Wichita Falls, TX Auto Insurance Rates

Wichita Falls, TX residents can save $450 by comparing multiple quotes & reading reviews & research on Wichita Falls car insurance rates, quotes, agents & coverage.

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$978 $1,120 $1,322

Latest Auto Insurance Reviews in Wichita Falls, Texas

The premiums cost more through different companies which are all higher. A lot higher in price
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
I think I got a pretty standard insurance. I have a lot of confidence in my driving ability so I feel like I don't really need a premium coverage. But my state has a requirement for vehicle insurance.
I was the lowest premium I could find an equal to or better than what others covered.
Allstate offers a multitude of discounts and I have a very friendly agent that is always willing to answer questions, even when he's out of the office.
pretty much the same as any other insurance company
I feel that this company is easy to get ahold of. I have no problems accessing customer service. They were also very helpful when I needed a tow.
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm
They are always there to help and they go above and beyond to make sure I am given all of the things I need to feel safe with them.
I like that I can't interact with them online and also call easily. I have been able to contact them without issues
I like that the company is very accessible. I can reach someone through chat email or phone. Anytime I reach someone I am able to get a prompt answer and quick customer service.
State Farm
I like that I can access their website and do most of what is needed. Also, they are very accessible by phone. It is a local business so I can go to the office easily.
I like that I am able to reach customer service at any time and make policy changes at any time.
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,
I love the fact about how quick they work on claims to get them solved.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.
I like that I am not a number. I mean, I am... But the interactions with the sales agents and service agents are always a conversation, not a transaction.
It is inexpensive and well known. I wouldn't anticipate having any problems if I did need to file a claim.
I pretty much don’t have any dislikes about this company. They gave me an affordable price so I can't complain about them at all.
I don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.
I can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
There is nothing that I really dislike about the company. You pretty much get what you pay for. So when I am in need of more services I will either have to upgrade my services or choose a different company.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.
State Farm
My dislike would be that their hours at the office are not easy to access for those of us that work all day. They have no weekend hours.
I don't like that they are so large that if I have an issue that I am currently going through can get lost in translation and not get processed for an unknown number of days or weeks.
Write Your Review | Wichita Falls, Texas Auto Insurance Analysis
State Farm Auto Insurance, Wichita Falls, TX
$78/1 month
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 1 year ago with Own Chevrolet Silverado 1500 LTZ used for Business with estimated annual mileage of 12,001 - 15,000.
  • bachelors degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Wichita Falls Car Insurance Rate Comparisons

Wichita Falls, TX's average car insurance of $1120 differs from Clay County, TX (+$1020), Dean, TX (+$700), Electra, TX (+$970) and Texas (+$425)

Wichita Falls Clay County, TX Dean, TX Electra, TX Texas
Median Insurance Rates $1120 +$1020 +$700 +$970 +$425

Wichita Falls Car Insurance Savings By Neighborhood & Street Area

Wichita Falls Driver Street Residence & Car Locations Car Details in Wichita Falls Wichita Falls Driver Demographics Wichita Falls Auto Insurance Estimates Recent Wichita Falls Insurance Savings
Bonita Ln2004 Cadillac DeVille Base37 year married man$1,603$463
K Mart Dr2005 GMC Sierra 1500 SLE67 year senior$1,175$417
Randel Dr2008 Jeep Liberty Sport19 year female teenager$1,730$975
Lake Rd2007 Mazda 3 I27 year man$1,319$446
Other Area
Beverly Dr2008 Buick LaCrosse Super24 year woman$1,011$669
E Inwood Dr2011 Ford Fusion SE18 year teenager$2,156$912
Hayes St2010 Toyota Prius IV48 year married woman$916$362
Thaten Dr2011 Hyundai Sonata GLS PZEV19 year male teenager$2,409$777
Palmetto Dr2014 Volkswagen Jetta S73 year female senior$1,113$772
Greenridge Dr2012 Kia Sorento LX83 year male senior$1,106$549

Wichita Falls Post DUI Car Insurance Rates

Wichita Falls Wichita County Pleasant Valley Randlett, OK Texas
Median Post DUI Insurance Rate $2083 +$1655 +$1320 +$3050 +$790
Male Teenager Post DUI Insurance Rate $4748 +$3774 +$3011 +$6955 +$1802
Female Teenager Post DUI Insurance Rate $3978 +$3162 +$2522 +$5826 +$1509

The Post DUI insurance in Wichita Falls, TX's is $2083 compared to Wichita County (+$1655), Pleasant Valley (+$1320), Randlett, OK (+$3050) and Texas (+$790)

In Wichita Falls, a male teenager with Post DUI pays $770 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Sport in Wichita Falls, TX would pay $3840 on auto insurance while a female teenager POST DUI would pay $3217.

