Worcester, MA Auto Insurance Rates

Worcester, MA residents can save $550 by comparing multiple quotes & reading reviews & research on Worcester car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,005 $1,377 $1,577

Latest Auto Insurance Reviews in Worcester, Massachusetts


State Farm
The premium for my vehicles is lower than other insurance companies. I put my auto insurance up for review and upon getting quotes from other companies (Progressive, Geico, Elephant) none of them could beat the price.
Aaa
I dislike that I don't get updated as much as I would like about my insurance. I also don't like that insurance plans are hard to understand when I have to make a choice on my coverage.
Progressive
My premium is alot lower then most other companys i have been with. I actually made a switch to the for that reason.
21st Century Auto Insurance
The general only offers basic insurance, that I'm aware of. It's an easy way to get insurance quickly, but the coverage is minimal compared to other companies. They have the double deductible which can be handy, but you can only do it once. They also provide affordable sr22 if needed.
Arbella Insurance
I have never filed a claim in all the years with the policy so I wish they cut the rate by much more then they already have. Since I am not filing a claim, I am not sure why they cant give me a bigger discount
Allstate
overall I feel that allstate is one of those best bang for your bucks company's where my dollar really stretches and I get a phenomenal bit of coverage for my home and auto
Write Your Review | Worcester, Massachusetts Auto Insurance Analysis
State Farm Auto Insurance, Worcester, MA
$97/1 month
Car Insurance Policy Holder
  • Divorced 59 Years old Male licensed 13 years ago with Own Ford Expedition King Ranch used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
  • Associate & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Worcester Car Insurance Rate Comparisons

Worcester, MA's average car insurance of $1377 differs from Northborough, MA (+$73), Berlin, MA (-$67), Oxford, MA (+$683) and Massachusetts (+$248)

Worcester Northborough, MA Berlin, MA Oxford, MA Massachusetts
Median Insurance Rates $1377 +$73 -$67 +$683 +$248

Worcester Car Insurance Savings By Neighborhood & Street Area

Worcester Driver Street Residence & Car Locations Car Details in Worcester Worcester Driver Demographics Worcester Auto Insurance Estimates Recent Worcester Insurance Savings
Beaver Brook
Calmia St2003 Buick Century Base18 year male teenager$3,924$787
Longfellow Rd2004 Cadillac Deville 28 year married man$1,927$783
Beverly Road
Holt Ave2002 Jeep Grand Cherokee Laredo65 year female senior$989$639
Park View Dr2007 Mazda MAZDA3 s Touring29 year married woman$1,180$954
Brittan Square
Amesbury St2008 Chrysler 300 Touring36 year woman$1,317$699
Oscar St2012 Hyundai Sonata GLS19 year teenager$3,548$391
Jamesville
Farmington St2009 Ford Fusion SE61 year male senior$1,225$493
Healy Rd2007 Chevrolet Silverado 2500HD Classic Work Truck24 year man$1,790$934
Oakland Heights
Aurora St2010 Lincoln MKZ Base65 year senior$1,361$947
Hampton St2013 Honda Civic LX18 year female teenager$2,793$433

Worcester Post DUI Car Insurance Rates

Worcester Oxford Northborough Upton Massachusetts
Median Post DUI Insurance Rate $2561 +$1270 +$136 -$162 +$461
Male Teenager Post DUI Insurance Rate $6837 +$3393 +$363 -$432 +$1231
Female Teenager Post DUI Insurance Rate $5940 +$2948 +$317 -$375 +$1072

The Post DUI insurance in Worcester, MA's is $2561 compared to Oxford (+$1270), Northborough (+$136), Upton (-$162) and Massachusetts (+$461)

In Worcester, a male teenager with Post DUI pays $897 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Jeep Grand Cherokee Laredo in Worcester, MA would pay $5581 on auto insurance while a female teenager POST DUI would pay $4849.

Worcester Car Insurance by Segment

Worcester Teenagers Car Insurance Rates Comparison

15622 Worcester Teenagers (8% of total population), 49% Male & 51% Female.

Worcester Westborough Millbury Berlin Massachusetts
All Teenagers $3414 -$314 +$1322 -$166 +$616
Male Teenager $3676 -$339 +$1423 -$179 +$662
Female Teenager $3194 -$294 +$1237 -$155 +$576

Worcester teenagers pay $3414 in insurance in contrast with Westborough (-$314), Millbury (+$1322), Berlin (-$166) and Massachusetts (+$616). The difference between Male & Female teenagers in Worcester is $482

Example

  • 2013 Nissan Rogue S Male Teenager Insurance Rate $3,532
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $3,431

Worcester Men & Women Car Insurance

181473 Worcester Adults (100% of total population), 47% Men & 53% Women.

Worcester Auburn Millbury Clinton Massachusetts
All Women $1308 +$630 +$506 +$582 +$235
Married Women $1253 +$603 +$485 +$557 +$225
All Men $1886 +$908 +$730 +$840 +$340
Married Men $1735 +$835 +$671 +$772 +$312

The typical insurance rate of $1886 that Worcester Men pay varies from Auburn (+$908), Millbury (+$730), Clinton (+$840) and Massachusetts (+$340). In Worcester, married men pay $482 more than married women.

Example

  • 2011 Audi A4 2.0T quattro Premium Married Men Insurance Rate $1,578
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,643

Worcester Senior Car Insurance

30290 Worcester Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Worcester Grafton Sterling Northborough Massachusetts
All Seniors $1294 +$181 +$257 +$69 +$233
Senior Men $1349 +$189 +$268 +$72 +$243
Senior Women $1211 +$170 +$241 +$65 +$219

Worcester seniors pay $1294 in insurance compared to Grafton (+$181), Sterling (+$257), Northborough (+$69) and Massachusetts (+$233). In Worcester, senior men pay $138 more than senior women.

Worcester Car Insurance Discounts for Multiple Vehicles

Worcester Population with 1 Vehicle 29806 (43% of Worcester population), 2 Vehicles 21707 (31% of the Worcester population) and 3 vehicles 4568 (7% of the population)

Worcester Spencer Auburn Westborough Massachusetts
2 Vehicles $2617 +$1202 +$1259 -$242 +$471
3 Vehicles $3994 +$1835 +$1922 -$369 +$719
4 Vehicles $5371 +$2468 +$2585 -$496 +$967