions. I do not know about other companies, but I should probably start looking. I have a fear though, that if I change, my other policies with MetLife, home, umbrella, flood will go up, making it a wash.
Usaa
USAA is easy to get a hold of when I need them. Response time is one of the quickest in the industry.
Write Your Review | Waxahachie, Texas Auto Insurance Analysis
Hartford, Waxahachie, TX
$102/1 month
Car Insurance Policy Holder
  • Single 23 Years old Female licensed 7 years ago with Financed Subaru Legacy 2.5I used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Waxahachie, TX
$126/1 month
Car Insurance Policy Holder
  • Single 26 Years old Male licensed 6 years ago with Financed Ford, Explorer Limited, 4 Door SUV 4WD used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 400 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Hartford, Waxahachie, TX
$1,375/12 months
Car Insurance Policy Holder
  • Single 44 Years old Male licensed 22 years ago with Financed Toyota, Corolla L, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Waxahachie, TX
$1,075/12 months
Car Insurance Policy Holder
  • Married 33 Years old Female licensed 14 years ago with Leased Infiniti, M Series M35h, 4 Door Sedan used for Business with estimated annual mileage of 6,001 - 7,500.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Usaa Auto Insurance, Waxahachie, TX
$1,314/12 months
Car Insurance Policy Holder
  • Divorced 41 Years old Female licensed 5 years ago with Own Chrysler, 300 S, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Waxahachie, TX
$1,937/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Jeep, Compass Limited, 4WD 4 Door Utility used for Business with estimated annual mileage of 20,001+.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Waxahachie, TX
$2,074/12 months
Car Insurance Policy Holder
  • Single 54 Years old Female licensed 39 years ago with Financed Infiniti, G37, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
  • High School & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 500 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Nationwide Insurance, Waxahachie, TX
$938/12 months
Car Insurance Policy Holder
  • Married 76 Years old Female licensed 16 years ago with Financed Kia, Forte Koup SX, 2WD 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • PhD & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 3 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Waxahachie Car Insurance Rate Comparisons

Waxahachie, TX's average car insurance of $1322 differs from Glenn Heights, TX (+$338), Lancaster, TX (+$131), Ennis, TX (+$9) and Texas (+$223)

Waxahachie Glenn Heights, TX Lancaster, TX Ennis, TX Texas
Median Insurance Rates $1322 +$338 +$131 +$9 +$223

Waxahachie Car Insurance Savings By Neighborhood & Street Area

Waxahachie Driver Street Residence & Car Locations Car Details in Waxahachie Waxahachie Driver Demographics Waxahachie Auto Insurance Estimates Recent Waxahachie Insurance Savings
Nena
Sam St2005 Mazda MAZDA3 s34 year woman$1,157$447
Brenna Rd1999 Buick Century Limited16 year teenager$2,558$919
Avalon
Sandswitch Dr2007 Ford Fusion I-4 SE28 year man$1,571$982
Holder Rd2006 Cadillac DTS Luxury I16 year female teenager$2,962$808
Sardis
Daniel Rd2011 Volkswagen Jetta Base62 year senior$1,341$644
Longbranch Rd2008 Chrysler 300 Touring72 year female senior$1,321$989
Rockett
Huntington Ct2010 Lincoln MKZ Base29 year married man$1,682$861
Springdale Dr2012 Hyundai Sonata GLS29 year married woman$1,143$957
Nelson
Butler Ln2006 Jeep Commander Base18 year male teenager$2,444$492
Holder Rd2013 Honda Civic U.S. LX71 year male senior$1,259$989

Waxahachie Post DUI Car Insurance Rates

Waxahachie Maypearl Garrett Pecan Hill Texas
Median Post DUI Insurance Rate $2458 +$1448 +$1299 +$201 +$415
Male Teenager Post DUI Insurance Rate $5606 +$3299 +$2959 +$457 +$944
Female Teenager Post DUI Insurance Rate $4696 +$2764 +$2479 +$383 +$791

The Post DUI insurance in Waxahachie, TX's is $2458 compared to Maypearl (+$1448), Garrett (+$1299), Pecan Hill (+$201) and Texas (+$415)

In Waxahachie, a male teenager with Post DUI pays $910 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Waxahachie, TX would pay $5165 on auto insurance while a female teenager POST DUI would pay $4326.

Waxahachie Car Insurance by Segment

Waxahachie Teenagers Car Insurance Rates Comparison

6014 Waxahachie Teenagers (7% of total population), 49% Male & 51% Female.

Waxahachie Midlothian Red Oak Oak Leaf Texas
All Teenagers $2749 -$31 +$121 -$649 +$464
Male Teenager $3014 -$35 +$132 -$712 +$508
Female Teenager $2525 -$29 +$110 -$596 +$425

Waxahachie teenagers pay $2749 in insurance in contrast with Midlothian (-$31), Red Oak (+$121), Oak Leaf (-$649) and Texas (+$464). The difference between Male & Female teenagers in Waxahachie is $489

Example

  • 2005 GMC Sierra 1500 Denali Male Teenager Insurance Rate $2,929
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,376

Waxahachie Men & Women Car Insurance

77430 Waxahachie Adults (100% of total population), 49% Men & 51% Women.

Waxahachie Ellis County Venus Glenn Heights Texas
All Women $1269 +$84 +$372 +$324 +$214
Married Women $1216 +$81 +$357 +$311 +$205
All Men $1705 +$113 +$500 +$436 +$288
Married Men $1612 +$108 +$474 +$413 +$272

The typical insurance rate of $1705 that Waxahachie Men pay varies from Ellis County (+$113), Venus (+$500), Glenn Heights (+$436) and Texas (+$288). In Waxahachie, married men pay $396 more than married women.

Example

  • 2011 Audi A4 2.0T quattro Premium Married Men Insurance Rate $1,444
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,398

Waxahachie Senior Car Insurance

11787 Waxahachie Seniors (15% of total population), 48% Senior Men & 52% Senior Women.

Waxahachie Ovilla Cedar Hill Lancaster Texas
All Seniors $1427 +$873 +$117 +$142 +$241
Senior Men $1493 +$913 +$122 +$148 +$252
Senior Women $1388 +$848 +$113 +$137 +$234

Waxahachie seniors pay $1427 in insurance compared to Ovilla (+$873), Cedar Hill (+$117), Lancaster (+$142) and Texas (+$241). In Waxahachie, senior men pay $105 more than senior women.

Waxahachie Car Insurance Discounts for Multiple Vehicles

Waxahachie Population with 1 Vehicle 6378 (24% of Waxahachie population), 2 Vehicles 11593 (44% of the Waxahachie population) and 3 vehicles 4943 (19% of the population)

Waxahachie Oak Leaf Bristol Italy Texas
2 Vehicles $2512 -$593 +$34 +$1174 +$424
3 Vehicles $3834 -$905 +$52 +$1792 +$647
4 Vehicles $5156 -$1217 +$70 +$2410 +$870