Wichita Falls Car Insurance by Segment

Wichita Falls Teenagers Car Insurance Rates Comparison

9247 Wichita Falls Teenagers (8% of total population), 57% Male & 43% Female.

Wichita Falls Henrietta Wichita County Scotland Texas
All Teenagers $2329 +$2059 +$1851 +$1685 +$884
Male Teenager $2553 +$2257 +$2029 +$1847 +$969
Female Teenager $2139 +$1891 +$1700 +$1547 +$811

Wichita Falls teenagers pay $2329 in insurance in contrast with Henrietta (+$2059), Wichita County (+$1851), Scotland (+$1685) and Texas (+$884). The difference between Male & Female teenagers in Wichita Falls is $414


  • 2007 Chevrolet Silverado 2500HD LTZ Male Teenager Insurance Rate $2,423
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $2,223

Wichita Falls Men & Women Car Insurance

108406 Wichita Falls Adults (100% of total population), 52% Men & 48% Women.

Wichita Falls Cashion Community Wichita County Iowa Park Texas
All Women $1075 +$566 +$854 +$9 +$408
Married Women $1030 +$543 +$819 +$9 +$391
All Men $1444 +$761 +$1148 +$13 +$549
Married Men $1366 +$720 +$1086 +$12 +$518

The typical insurance rate of $1444 that Wichita Falls Men pay varies from Cashion Community (+$761), Wichita County (+$1148), Iowa Park (+$13) and Texas (+$549). In Wichita Falls, married men pay $336 more than married women.


  • 2013 Honda Civic Hybrid Married Men Insurance Rate $1,279
  • 2014 Dodge Journey R/T Married Women Insurance Rate $1,305

Wichita Falls Senior Car Insurance

18465 Wichita Falls Seniors (17% of total population), 44% Senior Men & 56% Senior Women.

Wichita Falls Burkburnett Wichita County Henrietta Texas
All Seniors $1209 -$10 +$961 +$1069 +$459
Senior Men $1265 -$10 +$1006 +$1119 +$480
Senior Women $1176 -$10 +$934 +$1039 +$446

Wichita Falls seniors pay $1209 in insurance compared to Burkburnett (-$10), Wichita County (+$961), Henrietta (+$1069) and Texas (+$459). In Wichita Falls, senior men pay $89 more than senior women.

Wichita Falls Car Insurance Discounts for Multiple Vehicles

Wichita Falls Population with 1 Vehicle 14166 (36% of Wichita Falls population), 2 Vehicles 15592 (40% of the Wichita Falls population) and 3 vehicles 5021 (13% of the population)

Wichita Falls Devol, OK Electra Petrolia Texas
2 Vehicles $2128 +$3230 +$1843 +$1919 +$808
3 Vehicles $3248 +$4930 +$2813 +$2929 +$1233
4 Vehicles $4368 +$6630 +$3783 +$3939 +$1658

Car Insurance Agents in Wichita Falls, TX

Rank Agent Name Agent Contact
1 Don Spaulding - Allstate Insurance Company 2405 Kemp Blvd STE A Wichita Falls, TX 76309
2 Pond Insurance Agency 1401 Holliday St Ste 310 Wichita Falls, TX 76301
3 Tim Short - State Farm Insurance Agent 2608 Kemp Blvd Suite B Wichita Falls, TX 76309
4 Tracey Denson - State Farm Insurance Agent 4210 Kell Blvd Suite 106 Wichita Falls, TX 76309
5 William Gunn - State Farm Insurance Agent 1908 Elmwood Avenue North Wichita Falls, TX 76308